<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:psc="http://podlove.org/simple-chapters" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><title><![CDATA[Scott & Sam in the A.M.]]></title><description><![CDATA[<p>Scott and Sam are real estate investors, entrepreneurs, and best friends. Discussing real estate, heath and fitness, and current events, tune in to hear the latest with Scott and Sam! </p>]]></description><link>https://riverside.com</link><generator>Riverside.fm (https://riverside.com)</generator><lastBuildDate>Tue, 14 Jul 2026 01:53:13 GMT</lastBuildDate><atom:link href="https://api.riverside.com/hosting/KBpVhVPI.rss" rel="self" type="application/rss+xml"/><author><![CDATA[Scott and Sam]]></author><pubDate>Wed, 18 Mar 2026 01:13:33 GMT</pubDate><copyright><![CDATA[2026 Scott and Sam]]></copyright><language><![CDATA[en]]></language><ttl>60</ttl><category><![CDATA[Business]]></category><category><![CDATA[Health & Fitness]]></category><itunes:author>Scott and Sam</itunes:author><itunes:summary>&lt;p&gt;Scott and Sam are real estate investors, entrepreneurs, and best friends. Discussing real estate, heath and fitness, and current events, tune in to hear the latest with Scott and Sam! &lt;/p&gt;</itunes:summary><itunes:type>episodic</itunes:type><itunes:owner><itunes:name>Scott and Sam</itunes:name><itunes:email>katharine@investkodiak.com</itunes:email></itunes:owner><itunes:explicit>yes</itunes:explicit><itunes:category text="Business"/><itunes:category text="Health &amp; Fitness"/><itunes:image href="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/logos/95782bd5-b9af-46f1-a7b5-9796e0f037f5.png"/><item><title><![CDATA[Episode 17: Our plan might be working?]]></title><description><![CDATA[<p>This week, the guys do a mid-year evaluation of where they're at. The goods, the bads, and everything in between. Scott and Sam get into the rewards of real estate investment, the impact of risk on decision-making, and the importance of setting ambitious goals!</p><p></p><p>Chapters</p><ul><li>00:00 Health and Wellness</li><li>02:05 Childhood Memories and Music</li><li>15:38 Real Estate Investments and Challenges</li><li>20:26 Commercial Real Estate Risks</li><li>29:18 Investment Risks and Decision-Making</li><li>36:41 Business Strategies and Personal Growth</li><li>39:02 Managing Stress and Finding Balance</li><li>46:23 Leisure Activities and Enjoyment</li></ul>]]></description><guid isPermaLink="false">4a69a74b-f4a4-49e7-be24-48e71cf17092</guid><dc:creator><![CDATA[Scott and Sam]]></dc:creator><pubDate>Thu, 09 Jul 2026 12:22:27 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/2412e6fb89959047c5aac075fbb7e5cf8f19bc1a11eba38f05f8cdd94f382215/eyJlcGlzb2RlSWQiOiI0YTY5YTc0Yi1mNGE0LTQ5ZTctYmUyNC00OGU3MWNmMTcwOTIiLCJwb2RjYXN0SWQiOiIxY2YzMmZhOS1kOWRkLTRjMDItYmFiYS1mMTljMDM5MGM4NDYiLCJhY2NvdW50SWQiOiI2OTM2ZWQ0NmY4Zjg5Y2IwYWY3NzRhZGEiLCJwYXRoIjoibWVkaWEvY2xpcHMvNmE0ZWQ2ZGUyZTE2MWJjOTgxZjE0YmVjL2thdGhhcmluZXMtc3R1ZGlvLW9mRDdsLWNvbXBvc2VyLTIwMjYtNy05X18xLTEtNTAubXAzIn0=.mp3" length="104416383" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/episodes/4a69a74b-f4a4-49e7-be24-48e71cf17092/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;This week, the guys do a mid-year evaluation of where they&apos;re at. The goods, the bads, and everything in between. Scott and Sam get into the rewards of real estate investment, the impact of risk on decision-making, and the importance of setting ambitious goals!&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Health and Wellness&lt;/li&gt;&lt;li&gt;02:05 Childhood Memories and Music&lt;/li&gt;&lt;li&gt;15:38 Real Estate Investments and Challenges&lt;/li&gt;&lt;li&gt;20:26 Commercial Real Estate Risks&lt;/li&gt;&lt;li&gt;29:18 Investment Risks and Decision-Making&lt;/li&gt;&lt;li&gt;36:41 Business Strategies and Personal Growth&lt;/li&gt;&lt;li&gt;39:02 Managing Stress and Finding Balance&lt;/li&gt;&lt;li&gt;46:23 Leisure Activities and Enjoyment&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:54:23</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/logos/95782bd5-b9af-46f1-a7b5-9796e0f037f5.png"/><itunes:season>1</itunes:season><itunes:episode>17</itunes:episode><itunes:title>Episode 17: Our plan might be working?</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 16: Get shredded FAST]]></title><description><![CDATA[<p>In this episode, the guys dive into fitness and training, parenting and the importance of keeping hobbies in your life as you get older. We dive into our current supplements, gut health, lean physique goals, and nutrition. We also talk about the planning of vacation destinations and travel experiences.</p><p></p><p>Chapters</p><ul><li>00:00 The Haircut Disaster</li><li>10:26 Parenting and Sports</li><li>23:00 Fitness and Athletic Competitions</li><li>30:21 Lean Physique and Nutrition</li><li>41:46 Vacation Planning</li></ul>]]></description><guid isPermaLink="false">ecaab2c8-be17-4539-81a7-99e29cd736cd</guid><dc:creator><![CDATA[Scott and Sam]]></dc:creator><pubDate>Thu, 02 Jul 2026 13:30:17 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/3016f0a82b461f4d62cdfa46054e7c24193c7c2fd9cced37bdae5906dcf67ec1/eyJlcGlzb2RlSWQiOiJlY2FhYjJjOC1iZTE3LTQ1MzktODFhNy05OWUyOWNkNzM2Y2QiLCJwb2RjYXN0SWQiOiIxY2YzMmZhOS1kOWRkLTRjMDItYmFiYS1mMTljMDM5MGM4NDYiLCJhY2NvdW50SWQiOiI2OTM2ZWQ0NmY4Zjg5Y2IwYWY3NzRhZGEiLCJwYXRoIjoibWVkaWEvY2xpcHMvNmE0NjY0ZDMwYmQ4OTdlMWVjNzkxZjQ5L2thdGhhcmluZXMtc3R1ZGlvLW9mRDdsLWNvbXBvc2VyLTIwMjYtNy0yX18xNS0xNy03Lm1wMyJ9.mp3" length="89939112" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/episodes/ecaab2c8-be17-4539-81a7-99e29cd736cd/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;In this episode, the guys dive into fitness and training, parenting and the importance of keeping hobbies in your life as you get older. We dive into our current supplements, gut health, lean physique goals, and nutrition. We also talk about the planning of vacation destinations and travel experiences.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 The Haircut Disaster&lt;/li&gt;&lt;li&gt;10:26 Parenting and Sports&lt;/li&gt;&lt;li&gt;23:00 Fitness and Athletic Competitions&lt;/li&gt;&lt;li&gt;30:21 Lean Physique and Nutrition&lt;/li&gt;&lt;li&gt;41:46 Vacation Planning&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:46:51</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/logos/95782bd5-b9af-46f1-a7b5-9796e0f037f5.png"/><itunes:season>1</itunes:season><itunes:episode>16</itunes:episode><itunes:title>Episode 16: Get shredded FAST</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 15: A tough conversation (VERY RAW TRANSPARENT TALK)]]></title><description><![CDATA[<p>This week, the guys bring their real life conversations to the podcast. Sam gets transparent on his struggles managing time, stress, and workload, and wants honest feedback from Scott.. and boy does he give it to him. This episode is a MUST listen!</p><p></p><p>Chapters</p><ul><li>00:00 Sam's Dilemma</li><li>07:13 Lease Up Strategy</li><li>13:39 Seeking Help and Making Decisions</li><li>23:25 Property Manager Accountability</li><li>30:30 Navigating Financial Stress</li><li>36:33 Task Execution and Stress Management</li><li>43:03 Wisdom and Perspective</li></ul>]]></description><guid isPermaLink="false">bffd646f-24be-4ce0-a4ac-f7635a998f20</guid><dc:creator><![CDATA[Scott and Sam]]></dc:creator><pubDate>Wed, 24 Jun 2026 12:02:43 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/30a804d39571ba1f569c00b4fe5a0b9b17d1454794c11ca292ca76229495e9ab/eyJlcGlzb2RlSWQiOiJiZmZkNjQ2Zi0yNGJlLTRjZTAtYTRhYy1mNzYzNWE5OThmMjAiLCJwb2RjYXN0SWQiOiIxY2YzMmZhOS1kOWRkLTRjMDItYmFiYS1mMTljMDM5MGM4NDYiLCJhY2NvdW50SWQiOiI2OTM2ZWQ0NmY4Zjg5Y2IwYWY3NzRhZGEiLCJwYXRoIjoibWVkaWEvY2xpcHMvNmEzYjExODI2YzdjMDI4MTVmNWJkYTdmL2thdGhhcmluZXMtc3R1ZGlvLW9mRDdsLWNvbXBvc2VyLTIwMjYtNi0yNF9fMS02LTQyLm1wMyJ9.mp3" length="119148608" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/episodes/bffd646f-24be-4ce0-a4ac-f7635a998f20/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;This week, the guys bring their real life conversations to the podcast. Sam gets transparent on his struggles managing time, stress, and workload, and wants honest feedback from Scott.. and boy does he give it to him. This episode is a MUST listen!&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Sam&apos;s Dilemma&lt;/li&gt;&lt;li&gt;07:13 Lease Up Strategy&lt;/li&gt;&lt;li&gt;13:39 Seeking Help and Making Decisions&lt;/li&gt;&lt;li&gt;23:25 Property Manager Accountability&lt;/li&gt;&lt;li&gt;30:30 Navigating Financial Stress&lt;/li&gt;&lt;li&gt;36:33 Task Execution and Stress Management&lt;/li&gt;&lt;li&gt;43:03 Wisdom and Perspective&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>01:02:03</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/logos/95782bd5-b9af-46f1-a7b5-9796e0f037f5.png"/><itunes:season>1</itunes:season><itunes:episode>15</itunes:episode><itunes:title>Episode 15: A tough conversation (VERY RAW TRANSPARENT TALK)</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 14: How our views are changing]]></title><description><![CDATA[<p>This week, Scott and Sam celebrate hitting 10k followers on Instagram! The ranges from the realities of investing in real estate to how their perspective has changed as they've gotten more experience. They also talk about the importance of stress management, health and wellness, meditation, gut health, and aging. The guys give their takes on how they are navigating the challenges of wealth management and physical well-being.</p><p></p><p>Chapters</p><ul><li>00:00 Starting the Day with Gratitude</li><li>06:47 The Journey of Scaling a Business</li><li>16:25 Perspective on Success and Wealth</li><li>22:29 Learning from Brilliant Minds</li><li>30:44 Health and Wellness Focus</li><li>35:47 Meditation and Recovery</li><li>44:23 Strength Training and Aging</li></ul>]]></description><guid isPermaLink="false">a1e01735-1960-4cd2-b401-c6e23cfeef5b</guid><dc:creator><![CDATA[Scott and Sam]]></dc:creator><pubDate>Mon, 22 Jun 2026 19:03:40 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/d71cbd2af03d479055d9b8ef2dc7df1e3f652fdc00059cbfce7c384a991e2ba2/eyJlcGlzb2RlSWQiOiJhMWUwMTczNS0xOTYwLTRjZDItYjQwMS1jNmUyM2NmZWVmNWIiLCJwb2RjYXN0SWQiOiIxY2YzMmZhOS1kOWRkLTRjMDItYmFiYS1mMTljMDM5MGM4NDYiLCJhY2NvdW50SWQiOiI2OTM2ZWQ0NmY4Zjg5Y2IwYWY3NzRhZGEiLCJwYXRoIjoibWVkaWEvY2xpcHMvNmEzOTU5YzFlMTRkMmM2NjM2MmY1NDNlL2thdGhhcmluZXMtc3R1ZGlvLW9mRDdsLWNvbXBvc2VyLTIwMjYtNi0yMl9fMTctNTAtMjUubXAzIn0=.mp3" length="95010629" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/episodes/a1e01735-1960-4cd2-b401-c6e23cfeef5b/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;This week, Scott and Sam celebrate hitting 10k followers on Instagram! The ranges from the realities of investing in real estate to how their perspective has changed as they&apos;ve gotten more experience. They also talk about the importance of stress management, health and wellness, meditation, gut health, and aging. The guys give their takes on how they are navigating the challenges of wealth management and physical well-being.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Starting the Day with Gratitude&lt;/li&gt;&lt;li&gt;06:47 The Journey of Scaling a Business&lt;/li&gt;&lt;li&gt;16:25 Perspective on Success and Wealth&lt;/li&gt;&lt;li&gt;22:29 Learning from Brilliant Minds&lt;/li&gt;&lt;li&gt;30:44 Health and Wellness Focus&lt;/li&gt;&lt;li&gt;35:47 Meditation and Recovery&lt;/li&gt;&lt;li&gt;44:23 Strength Training and Aging&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:49:29</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/logos/95782bd5-b9af-46f1-a7b5-9796e0f037f5.png"/><itunes:season>1</itunes:season><itunes:episode>14</itunes:episode><itunes:title>Episode 14: How our views are changing</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 13: Our personal finance lessons]]></title><description><![CDATA[<p>This week, the guys talk about personal finances, career paths, and parenting. They discuss the importance of financial planning, the value of W-2 jobs, and the long-term game of building wealth. They also share insights on parenting and the joy of spending time with their kids.</p><p></p><p>Chapters</p><ul><li>00:00 Introdu</li><li>06:22 The Value of W-2 Jobs and Long-Term Wealth Building</li><li>15:11 The Long Game of Building Real Wealth</li><li>28:21 Work-Life Balance and Parenting Experiences</li><li>38:56 Closing Remarks and Gratitude</li></ul><p></p><p>DISCLOSURE<br />All content shared on this channel is for educational purposes only and consumers should evaluate their own risk knowing that there is no guarantee of success.<br />Copyright © 2026</p>]]></description><guid isPermaLink="false">3b84b9fd-30eb-4698-bf61-44828da1e2ec</guid><dc:creator><![CDATA[Scott and Sam]]></dc:creator><pubDate>Fri, 12 Jun 2026 13:06:51 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/b9349af311c69b477eac1a3d9158ba6b396f2b7977526a48ed86442082787b03/eyJlcGlzb2RlSWQiOiIzYjg0YjlmZC0zMGViLTQ2OTgtYmY2MS00NDgyOGRhMWUyZWMiLCJwb2RjYXN0SWQiOiIxY2YzMmZhOS1kOWRkLTRjMDItYmFiYS1mMTljMDM5MGM4NDYiLCJhY2NvdW50SWQiOiI2OTM2ZWQ0NmY4Zjg5Y2IwYWY3NzRhZGEiLCJwYXRoIjoibWVkaWEvY2xpcHMvNmEyYjQxYzdkZDUzYTgwNDA3Njc3YTE0L2thdGhhcmluZXMtc3R1ZGlvLW9mRDdsLWNvbXBvc2VyLTIwMjYtNi0xMl9fMS0xNi0yMy5tcDMifQ==.mp3" length="67796471" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/episodes/3b84b9fd-30eb-4698-bf61-44828da1e2ec/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;This week, the guys talk about personal finances, career paths, and parenting. They discuss the importance of financial planning, the value of W-2 jobs, and the long-term game of building wealth. They also share insights on parenting and the joy of spending time with their kids.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Introdu&lt;/li&gt;&lt;li&gt;06:22 The Value of W-2 Jobs and Long-Term Wealth Building&lt;/li&gt;&lt;li&gt;15:11 The Long Game of Building Real Wealth&lt;/li&gt;&lt;li&gt;28:21 Work-Life Balance and Parenting Experiences&lt;/li&gt;&lt;li&gt;38:56 Closing Remarks and Gratitude&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;DISCLOSURE&lt;br /&gt;All content shared on this channel is for educational purposes only and consumers should evaluate their own risk knowing that there is no guarantee of success.&lt;br /&gt;Copyright © 2026&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:35:19</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/logos/95782bd5-b9af-46f1-a7b5-9796e0f037f5.png"/><itunes:season>1</itunes:season><itunes:episode>13</itunes:episode><itunes:title>Episode 13: Our personal finance lessons</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 12: Meditating, New Cars & Becoming Builders]]></title><description><![CDATA[<p>Episode 12! This week, the conversation delves into the success and challenges of real estate investing. It explores the rewards of real estate investment success and the importance of consistency and perseverance. Additionally, it highlights the challenges and complexities of real estate investing, emphasizing the need for resilience and the ability to navigate through obstacles. The conversation delves into the journey of real estate development and growth, the changing business goals of the speakers, opportunities and outlook in real estate, self-perception versus external view, markers of success and personal goals, pressure and expectations in business, and financial goals and investment strategy.</p><p></p><p>Takeaways</p><ul><li>Real estate investment success</li><li>The challenges of real estate investing Real estate development and growth</li><li>Pressure and expectations in business</li></ul><p></p><p>Chapters</p><ul><li>00:00 Real Estate Investment Success</li><li>25:04 The Challenges of Real Estate Investing</li><li>31:02 Changing Business Goals</li><li>36:17 Self-Perception and External View</li><li>46:22 Financial Goals and Investment Strategy</li></ul><p></p><p>All opinions are our own, we're sharing lessons we learn as we go. Investing requires risk!</p>]]></description><guid isPermaLink="false">e42b451a-cea8-4fbf-80bd-e8c864f87997</guid><dc:creator><![CDATA[Scott and Sam]]></dc:creator><pubDate>Wed, 03 Jun 2026 21:38:06 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/89daf336430420d6b56c15e051c415e04ec5e78572e68a1227b96c7014db15f4/eyJlcGlzb2RlSWQiOiJlNDJiNDUxYS1jZWE4LTRmYmYtODBiZC1lOGM4NjRmODc5OTciLCJwb2RjYXN0SWQiOiIxY2YzMmZhOS1kOWRkLTRjMDItYmFiYS1mMTljMDM5MGM4NDYiLCJhY2NvdW50SWQiOiI2OTM2ZWQ0NmY4Zjg5Y2IwYWY3NzRhZGEiLCJwYXRoIjoibWVkaWEvY2xpcHMvNmEyMDk4Njc4NjBkOTVkYjdhNmQ3OGZhL2thdGhhcmluZXMtc3R1ZGlvLW9mRDdsLWNvbXBvc2VyLTIwMjYtNi0zX18yMy0xMS0zLm1wMyJ9.mp3" length="103896441" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/episodes/e42b451a-cea8-4fbf-80bd-e8c864f87997/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;Episode 12! This week, the conversation delves into the success and challenges of real estate investing. It explores the rewards of real estate investment success and the importance of consistency and perseverance. Additionally, it highlights the challenges and complexities of real estate investing, emphasizing the need for resilience and the ability to navigate through obstacles. The conversation delves into the journey of real estate development and growth, the changing business goals of the speakers, opportunities and outlook in real estate, self-perception versus external view, markers of success and personal goals, pressure and expectations in business, and financial goals and investment strategy.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Real estate investment success&lt;/li&gt;&lt;li&gt;The challenges of real estate investing Real estate development and growth&lt;/li&gt;&lt;li&gt;Pressure and expectations in business&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Real Estate Investment Success&lt;/li&gt;&lt;li&gt;25:04 The Challenges of Real Estate Investing&lt;/li&gt;&lt;li&gt;31:02 Changing Business Goals&lt;/li&gt;&lt;li&gt;36:17 Self-Perception and External View&lt;/li&gt;&lt;li&gt;46:22 Financial Goals and Investment Strategy&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;All opinions are our own, we&apos;re sharing lessons we learn as we go. Investing requires risk!&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:54:07</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/logos/95782bd5-b9af-46f1-a7b5-9796e0f037f5.png"/><itunes:season>1</itunes:season><itunes:episode>12</itunes:episode><itunes:title>Episode 12: Meditating, New Cars &amp; Becoming Builders</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 11: We are uncomfortable]]></title><description><![CDATA[<p>In this episode, Scott and Sam give a rare glimpse into their everyday conversations like you were sitting in the office with them. It's not all sunshine and rainbows, matter of fact, there are a lot of cloudy days... but we're navigating them nonetheless!</p>]]></description><guid isPermaLink="false">d22fc109-71d1-46c4-90ca-c8bd91382b5b</guid><dc:creator><![CDATA[Scott and Sam]]></dc:creator><pubDate>Tue, 02 Jun 2026 19:18:51 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/e320a8588bcac6d8f6d2388904ba321a8d59dbf6aeb1919eebaaf7ff7fda4aa3/eyJlcGlzb2RlSWQiOiJkMjJmYzEwOS03MWQxLTQ2YzQtOTBjYS1jOGJkOTEzODJiNWIiLCJwb2RjYXN0SWQiOiIxY2YzMmZhOS1kOWRkLTRjMDItYmFiYS1mMTljMDM5MGM4NDYiLCJhY2NvdW50SWQiOiI2OTM2ZWQ0NmY4Zjg5Y2IwYWY3NzRhZGEiLCJwYXRoIjoibWVkaWEvY2xpcHMvNmExODk4MGM0YWQzYjQ1Yzc3ZDIxMjdjL2thdGhhcmluZXMtc3R1ZGlvLW9mRDdsLWNvbXBvc2VyLTIwMjYtNS0yOF9fMjEtMzEtMjQubXAzIn0=.mp3" length="116115060" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/episodes/d22fc109-71d1-46c4-90ca-c8bd91382b5b/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;In this episode, Scott and Sam give a rare glimpse into their everyday conversations like you were sitting in the office with them. It&apos;s not all sunshine and rainbows, matter of fact, there are a lot of cloudy days... but we&apos;re navigating them nonetheless!&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>01:00:29</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/logos/95782bd5-b9af-46f1-a7b5-9796e0f037f5.png"/><itunes:season>1</itunes:season><itunes:episode>11</itunes:episode><itunes:title>Episode 11: We are uncomfortable</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 10: Death, taxes, and more death]]></title><description><![CDATA[<p>The conversation delves into the impact of phone addiction, the struggle to balance work and personal life, and the contemplation of mortality and life perspective. It explores the negative effects of excessive phone use, the challenges of maintaining a work-life balance, and the realization of mortality's influence on life choices and priorities.</p><p></p><p>Takeaways</p><ul><li>Phone addiction and its impact</li><li>Balancing work and personal life</li><li>Mortality and life perspective<p></p></li></ul>]]></description><guid isPermaLink="false">83d334e1-7188-4a0b-92d0-f8357b605c1b</guid><dc:creator><![CDATA[Scott and Sam]]></dc:creator><pubDate>Wed, 20 May 2026 14:15:21 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/8e2516abcf858292ddd52874910a61aec76c5089f61baab5559b46d24d73f174/eyJlcGlzb2RlSWQiOiI4M2QzMzRlMS03MTg4LTRhMGItOTJkMC1mODM1N2I2MDVjMWIiLCJwb2RjYXN0SWQiOiIxY2YzMmZhOS1kOWRkLTRjMDItYmFiYS1mMTljMDM5MGM4NDYiLCJhY2NvdW50SWQiOiI2OTM2ZWQ0NmY4Zjg5Y2IwYWY3NzRhZGEiLCJwYXRoIjoibWVkaWEvY2xpcHMvNmEwZGJlNjIxMmZlYWNkN2I1ZTVkZmJjL2thdGhhcmluZXMtc3R1ZGlvLW9mRDdsLWNvbXBvc2VyLTIwMjYtNS0yMF9fMTYtMC0yLm1wMyJ9.mp3" length="67666903" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/episodes/83d334e1-7188-4a0b-92d0-f8357b605c1b/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The conversation delves into the impact of phone addiction, the struggle to balance work and personal life, and the contemplation of mortality and life perspective. It explores the negative effects of excessive phone use, the challenges of maintaining a work-life balance, and the realization of mortality&apos;s influence on life choices and priorities.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Phone addiction and its impact&lt;/li&gt;&lt;li&gt;Balancing work and personal life&lt;/li&gt;&lt;li&gt;Mortality and life perspective&lt;p&gt;&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>yes</itunes:explicit><itunes:duration>00:35:15</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/logos/95782bd5-b9af-46f1-a7b5-9796e0f037f5.png"/><itunes:title>Episode 10: Death, taxes, and more death</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 9: Our Social Media Journey]]></title><description><![CDATA[<p>The conversation covers the journey of Scott and Sam in real estate and social media, highlighting the challenges and successes they've experienced. It also delves into the dynamics of real estate investment and the role of realtors in the industry. The discussion concludes with a focus on monetizing social media and coaching in the real estate space. The conversation covers the feasibility of wholesaling as a low-cost entry into real estate, the potential for profit in land and vacant lots, personal reflections on family and real estate evolution, the complexity of flipping houses, and the comparison between new construction and renovation. The speakers emphasize the value of wholesaling for beginners and the challenges and opportunities in real estate investment.</p><p></p><p>Takeaways</p><ul><li>Social media as a business tool</li><li>Real estate investment and realtors Wholesaling as a low-cost entry into real estate</li><li>The value of land and its potential for profit</li></ul><p></p><p>Chapters</p><ul><li>00:00 The Social Media Journey</li><li>06:01 Success and Reach on Social Media</li><li>16:45 Perspectives on Realtors</li><li>23:17 Wholesaling as a Low-Cost Entry into Real Estate</li><li>28:32 The Value of Land and Its Potential for Profit</li><li>37:09 Personal Update and Reflections on Real Estate</li><li>42:33 New Construction vs. Renovation</li></ul>]]></description><guid isPermaLink="false">98e2f3d0-8e15-4d9a-8a13-0e1c76b7214e</guid><dc:creator><![CDATA[Scott and Sam]]></dc:creator><pubDate>Wed, 13 May 2026 13:52:20 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/efbb419ae2c1b62c75a1cf74d98982ab58f7af832e510f5e057624db77b014e8/eyJlcGlzb2RlSWQiOiI5OGUyZjNkMC04ZTE1LTRkOWEtOGExMy0wZTFjNzZiNzIxNGUiLCJwb2RjYXN0SWQiOiIxY2YzMmZhOS1kOWRkLTRjMDItYmFiYS1mMTljMDM5MGM4NDYiLCJhY2NvdW50SWQiOiI2OTM2ZWQ0NmY4Zjg5Y2IwYWY3NzRhZGEiLCJwYXRoIjoibWVkaWEvY2xpcHMvNmEwNDdjNGQ2NWI0MTk1MDkwYTY5MTEyL2thdGhhcmluZXMtc3R1ZGlvLW9mRDdsLWNvbXBvc2VyLTIwMjYtNS0xM19fMTUtMjctNDEubXAzIn0=.mp3" length="86494293" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/episodes/98e2f3d0-8e15-4d9a-8a13-0e1c76b7214e/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The conversation covers the journey of Scott and Sam in real estate and social media, highlighting the challenges and successes they&apos;ve experienced. It also delves into the dynamics of real estate investment and the role of realtors in the industry. The discussion concludes with a focus on monetizing social media and coaching in the real estate space. The conversation covers the feasibility of wholesaling as a low-cost entry into real estate, the potential for profit in land and vacant lots, personal reflections on family and real estate evolution, the complexity of flipping houses, and the comparison between new construction and renovation. The speakers emphasize the value of wholesaling for beginners and the challenges and opportunities in real estate investment.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Social media as a business tool&lt;/li&gt;&lt;li&gt;Real estate investment and realtors Wholesaling as a low-cost entry into real estate&lt;/li&gt;&lt;li&gt;The value of land and its potential for profit&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 The Social Media Journey&lt;/li&gt;&lt;li&gt;06:01 Success and Reach on Social Media&lt;/li&gt;&lt;li&gt;16:45 Perspectives on Realtors&lt;/li&gt;&lt;li&gt;23:17 Wholesaling as a Low-Cost Entry into Real Estate&lt;/li&gt;&lt;li&gt;28:32 The Value of Land and Its Potential for Profit&lt;/li&gt;&lt;li&gt;37:09 Personal Update and Reflections on Real Estate&lt;/li&gt;&lt;li&gt;42:33 New Construction vs. Renovation&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>yes</itunes:explicit><itunes:duration>00:45:03</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/logos/95782bd5-b9af-46f1-a7b5-9796e0f037f5.png"/><itunes:title>Episode 9: Our Social Media Journey</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 8: Let's talk about business]]></title><description><![CDATA[<p>The conversation covers a range of topics including fitness and health advice, real estate community and influence, personal stories and college experiences. The hosts discuss their podcast evolution, preferences for guests, wealth building, gym time wasters, losing weight, fitness routine, benefits of being in shape, social media influence and caution, and peptides and health concerns. The conversation covers topics related to health and productivity, including the use of black coffee and electrolytes as health and productivity cheat codes. It also delves into business ventures and real estate investments, discussing the challenges and opportunities in these areas.</p><p></p><p>Takeaways</p><ul><li>Fitness and health advice</li><li>Real estate community and influence</li><li>Personal stories and college experiences Health and productivity cheat codes: black coffee and electrolytes</li><li>Business ventures and real estate investments</li></ul><p></p><p>Chapters</p><ul><li>00:00 Peptides and Health Concerns</li><li>29:04 Business Ventures and Real Estate Investments</li></ul>]]></description><guid isPermaLink="false">6c2f45d5-7344-45f8-bf83-c3c3c709bf44</guid><dc:creator><![CDATA[Scott and Sam]]></dc:creator><pubDate>Wed, 06 May 2026 14:50:51 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/60029a2bab4f8b4270f100df66983d2dd7b1930bf54d3a3943519ddb6cfa9fe6/eyJlcGlzb2RlSWQiOiI2YzJmNDVkNS03MzQ0LTQ1ZjgtYmY4My1jM2MzYzcwOWJmNDQiLCJwb2RjYXN0SWQiOiIxY2YzMmZhOS1kOWRkLTRjMDItYmFiYS1mMTljMDM5MGM4NDYiLCJhY2NvdW50SWQiOiI2OTM2ZWQ0NmY4Zjg5Y2IwYWY3NzRhZGEiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjlmYjUyNDM0YzlkNmY5YWM1YjlmNjhkL2thdGhhcmluZXMtc3R1ZGlvLW9mRDdsLWNvbXBvc2VyLTIwMjYtNS02X18xNi0zNy01NS5tcDMifQ==.mp3" length="71249650" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/episodes/6c2f45d5-7344-45f8-bf83-c3c3c709bf44/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The conversation covers a range of topics including fitness and health advice, real estate community and influence, personal stories and college experiences. The hosts discuss their podcast evolution, preferences for guests, wealth building, gym time wasters, losing weight, fitness routine, benefits of being in shape, social media influence and caution, and peptides and health concerns. The conversation covers topics related to health and productivity, including the use of black coffee and electrolytes as health and productivity cheat codes. It also delves into business ventures and real estate investments, discussing the challenges and opportunities in these areas.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Fitness and health advice&lt;/li&gt;&lt;li&gt;Real estate community and influence&lt;/li&gt;&lt;li&gt;Personal stories and college experiences Health and productivity cheat codes: black coffee and electrolytes&lt;/li&gt;&lt;li&gt;Business ventures and real estate investments&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Peptides and Health Concerns&lt;/li&gt;&lt;li&gt;29:04 Business Ventures and Real Estate Investments&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>yes</itunes:explicit><itunes:duration>00:37:06</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/logos/95782bd5-b9af-46f1-a7b5-9796e0f037f5.png"/><itunes:title>Episode 8: Let&apos;s talk about business</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 7: Why can't we scale?]]></title><description><![CDATA[<p>The conversation delves into the challenges of scaling a business, the pitfalls of rapid expansion, and the importance of balancing growth and stability. It also explores the significance of multiple income streams, risk management in real estate investment, and the learning process in the real estate industry. Additionally, it discusses starting over with limited capital and the rewards of family life.</p><p></p><p>Takeaways</p><ul><li>Delegation and trust are essential for scaling a business</li><li>Balancing active and passive income streams is crucial for long-term success</li></ul><p></p><p>Chapters</p><ul><li>00:00 The Challenge of Scaling</li><li>05:39 Risk Management and Real Estate Investment</li><li>24:38 Starting Over with Limited Capital</li><li>41:55 The Rewards of Family</li></ul>]]></description><guid isPermaLink="false">579837d2-3a26-4b81-909a-74fda155be89</guid><dc:creator><![CDATA[Scott and Sam]]></dc:creator><pubDate>Wed, 29 Apr 2026 20:30:08 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/021d39097ca69b7c6f56f7ab59fa01036952b736ee175f8f8c4913dcb1c05621/eyJlcGlzb2RlSWQiOiI1Nzk4MzdkMi0zYTI2LTRiODEtOTA5YS03NGZkYTE1NWJlODkiLCJwb2RjYXN0SWQiOiIxY2YzMmZhOS1kOWRkLTRjMDItYmFiYS1mMTljMDM5MGM4NDYiLCJhY2NvdW50SWQiOiI2OTM2ZWQ0NmY4Zjg5Y2IwYWY3NzRhZGEiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjlmMjY2Njg0YmM4MGU1MGYzMDgyYWQ2L2thdGhhcmluZXMtc3R1ZGlvLW9mRDdsLWNvbXBvc2VyLTIwMjYtNC0yOV9fMjItMTMtMjgubXAzIn0=.mp3" length="76544357" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/episodes/579837d2-3a26-4b81-909a-74fda155be89/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The conversation delves into the challenges of scaling a business, the pitfalls of rapid expansion, and the importance of balancing growth and stability. It also explores the significance of multiple income streams, risk management in real estate investment, and the learning process in the real estate industry. Additionally, it discusses starting over with limited capital and the rewards of family life.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Delegation and trust are essential for scaling a business&lt;/li&gt;&lt;li&gt;Balancing active and passive income streams is crucial for long-term success&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 The Challenge of Scaling&lt;/li&gt;&lt;li&gt;05:39 Risk Management and Real Estate Investment&lt;/li&gt;&lt;li&gt;24:38 Starting Over with Limited Capital&lt;/li&gt;&lt;li&gt;41:55 The Rewards of Family&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>yes</itunes:explicit><itunes:duration>00:39:52</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/logos/95782bd5-b9af-46f1-a7b5-9796e0f037f5.png"/><itunes:title>Episode 7: Why can&apos;t we scale?</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 6: BRRRR method with The FI Couple ]]></title><description><![CDATA[<p>The conversation covers the introduction of the guests, their success with the BRRRR strategy in real estate, the challenges and limitations of the strategy, managing finances as a couple, dealing with imposter syndrome, and the transition from social work to financial education. The conversation delves into the exorbitant cost of healthcare in the US, highlighting unexpected hospital bills, high medical expenses, and the challenges of getting insured. It also explores the struggles of rising health insurance costs, the impact of self-employment on insurance, and the dilemma of health insurance coverage. The discussion further reveals creative solutions for navigating healthcare costs and the impact of financial decisions on healthcare, as well as the concept of self-insurance. Additionally, it shares insights into the journey from financial struggle to success and the impact of lifestyle changes on financial decisions. The conversation concludes with a rapid-fire segment on various financial decisions and perspectives, including housing, vehicle, savings, employment, work environment, and location preferences.</p><p></p><p>Takeaways</p><ul><li>BRRRR Strategy</li><li>Financial Freedom Healthcare costs in the US are exorbitant</li><li>The impact of health insurance on financial decisions</li></ul><p></p><p>Chapters</p><ul><li>00:00 Introduction and Guest Introduction</li><li>06:24 Managing Finances as a Couple and Imposter Syndrome</li><li>18:35 Transition from Social Work to Financial Education</li><li>36:20 The Cost of Healthcare</li><li>43:10 Creative Solutions for Healthcare</li><li>53:03 Financial Decisions and Perspectives</li></ul>]]></description><guid isPermaLink="false">a527f858-0aa2-459a-9065-5eebc788cafa</guid><dc:creator><![CDATA[Scott and Sam]]></dc:creator><pubDate>Wed, 22 Apr 2026 13:17:49 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/6ee166d0bd72cf4215283a711f40408019e9f8f6b2232ad0b65eee83103e9cae/eyJlcGlzb2RlSWQiOiJhNTI3Zjg1OC0wYWEyLTQ1OWEtOTA2NS01ZWViYzc4OGNhZmEiLCJwb2RjYXN0SWQiOiIxY2YzMmZhOS1kOWRkLTRjMDItYmFiYS1mMTljMDM5MGM4NDYiLCJhY2NvdW50SWQiOiI2OTM2ZWQ0NmY4Zjg5Y2IwYWY3NzRhZGEiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjllN2MyYjQzMzU5MGI4MTBlYzFiMDE5L2thdGhhcmluZXMtc3R1ZGlvLW9mRDdsLWNvbXBvc2VyLTIwMjYtNC0yMV9fMjAtMzItMjAubXAzIn0=.mp3" length="109274740" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/episodes/a527f858-0aa2-459a-9065-5eebc788cafa/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The conversation covers the introduction of the guests, their success with the BRRRR strategy in real estate, the challenges and limitations of the strategy, managing finances as a couple, dealing with imposter syndrome, and the transition from social work to financial education. The conversation delves into the exorbitant cost of healthcare in the US, highlighting unexpected hospital bills, high medical expenses, and the challenges of getting insured. It also explores the struggles of rising health insurance costs, the impact of self-employment on insurance, and the dilemma of health insurance coverage. The discussion further reveals creative solutions for navigating healthcare costs and the impact of financial decisions on healthcare, as well as the concept of self-insurance. Additionally, it shares insights into the journey from financial struggle to success and the impact of lifestyle changes on financial decisions. The conversation concludes with a rapid-fire segment on various financial decisions and perspectives, including housing, vehicle, savings, employment, work environment, and location preferences.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;BRRRR Strategy&lt;/li&gt;&lt;li&gt;Financial Freedom Healthcare costs in the US are exorbitant&lt;/li&gt;&lt;li&gt;The impact of health insurance on financial decisions&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Introduction and Guest Introduction&lt;/li&gt;&lt;li&gt;06:24 Managing Finances as a Couple and Imposter Syndrome&lt;/li&gt;&lt;li&gt;18:35 Transition from Social Work to Financial Education&lt;/li&gt;&lt;li&gt;36:20 The Cost of Healthcare&lt;/li&gt;&lt;li&gt;43:10 Creative Solutions for Healthcare&lt;/li&gt;&lt;li&gt;53:03 Financial Decisions and Perspectives&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>yes</itunes:explicit><itunes:duration>00:56:55</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/logos/95782bd5-b9af-46f1-a7b5-9796e0f037f5.png"/><itunes:title>Episode 6: BRRRR method with The FI Couple </itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 5: Borrowing against your assets to buy investment real estate]]></title><description><![CDATA[<p>The conversation covers a range of topics including the challenges of fatherhood, the creation of a real estate community, diverse real estate ventures, leveraging a brokerage account for real estate investment, and personal finance and investment decisions. The hosts share insights on real estate investment strategies, leveraging brokerage accounts for investment, and making informed personal finance decisions. The conversation covers a range of topics including car choices, real estate investment, cash flow, 401k vs. real estate portfolio, sports betting, influence of media and television on children, and podcast progress and reflection.</p><p></p><p>Takeaways</p><ul><li>Real estate investment strategies</li><li>Leveraging brokerage account for real estate investment</li><li>Personal finance and investment decisions Real estate investment and cash flow</li><li>The impact of financing on investment opportunities</li></ul><p></p><p>Chapters</p><ul><li>00:00 Fatherhood and Realizations</li><li>07:14 Community Creation and Real Estate Offerings</li><li>20:12 Leveraging Brokerage Account for Real Estate Investment</li><li>26:56 Car Talk and Gas Prices</li><li>34:43 401k vs. Real Estate Portfolio</li><li>46:02 Podcast Progress and Reflection</li></ul>]]></description><guid isPermaLink="false">cddfef6d-00b6-4313-ad2f-3c58c71abe44</guid><dc:creator><![CDATA[Scott and Sam]]></dc:creator><pubDate>Wed, 15 Apr 2026 15:09:26 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/b5f21e90bfca8c018afdc8ac4931aaba58c92ddf77f4a10b6f798392162f8a7e/eyJlcGlzb2RlSWQiOiJjZGRmZWY2ZC0wMGI2LTQzMTMtYWQyZi0zYzU4YzcxYWJlNDQiLCJwb2RjYXN0SWQiOiIxY2YzMmZhOS1kOWRkLTRjMDItYmFiYS1mMTljMDM5MGM4NDYiLCJhY2NvdW50SWQiOiI2OTM2ZWQ0NmY4Zjg5Y2IwYWY3NzRhZGEiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjlkZmE4ZTI2NzgwYWZiMGRmMzJhYmIzL2thdGhhcmluZXMtc3R1ZGlvLW9mRDdsLWNvbXBvc2VyLTIwMjYtNC0xNV9fMTctNC0yLm1wMyJ9.mp3" length="59554316" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/episodes/cddfef6d-00b6-4313-ad2f-3c58c71abe44/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The conversation covers a range of topics including the challenges of fatherhood, the creation of a real estate community, diverse real estate ventures, leveraging a brokerage account for real estate investment, and personal finance and investment decisions. The hosts share insights on real estate investment strategies, leveraging brokerage accounts for investment, and making informed personal finance decisions. The conversation covers a range of topics including car choices, real estate investment, cash flow, 401k vs. real estate portfolio, sports betting, influence of media and television on children, and podcast progress and reflection.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Real estate investment strategies&lt;/li&gt;&lt;li&gt;Leveraging brokerage account for real estate investment&lt;/li&gt;&lt;li&gt;Personal finance and investment decisions Real estate investment and cash flow&lt;/li&gt;&lt;li&gt;The impact of financing on investment opportunities&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Fatherhood and Realizations&lt;/li&gt;&lt;li&gt;07:14 Community Creation and Real Estate Offerings&lt;/li&gt;&lt;li&gt;20:12 Leveraging Brokerage Account for Real Estate Investment&lt;/li&gt;&lt;li&gt;26:56 Car Talk and Gas Prices&lt;/li&gt;&lt;li&gt;34:43 401k vs. Real Estate Portfolio&lt;/li&gt;&lt;li&gt;46:02 Podcast Progress and Reflection&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>yes</itunes:explicit><itunes:duration>00:41:21</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/logos/95782bd5-b9af-46f1-a7b5-9796e0f037f5.png"/><itunes:title>Episode 5: Borrowing against your assets to buy investment real estate</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 4: Make the deal]]></title><description><![CDATA[<p>The conversation delves into the mindset of real estate investment, leveraging debt, raising capital, investing in different markets, commercial real estate, flipping houses, owner financing, investment strategies, risk mitigation, real estate education, terminology, and tax benefits. The conversation delves into the journey of real estate success, from acquisition to transformation, property management, and financial success. It also explores decision-making, investment philosophy, work-life balance, and the power of social media and branding in the real estate industry.</p><p></p><p>Takeaways</p><ul><li>Mindset is crucial for real estate investment success.</li><li>Leveraging debt and raising capital are essential for real estate investment. Real estate success requires a willingness to take risks and make strategic decisions.</li><li>Balancing work and personal life is crucial for long-term success in real estate.</li></ul><p></p><p>Chapters</p><ul><li>00:00 The Real Estate Investment Mindset</li><li>06:13 Real Estate Education and Getting Started</li><li>15:02 Tax Benefits and Financial Planning in Real Estate</li><li>21:12 The Acquisition and Transformation of the Property</li><li>26:12 Decision-Making and Investment Philosophy</li><li>35:09 The Power of Social Media and Branding</li></ul>]]></description><guid isPermaLink="false">3df8a719-9b9e-40b3-bcc4-790798e415da</guid><dc:creator><![CDATA[Scott and Sam]]></dc:creator><pubDate>Wed, 08 Apr 2026 18:49:07 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/051311e1becd089c5a986fe55aae09f187c444a3721e6c2bb8a09803226665af/eyJlcGlzb2RlSWQiOiIzZGY4YTcxOS05YjllLTQwYjMtYmNjNC03OTA3OThlNDE1ZGEiLCJwb2RjYXN0SWQiOiIxY2YzMmZhOS1kOWRkLTRjMDItYmFiYS1mMTljMDM5MGM4NDYiLCJhY2NvdW50SWQiOiI2OTM2ZWQ0NmY4Zjg5Y2IwYWY3NzRhZGEiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjlkNmExMzI2YTNlYzk0ZjI0ODI5NjkyL2thdGhhcmluZXMtc3R1ZGlvLW9mRDdsLWNvbXBvc2VyLTIwMjYtNC04X18yMC00MC01MC5tcDMifQ==.mp3" length="68110776" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/episodes/3df8a719-9b9e-40b3-bcc4-790798e415da/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The conversation delves into the mindset of real estate investment, leveraging debt, raising capital, investing in different markets, commercial real estate, flipping houses, owner financing, investment strategies, risk mitigation, real estate education, terminology, and tax benefits. The conversation delves into the journey of real estate success, from acquisition to transformation, property management, and financial success. It also explores decision-making, investment philosophy, work-life balance, and the power of social media and branding in the real estate industry.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Mindset is crucial for real estate investment success.&lt;/li&gt;&lt;li&gt;Leveraging debt and raising capital are essential for real estate investment. Real estate success requires a willingness to take risks and make strategic decisions.&lt;/li&gt;&lt;li&gt;Balancing work and personal life is crucial for long-term success in real estate.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 The Real Estate Investment Mindset&lt;/li&gt;&lt;li&gt;06:13 Real Estate Education and Getting Started&lt;/li&gt;&lt;li&gt;15:02 Tax Benefits and Financial Planning in Real Estate&lt;/li&gt;&lt;li&gt;21:12 The Acquisition and Transformation of the Property&lt;/li&gt;&lt;li&gt;26:12 Decision-Making and Investment Philosophy&lt;/li&gt;&lt;li&gt;35:09 The Power of Social Media and Branding&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>yes</itunes:explicit><itunes:duration>00:47:18</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/logos/95782bd5-b9af-46f1-a7b5-9796e0f037f5.png"/><itunes:title>Episode 4: Make the deal</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 3: Investing and Motivation]]></title><description><![CDATA[<p>The conversation covers topics related to financial resilience, real estate investment strategy, starting early in real estate, financial stress, investment priorities, building wealth through consistency, fitness and health goals, and the importance of consistency and motivation in achieving goals.</p><p></p><p>Takeaways</p><ul><li>Financial resilience is essential for wealth creation</li><li>Starting early in real estate is a key strategy for long-term success</li></ul><p></p><p>Chapters</p><ul><li>00:00 Financial Resilience and Wealth Creation</li><li>16:34 Starting Early in Real Estate</li><li>22:06 Building Wealth through Consistency</li><li>39:19 Consistency and Motivation</li></ul>]]></description><guid isPermaLink="false">02bac716-d60a-489f-ace8-d27ef72c60fd</guid><dc:creator><![CDATA[Scott and Sam]]></dc:creator><pubDate>Wed, 01 Apr 2026 13:39:21 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/a165cb7bc524ab59ad5e811f3daa7a0e1a1bf285cb166a31179bd2d4736e4f9e/eyJlcGlzb2RlSWQiOiIwMmJhYzcxNi1kNjBhLTQ4OWYtYWNlOC1kMjdlZjcyYzYwZmQiLCJwb2RjYXN0SWQiOiIxY2YzMmZhOS1kOWRkLTRjMDItYmFiYS1mMTljMDM5MGM4NDYiLCJhY2NvdW50SWQiOiI2OTM2ZWQ0NmY4Zjg5Y2IwYWY3NzRhZGEiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjljZDFlYTE0ZmI3NTY1MmIxYTIwNTE0L2thdGhhcmluZXMtc3R1ZGlvLW9mRDdsLWNvbXBvc2VyLTIwMjYtNC0xX18xNS0zMy0yMS5tcDMifQ==.mp3" length="54119383" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/episodes/02bac716-d60a-489f-ace8-d27ef72c60fd/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The conversation covers topics related to financial resilience, real estate investment strategy, starting early in real estate, financial stress, investment priorities, building wealth through consistency, fitness and health goals, and the importance of consistency and motivation in achieving goals.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Financial resilience is essential for wealth creation&lt;/li&gt;&lt;li&gt;Starting early in real estate is a key strategy for long-term success&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Financial Resilience and Wealth Creation&lt;/li&gt;&lt;li&gt;16:34 Starting Early in Real Estate&lt;/li&gt;&lt;li&gt;22:06 Building Wealth through Consistency&lt;/li&gt;&lt;li&gt;39:19 Consistency and Motivation&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>yes</itunes:explicit><itunes:duration>00:37:35</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/logos/95782bd5-b9af-46f1-a7b5-9796e0f037f5.png"/><itunes:title>Episode 3: Investing and Motivation</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 2: Ending the debate on renting v buying]]></title><description><![CDATA[<p>The conversation covers a range of topics including fashion and wardrobe management, real estate investing, and the affordability of real estate. It delves into the challenges of buying versus renting, the impact of income disparities on housing affordability, and the future trends in real estate investment. The hosts also discuss their differing perspectives on various topics, highlighting the importance of healthy debate and disagreement in decision-making. The conversation delves into the debate of renting vs. buying, highlighting the financial implications and considerations associated with homeownership. It also explores the challenges and benefits of both options, providing valuable insights for potential homebuyers and renters.</p><p></p><p>Takeaways</p><ul><li>Real estate affordability</li><li>Investing in real estate</li><li>Fashion and wardrobe management </li><li>Renting vs. Buying</li><li>Financial Considerations</li></ul><p></p><p>Chapters</p><ul><li>00:00 Introduction and Birthday Banter</li><li>05:11 Personal Style and Fashion Choices</li><li>11:12 Exploring Different Real Estate Investment Methods</li><li>16:45 Disagreements and Decision-Making in Business</li><li>23:07 Real Estate Investment and Future Trends</li><li>30:09 Financial Considerations in Homeownership</li></ul>]]></description><guid isPermaLink="false">d76e4c00-7a5a-4e05-9263-0d61cca7d53e</guid><dc:creator><![CDATA[Scott and Sam]]></dc:creator><pubDate>Wed, 25 Mar 2026 14:24:10 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/9976b83fe4a283f7a361f60a6d5ac283b1e9cd1415b4a9b3fb7649af30ead1cd/eyJlcGlzb2RlSWQiOiJkNzZlNGMwMC03YTVhLTRlMDUtOTI2My0wZDYxY2NhN2Q1M2UiLCJwb2RjYXN0SWQiOiIxY2YzMmZhOS1kOWRkLTRjMDItYmFiYS1mMTljMDM5MGM4NDYiLCJhY2NvdW50SWQiOiI2OTM2ZWQ0NmY4Zjg5Y2IwYWY3NzRhZGEiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjljM2RjNjE3MGUwOTY0ZTY3ZmNkN2YxL2thdGhhcmluZXMtc3R1ZGlvLW9mRDdsLWNvbXBvc2VyLTIwMjYtMy0yNV9fMTQtMC0xNy5tcDMifQ==.mp3" length="59969349" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/episodes/d76e4c00-7a5a-4e05-9263-0d61cca7d53e/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The conversation covers a range of topics including fashion and wardrobe management, real estate investing, and the affordability of real estate. It delves into the challenges of buying versus renting, the impact of income disparities on housing affordability, and the future trends in real estate investment. The hosts also discuss their differing perspectives on various topics, highlighting the importance of healthy debate and disagreement in decision-making. The conversation delves into the debate of renting vs. buying, highlighting the financial implications and considerations associated with homeownership. It also explores the challenges and benefits of both options, providing valuable insights for potential homebuyers and renters.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Real estate affordability&lt;/li&gt;&lt;li&gt;Investing in real estate&lt;/li&gt;&lt;li&gt;Fashion and wardrobe management &lt;/li&gt;&lt;li&gt;Renting vs. Buying&lt;/li&gt;&lt;li&gt;Financial Considerations&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Introduction and Birthday Banter&lt;/li&gt;&lt;li&gt;05:11 Personal Style and Fashion Choices&lt;/li&gt;&lt;li&gt;11:12 Exploring Different Real Estate Investment Methods&lt;/li&gt;&lt;li&gt;16:45 Disagreements and Decision-Making in Business&lt;/li&gt;&lt;li&gt;23:07 Real Estate Investment and Future Trends&lt;/li&gt;&lt;li&gt;30:09 Financial Considerations in Homeownership&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>yes</itunes:explicit><itunes:duration>00:41:39</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/logos/95782bd5-b9af-46f1-a7b5-9796e0f037f5.png"/><itunes:title>Episode 2: Ending the debate on renting v buying</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 1: Sam's Tesla is worthless]]></title><description><![CDATA[<p>Scott and Sam in the AM is a podcast that covers a wide range of topics, including current events, real estate, and business. The hosts, Scott and Sam, share insights and experiences related to their friendship, business ventures, and social media presence. The conversation delves into the impact of consistent social media posting on deal flow, the importance of location in real estate investment, and the value of mentorship and networking in the industry. The conversation delves into the daily routine of real estate entrepreneurs, the transition from managing multiple deals to focusing on better deals, the stress of managing multiple deals, the shift to quality over quantity, the balance between work and personal life, and the Friday night routines of the hosts. The discussion highlights the evolution of their real estate business and the importance of maintaining a work-life balance.</p><p></p><p>Takeaways</p><ul><li>Consistency in social media posting can lead to increased deal flow and opportunities in real estate.</li><li>The importance of being in the right location for real estate investment and the value of mentorship and networking. Real estate business evolution</li><li>Balancing work and personal life</li></ul><p></p><p>Chapters</p><ul><li>00:00 Introduction to Scott and Sam in the AM</li><li>06:19 Impact of Consistent Social Media Posting on Deal Flow</li><li>13:53 Real Estate Investment Strategies and Location</li><li>22:19 Networking and Mentorship in Real Estate</li><li>28:25 The Stress of Managing Multiple Deals</li><li>40:50 Friday Night Routines</li></ul>]]></description><guid isPermaLink="false">eff4a9d0-870e-4ee8-b56b-804a93a87389</guid><dc:creator><![CDATA[Scott and Sam]]></dc:creator><pubDate>Wed, 18 Mar 2026 13:37:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/63c3f41a61c161102dc8a55c75c7e1ae962fbd219eaabcf2c072981ef866e99e/eyJlcGlzb2RlSWQiOiJlZmY0YTlkMC04NzBlLTRlZTgtYjU2Yi04MDRhOTNhODczODkiLCJwb2RjYXN0SWQiOiIxY2YzMmZhOS1kOWRkLTRjMDItYmFiYS1mMTljMDM5MGM4NDYiLCJhY2NvdW50SWQiOiI2OTM2ZWQ0NmY4Zjg5Y2IwYWY3NzRhZGEiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjliOThmMThkOGViNzFjNmI3OTQ2NGJjL2thdGhhcmluZXMtc3R1ZGlvLW9mRDdsLWNvbXBvc2VyLTIwMjYtMy0xN19fMTgtMjctNTIubXAzIn0=.mp3" length="59431436" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/episodes/eff4a9d0-870e-4ee8-b56b-804a93a87389/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;Scott and Sam in the AM is a podcast that covers a wide range of topics, including current events, real estate, and business. The hosts, Scott and Sam, share insights and experiences related to their friendship, business ventures, and social media presence. The conversation delves into the impact of consistent social media posting on deal flow, the importance of location in real estate investment, and the value of mentorship and networking in the industry. The conversation delves into the daily routine of real estate entrepreneurs, the transition from managing multiple deals to focusing on better deals, the stress of managing multiple deals, the shift to quality over quantity, the balance between work and personal life, and the Friday night routines of the hosts. The discussion highlights the evolution of their real estate business and the importance of maintaining a work-life balance.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Consistency in social media posting can lead to increased deal flow and opportunities in real estate.&lt;/li&gt;&lt;li&gt;The importance of being in the right location for real estate investment and the value of mentorship and networking. Real estate business evolution&lt;/li&gt;&lt;li&gt;Balancing work and personal life&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Introduction to Scott and Sam in the AM&lt;/li&gt;&lt;li&gt;06:19 Impact of Consistent Social Media Posting on Deal Flow&lt;/li&gt;&lt;li&gt;13:53 Real Estate Investment Strategies and Location&lt;/li&gt;&lt;li&gt;22:19 Networking and Mentorship in Real Estate&lt;/li&gt;&lt;li&gt;28:25 The Stress of Managing Multiple Deals&lt;/li&gt;&lt;li&gt;40:50 Friday Night Routines&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>yes</itunes:explicit><itunes:duration>00:41:16</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/1cf32fa9-d9dd-4c02-baba-f19c0390c846/logos/95782bd5-b9af-46f1-a7b5-9796e0f037f5.png"/><itunes:title>Episode 1: Sam&apos;s Tesla is worthless</itunes:title><itunes:episodeType>full</itunes:episodeType></item></channel></rss>