<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:psc="http://podlove.org/simple-chapters" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><title><![CDATA[Grown Folks Shift]]></title><description><![CDATA[<p><b>Grown Folks Shift</b> is about what happens <b>after the life you planned stops fitting.</b></p><p>It’s for Gen X women who did everything right<br />Worked hard<br />Showed up<br />Took care of everyone else<br />And still ended up tired, stuck, or quietly asking, <i>“Is this it?”</i></p><p>Your podcast speaks to:<br />• Caregivers who are burned out but invisible<br />• Educators and professionals who are done being loyal to systems that didn’t protect them<br />• Parents navigating empty nesting, no-contact kids, or adult children struggling<br />• People facing health issues, disability fights, or forced career pivots<br />• Folks dreaming about leaving the U.S., starting over, or finally choosing themselves<br />• The “strong ones” who were never allowed to fall apart</p><p>At its core, <b>Grown Folks Shift</b> is about:<br />• Naming the truth nobody says out loud<br />• Calling out broken systems without fear<br />• Grieving old identities without shame<br />• Reclaiming power, voice, and choice in midlife<br />• Making bold, ethical, values-based moves in your second or third act</p><p>You blend:<br />• Real life stories (yours and others)<br />• Hard earned wisdom<br />• Therapist level insight without therapist language<br />• Humor that Gen X gets instantly<br />• And straight talk that says, <i>“You’re not crazy. You’re waking up.”</i></p><p>You’re not motivating people to “level up.”<br />You’re helping them <b>shift out of survival mode.</b></p><p>Bottom line:<br />This podcast is a signal fire for grown folks who know something has to change and are finally ready to move different.</p><p></p>]]></description><link>https://www.michellelinzy.com/</link><generator>Riverside.fm (https://riverside.com)</generator><lastBuildDate>Thu, 28 May 2026 22:20:42 GMT</lastBuildDate><atom:link href="https://api.riverside.com/hosting/GjbFgG03.rss" rel="self" type="application/rss+xml"/><author><![CDATA[Michelle Linzy]]></author><pubDate>Fri, 26 Dec 2025 16:46:39 GMT</pubDate><copyright><![CDATA[2025 Michelle Linzy]]></copyright><language><![CDATA[en]]></language><ttl>60</ttl><category><![CDATA[Society & Culture]]></category><category><![CDATA[Health & Fitness]]></category><itunes:author>Michelle Linzy</itunes:author><itunes:summary>&lt;p&gt;&lt;b&gt;Grown Folks Shift&lt;/b&gt; is about what happens &lt;b&gt;after the life you planned stops fitting.&lt;/b&gt;&lt;/p&gt;&lt;p&gt;It’s for Gen X women who did everything right&lt;br /&gt;Worked hard&lt;br /&gt;Showed up&lt;br /&gt;Took care of everyone else&lt;br /&gt;And still ended up tired, stuck, or quietly asking, &lt;i&gt;“Is this it?”&lt;/i&gt;&lt;/p&gt;&lt;p&gt;Your podcast speaks to:&lt;br /&gt;• Caregivers who are burned out but invisible&lt;br /&gt;• Educators and professionals who are done being loyal to systems that didn’t protect them&lt;br /&gt;• Parents navigating empty nesting, no-contact kids, or adult children struggling&lt;br /&gt;• People facing health issues, disability fights, or forced career pivots&lt;br /&gt;• Folks dreaming about leaving the U.S., starting over, or finally choosing themselves&lt;br /&gt;• The “strong ones” who were never allowed to fall apart&lt;/p&gt;&lt;p&gt;At its core, &lt;b&gt;Grown Folks Shift&lt;/b&gt; is about:&lt;br /&gt;• Naming the truth nobody says out loud&lt;br /&gt;• Calling out broken systems without fear&lt;br /&gt;• Grieving old identities without shame&lt;br /&gt;• Reclaiming power, voice, and choice in midlife&lt;br /&gt;• Making bold, ethical, values-based moves in your second or third act&lt;/p&gt;&lt;p&gt;You blend:&lt;br /&gt;• Real life stories (yours and others)&lt;br /&gt;• Hard earned wisdom&lt;br /&gt;• Therapist level insight without therapist language&lt;br /&gt;• Humor that Gen X gets instantly&lt;br /&gt;• And straight talk that says, &lt;i&gt;“You’re not crazy. You’re waking up.”&lt;/i&gt;&lt;/p&gt;&lt;p&gt;You’re not motivating people to “level up.”&lt;br /&gt;You’re helping them &lt;b&gt;shift out of survival mode.&lt;/b&gt;&lt;/p&gt;&lt;p&gt;Bottom line:&lt;br /&gt;This podcast is a signal fire for grown folks who know something has to change and are finally ready to move different.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;</itunes:summary><itunes:type>episodic</itunes:type><itunes:owner><itunes:name>Michelle Linzy</itunes:name><itunes:email>mmlinzy@yahoo.com</itunes:email></itunes:owner><itunes:explicit>no</itunes:explicit><itunes:category text="Society &amp; Culture"/><itunes:category text="Health &amp; Fitness"/><itunes:image href="https://hosting-media.riverside.com/media/podcasts/eb1039eb-334d-4212-9768-e799ff093c57/logos/0322b2eb-b051-482f-a2c1-02958bf3701c.png"/><item><title><![CDATA[The Wait Is OVER]]></title><description><![CDATA[<p>The conversation focuses on embracing change and seeking psychological guidance for personal growth and development. It emphasizes the need for clarity, structure, and support in making significant life changes, as well as the importance of psychological grounding and interrupting negative patterns to build a fulfilling life.</p><p></p><p>Takeaways</p><ul><li>Embrace change and seek support for personal growth</li><li>Psychological guidance is essential for interrupting negative patterns and building a fulfilling life.</li></ul><p></p><p></p>]]></description><guid isPermaLink="false">1756d7a8-db4a-49f1-b4e2-4b5d2c0d19da</guid><dc:creator><![CDATA[Michelle Linzy]]></dc:creator><pubDate>Sun, 04 Jan 2026 17:19:09 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/6912facd9e52e3247dbcfed2b74a76a857f6b0392f7059e7fa12e15553adb1ae/eyJlcGlzb2RlSWQiOiIxNzU2ZDdhOC1kYjRhLTQ5ZjEtYjRlMi00YjVkMmMwZDE5ZGEiLCJwb2RjYXN0SWQiOiJlYjEwMzllYi0zMzRkLTQyMTItOTc2OC1lNzk5ZmYwOTNjNTciLCJhY2NvdW50SWQiOiI2NmE0NjIzYzcyZjM5YmI5ZWQwNGZmYmEiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk1YTgyYWU3MzRlNzNmYzYxMDhiYmY5L21pY2hlbGxlLWxpbnp5cy1zdHVkaW8tY29tcG9zZXItMjAyNi0xLTRfXzE2LTktMzQubXAzIn0=.mp3" length="1307223" type="audio/mpeg"/><itunes:summary>&lt;p&gt;The conversation focuses on embracing change and seeking psychological guidance for personal growth and development. It emphasizes the need for clarity, structure, and support in making significant life changes, as well as the importance of psychological grounding and interrupting negative patterns to build a fulfilling life.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Embrace change and seek support for personal growth&lt;/li&gt;&lt;li&gt;Psychological guidance is essential for interrupting negative patterns and building a fulfilling life.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:01:51</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/eb1039eb-334d-4212-9768-e799ff093c57/logos/0322b2eb-b051-482f-a2c1-02958bf3701c.png"/><itunes:season>101</itunes:season><itunes:episode>4</itunes:episode><itunes:title>The Wait Is OVER</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[
When “Preferred Vendor” Isn’t on Your Side
]]></title><description><![CDATA[<h3><b>Grown Folks Shift | Episode 3</b></h3><p><b>When “Preferred Vendor” Isn’t on Your Side</b></p><p>“Preferred vendor” sounds reassuring.<br />Until you realize who they actually work for.</p><p>In Episode 3 of <i>Grown Folks Shift</i>, Michelle Linzy breaks down how so called preferred vendors often serve the system, not the person, and why trusting the label can quietly work against your best interests during critical life transitions.</p><p>This conversation is for Gen X, caregivers, and anyone navigating complex systems where power, money, and control aren’t always visible.</p><p>🎥 Watch the full episode on YouTube.</p><hr /><h3>🔗 CONNECT WITH MICHELLE LINZY</h3><p>Website: <a rel="noopener noreferrer nofollow" href="https://michellelinzy.com" target="_blank">https://michellelinzy.com</a></p><p><br />Facebook: <a rel="noopener noreferrer nofollow" href="https://www.facebook.com/michellelinzylc/" target="_blank">https://www.facebook.com/michellelinzylc/</a><br />Instagram: <a rel="noopener noreferrer nofollow" href="https://www.instagram.com/michellelinzy/" target="_blank">https://www.instagram.com/michellelinzy/</a></p><p></p><hr /><h3>🔒 THE SHIFTERS CIRCLE</h3><p>The Shifters Circle is a private space for women navigating second and third act life transitions with clarity, power, and truth.<br />Learn more at <a rel="noopener noreferrer nofollow" href="https://michellelinzy.com" target="_blank">https://michellelinzy.com</a></p><p></p><hr /><h3>⚠️ DISCLAIMER</h3><p>This video podcast is for educational and informational purposes only and does not constitute legal, medical, or financial advice.</p>]]></description><guid isPermaLink="false">e474f0c6-994c-4cc7-a4b6-b14e5aaf610a</guid><dc:creator><![CDATA[Michelle Linzy]]></dc:creator><pubDate>Tue, 30 Dec 2025 21:50:17 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/04c9d037cbf9617f2396468da9157cf78653b9544c53dcaadd1a6f2a906c55f7/eyJlcGlzb2RlSWQiOiJlNDc0ZjBjNi05OTRjLTRjYzctYTRiNi1iMTRlNWFhZjYxMGEiLCJwb2RjYXN0SWQiOiJlYjEwMzllYi0zMzRkLTQyMTItOTc2OC1lNzk5ZmYwOTNjNTciLCJhY2NvdW50SWQiOiI2NmE0NjIzYzcyZjM5YmI5ZWQwNGZmYmEiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk1NDM4ODFkNWUzMjEwZTA3NzJlMjdjL21pY2hlbGxlLWxpbnp5cy1zdHVkaW8tY29tcG9zZXItMjAyNS0xMi0zMF9fMjEtMzktMjkubXAzIn0=.mp3" length="2595194" type="audio/mpeg"/><itunes:summary>&lt;h3&gt;&lt;b&gt;Grown Folks Shift | Episode 3&lt;/b&gt;&lt;/h3&gt;&lt;p&gt;&lt;b&gt;When “Preferred Vendor” Isn’t on Your Side&lt;/b&gt;&lt;/p&gt;&lt;p&gt;“Preferred vendor” sounds reassuring.&lt;br /&gt;Until you realize who they actually work for.&lt;/p&gt;&lt;p&gt;In Episode 3 of &lt;i&gt;Grown Folks Shift&lt;/i&gt;, Michelle Linzy breaks down how so called preferred vendors often serve the system, not the person, and why trusting the label can quietly work against your best interests during critical life transitions.&lt;/p&gt;&lt;p&gt;This conversation is for Gen X, caregivers, and anyone navigating complex systems where power, money, and control aren’t always visible.&lt;/p&gt;&lt;p&gt;🎥 Watch the full episode on YouTube.&lt;/p&gt;&lt;hr /&gt;&lt;h3&gt;🔗 CONNECT WITH MICHELLE LINZY&lt;/h3&gt;&lt;p&gt;Website: &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://michellelinzy.com&quot; target=&quot;_blank&quot;&gt;https://michellelinzy.com&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;Facebook: &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.facebook.com/michellelinzylc/&quot; target=&quot;_blank&quot;&gt;https://www.facebook.com/michellelinzylc/&lt;/a&gt;&lt;br /&gt;Instagram: &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.instagram.com/michellelinzy/&quot; target=&quot;_blank&quot;&gt;https://www.instagram.com/michellelinzy/&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;hr /&gt;&lt;h3&gt;🔒 THE SHIFTERS CIRCLE&lt;/h3&gt;&lt;p&gt;The Shifters Circle is a private space for women navigating second and third act life transitions with clarity, power, and truth.&lt;br /&gt;Learn more at &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://michellelinzy.com&quot; target=&quot;_blank&quot;&gt;https://michellelinzy.com&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;hr /&gt;&lt;h3&gt;⚠️ DISCLAIMER&lt;/h3&gt;&lt;p&gt;This video podcast is for educational and informational purposes only and does not constitute legal, medical, or financial advice.&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:03:47</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/eb1039eb-334d-4212-9768-e799ff093c57/logos/0322b2eb-b051-482f-a2c1-02958bf3701c.png"/><itunes:season>101</itunes:season><itunes:episode>3</itunes:episode><itunes:title>
When “Preferred Vendor” Isn’t on Your Side
</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[ERISA Traps They Don’t Warn You About
]]></title><description><![CDATA[<h1>🎙️ Grown Folks Shift</h1><h2>Episode 2: ERISA Traps No One Warned You About</h2><p>Most people believe they bought disability insurance.<br />What they actually bought was an <b>ERISA plan</b>.</p><p>And those are not the same thing.</p><p>In Episode 2 of <b>Grown Folks Shift</b>, Michelle Linzy breaks down the ERISA traps that quietly strip workers of protection when they need it most. These are the things no one explains when you sign the paperwork and the realities you only discover after a claim is denied.</p><p>This episode is for:</p><ul><li>Gen X workers navigating illness or injury</li><li>Caregivers trying to understand benefit denials</li><li>Anyone who assumed “insurance is insurance”</li><li>People who want the truth before it’s too late</li></ul><p>This is not fear mongering.<br />This is lived experience, policy reality, and grown folks truth.</p><hr /><h2>🔎 In This Episode, We Cover</h2><ul><li>What ERISA actually is and why it matters</li><li>The most common ERISA traps workers fall into</li><li>Why employer sponsored disability plans work differently</li><li>How appeals are stacked against claimants</li><li>What you need to understand before a denial happens</li></ul><hr /><h2>🌀 About Grown Folks Shift</h2><p><b>Grown Folks Shift</b> is a video podcast for Gen X adults navigating second and third stage life transitions. We talk about the things no one prepared us for and the systems that quietly fail people who did everything “right.”</p><p>You’re not lost.<br />You’re being called.<br />The signal is lit. Let’s move different.</p><hr /><h2>🔐 Shifters Circle</h2><p>The <b>Shifters Circle</b> is a curated, small cohort space for women navigating major life transitions with honesty, depth, and discernment.</p><p>This is not a support group.<br />This is not surface level motivation.</p><p>It’s for women who are ready for real conversations, lived wisdom, and next chapter clarity.</p><p>Learn more or request access here:<br />👉 <a rel="noopener noreferrer nofollow" href="https://michellelinzy.com" target="_blank"><b>https://michellelinzy.com</b></a></p><p></p><hr /><h2>🔗 Connect With Michelle Linzy</h2><p>Buy Me a Coffee<br /><a rel="noopener noreferrer nofollow" href="https://buymeacoffee.com/hellokkb" target="_blank">https://buymeacoffee.com/hellokkb</a></p><p></p><p>Website<br /><a rel="noopener noreferrer nofollow" href="https://michellelinzy.com" target="_blank">https://michellelinzy.com</a></p><p></p><p>Facebook<br /><a rel="noopener noreferrer nofollow" href="https://www.facebook.com/michellelinzylc/" target="_blank">https://www.facebook.com/michellelinzylc/</a></p><p></p><p>YouTube<br /><a rel="noopener noreferrer nofollow" href="https://www.youtube.com/@michellelinzylc" target="_blank">https://www.youtube.com/@michellelinzylc</a></p><p></p><p>Booking<br /><b>Unlock What’s Possible</b><br /><a rel="noopener noreferrer nofollow" href="https://michellelinzy.com" target="_blank">https://michellelinzy.com</a></p><p></p><hr /><h2>⚠️ Disclaimer</h2><p>This video podcast is for <b>educational and informational purposes only</b>.<br />Nothing in this episode constitutes legal, medical, or financial advice.</p><p>Michelle Linzy is sharing lived experience, research, and personal insight. Viewers and listeners are encouraged to consult qualified professionals regarding their individual circumstances.</p>]]></description><guid isPermaLink="false">74d2fd72-764a-4cac-b033-dfd76c7f8bc9</guid><dc:creator><![CDATA[Michelle Linzy]]></dc:creator><pubDate>Mon, 29 Dec 2025 22:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/d97470264f638a5ee3ce6b23b0929aa5ca68604a30827c7aaa4df3838672796c/eyJlcGlzb2RlSWQiOiI3NGQyZmQ3Mi03NjRhLTRjYWMtYjAzMy1kZmQ3NmM3ZjhiYzkiLCJwb2RjYXN0SWQiOiJlYjEwMzllYi0zMzRkLTQyMTItOTc2OC1lNzk5ZmYwOTNjNTciLCJhY2NvdW50SWQiOiI2NmE0NjIzYzcyZjM5YmI5ZWQwNGZmYmEiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk1MmU4Nzg5OGJlN2U0MWVjM2JkNzg2L21pY2hlbGxlLWxpbnp5cy1zdHVkaW8tY29tcG9zZXItMjAyNS0xMi0yOV9fMjEtNDUtNDQubXAzIn0=.mp3" length="3048247" type="audio/mpeg"/><itunes:summary>&lt;h1&gt;🎙️ Grown Folks Shift&lt;/h1&gt;&lt;h2&gt;Episode 2: ERISA Traps No One Warned You About&lt;/h2&gt;&lt;p&gt;Most people believe they bought disability insurance.&lt;br /&gt;What they actually bought was an &lt;b&gt;ERISA plan&lt;/b&gt;.&lt;/p&gt;&lt;p&gt;And those are not the same thing.&lt;/p&gt;&lt;p&gt;In Episode 2 of &lt;b&gt;Grown Folks Shift&lt;/b&gt;, Michelle Linzy breaks down the ERISA traps that quietly strip workers of protection when they need it most. These are the things no one explains when you sign the paperwork and the realities you only discover after a claim is denied.&lt;/p&gt;&lt;p&gt;This episode is for:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Gen X workers navigating illness or injury&lt;/li&gt;&lt;li&gt;Caregivers trying to understand benefit denials&lt;/li&gt;&lt;li&gt;Anyone who assumed “insurance is insurance”&lt;/li&gt;&lt;li&gt;People who want the truth before it’s too late&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;This is not fear mongering.&lt;br /&gt;This is lived experience, policy reality, and grown folks truth.&lt;/p&gt;&lt;hr /&gt;&lt;h2&gt;🔎 In This Episode, We Cover&lt;/h2&gt;&lt;ul&gt;&lt;li&gt;What ERISA actually is and why it matters&lt;/li&gt;&lt;li&gt;The most common ERISA traps workers fall into&lt;/li&gt;&lt;li&gt;Why employer sponsored disability plans work differently&lt;/li&gt;&lt;li&gt;How appeals are stacked against claimants&lt;/li&gt;&lt;li&gt;What you need to understand before a denial happens&lt;/li&gt;&lt;/ul&gt;&lt;hr /&gt;&lt;h2&gt;🌀 About Grown Folks Shift&lt;/h2&gt;&lt;p&gt;&lt;b&gt;Grown Folks Shift&lt;/b&gt; is a video podcast for Gen X adults navigating second and third stage life transitions. We talk about the things no one prepared us for and the systems that quietly fail people who did everything “right.”&lt;/p&gt;&lt;p&gt;You’re not lost.&lt;br /&gt;You’re being called.&lt;br /&gt;The signal is lit. Let’s move different.&lt;/p&gt;&lt;hr /&gt;&lt;h2&gt;🔐 Shifters Circle&lt;/h2&gt;&lt;p&gt;The &lt;b&gt;Shifters Circle&lt;/b&gt; is a curated, small cohort space for women navigating major life transitions with honesty, depth, and discernment.&lt;/p&gt;&lt;p&gt;This is not a support group.&lt;br /&gt;This is not surface level motivation.&lt;/p&gt;&lt;p&gt;It’s for women who are ready for real conversations, lived wisdom, and next chapter clarity.&lt;/p&gt;&lt;p&gt;Learn more or request access here:&lt;br /&gt;👉 &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://michellelinzy.com&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://michellelinzy.com&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;hr /&gt;&lt;h2&gt;🔗 Connect With Michelle Linzy&lt;/h2&gt;&lt;p&gt;Buy Me a Coffee&lt;br /&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://buymeacoffee.com/hellokkb&quot; target=&quot;_blank&quot;&gt;https://buymeacoffee.com/hellokkb&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Website&lt;br /&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://michellelinzy.com&quot; target=&quot;_blank&quot;&gt;https://michellelinzy.com&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Facebook&lt;br /&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.facebook.com/michellelinzylc/&quot; target=&quot;_blank&quot;&gt;https://www.facebook.com/michellelinzylc/&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;YouTube&lt;br /&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.youtube.com/@michellelinzylc&quot; target=&quot;_blank&quot;&gt;https://www.youtube.com/@michellelinzylc&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Booking&lt;br /&gt;&lt;b&gt;Unlock What’s Possible&lt;/b&gt;&lt;br /&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://michellelinzy.com&quot; target=&quot;_blank&quot;&gt;https://michellelinzy.com&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;hr /&gt;&lt;h2&gt;⚠️ Disclaimer&lt;/h2&gt;&lt;p&gt;This video podcast is for &lt;b&gt;educational and informational purposes only&lt;/b&gt;.&lt;br /&gt;Nothing in this episode constitutes legal, medical, or financial advice.&lt;/p&gt;&lt;p&gt;Michelle Linzy is sharing lived experience, research, and personal insight. Viewers and listeners are encouraged to consult qualified professionals regarding their individual circumstances.&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:05:11</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/eb1039eb-334d-4212-9768-e799ff093c57/logos/0322b2eb-b051-482f-a2c1-02958bf3701c.png"/><itunes:season>101</itunes:season><itunes:episode>2</itunes:episode><itunes:title>ERISA Traps They Don’t Warn You About
</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[You Didn’t Buy Disability Insurance. You Bought an Erisa Plan.
]]></title><description><![CDATA[<p>The first episode of Grown Folks Shift, hosted by Michelle Linzy, Life Transition Specialist, introduces the concept of ERISA plans and the misconceptions surrounding disability insurance. It highlights the impact of ERISA on rights and the truth about ERISA plans, emphasizing the difference between risk management and protection. The episode concludes with a call to action for better understanding and awareness of the system.</p><p></p><p>Takeaways</p><ul><li>ERISA vs. Disability Insurance</li><li>Understanding the System</li></ul><p></p><p>Chapters</p><ul><li>00:00 Introduction to Grown Folks Shift</li></ul>]]></description><guid isPermaLink="false">a3f2aebd-61e5-412f-b6dc-f50d2773edd1</guid><dc:creator><![CDATA[Michelle Linzy]]></dc:creator><pubDate>Sun, 28 Dec 2025 20:09:31 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/064b4681b198ecef2893a70336f21f1da1a8be165bcb70260bf6cfed6d980ea0/eyJlcGlzb2RlSWQiOiJhM2YyYWViZC02MWU1LTQxMmYtYjZkYy1mNTBkMjc3M2VkZDEiLCJwb2RjYXN0SWQiOiJlYjEwMzllYi0zMzRkLTQyMTItOTc2OC1lNzk5ZmYwOTNjNTciLCJhY2NvdW50SWQiOiI2NmE0NjIzYzcyZjM5YmI5ZWQwNGZmYmEiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk1MThhNGNhODMxZDZjYzkwN2E4YzY2L21pY2hlbGxlLWxpbnp5cy1zdHVkaW8tY29tcG9zZXItMjAyNS0xMi0yOF9fMjAtNTEtNDAubXAzIn0=.mp3" length="2647313" type="audio/mpeg"/><itunes:summary>&lt;p&gt;The first episode of Grown Folks Shift, hosted by Michelle Linzy, Life Transition Specialist, introduces the concept of ERISA plans and the misconceptions surrounding disability insurance. It highlights the impact of ERISA on rights and the truth about ERISA plans, emphasizing the difference between risk management and protection. The episode concludes with a call to action for better understanding and awareness of the system.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;ERISA vs. Disability Insurance&lt;/li&gt;&lt;li&gt;Understanding the System&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Introduction to Grown Folks Shift&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:04:12</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/eb1039eb-334d-4212-9768-e799ff093c57/logos/0322b2eb-b051-482f-a2c1-02958bf3701c.png"/><itunes:season>101</itunes:season><itunes:episode>1</itunes:episode><itunes:title>You Didn’t Buy Disability Insurance. You Bought an Erisa Plan.
</itunes:title><itunes:episodeType>full</itunes:episodeType></item></channel></rss>