<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:psc="http://podlove.org/simple-chapters" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><title><![CDATA[The L&A Hub]]></title><description><![CDATA[<p>Welcome to <b>The L&amp;A Hub</b> — where life insurance and annuities get put to the test. Host <b>Paul Tyler</b> sits down with leaders from carriers, distributors, partners, and startups to break down the experiments, decisions, and systems driving real change. What worked, what didn’t, what they learned — and what’s next. <b>New episodes weekly. Brought to you by Zinnia.</b></p>]]></description><link>https://zinnia.com/la-hub</link><generator>Riverside.fm (https://riverside.com)</generator><lastBuildDate>Thu, 09 Apr 2026 04:04:40 GMT</lastBuildDate><atom:link href="https://api.riverside.fm/hosting/WlgzLjgX.rss" rel="self" type="application/rss+xml"/><author><![CDATA[Zinnia]]></author><pubDate>Tue, 10 Feb 2026 20:44:20 GMT</pubDate><copyright><![CDATA[2026 Zinnia]]></copyright><language><![CDATA[en]]></language><ttl>60</ttl><category><![CDATA[Business]]></category><category><![CDATA[Technology]]></category><itunes:author>Zinnia</itunes:author><itunes:summary>&lt;p&gt;Welcome to &lt;b&gt;The L&amp;amp;A Hub&lt;/b&gt; — where life insurance and annuities get put to the test. Host &lt;b&gt;Paul Tyler&lt;/b&gt; sits down with leaders from carriers, distributors, partners, and startups to break down the experiments, decisions, and systems driving real change. What worked, what didn’t, what they learned — and what’s next. &lt;b&gt;New episodes weekly. Brought to you by Zinnia.&lt;/b&gt;&lt;/p&gt;</itunes:summary><itunes:type>episodic</itunes:type><itunes:owner><itunes:name>Zinnia</itunes:name><itunes:email>paul.tyler@zinnia.com</itunes:email></itunes:owner><itunes:explicit>no</itunes:explicit><itunes:category text="Business"/><itunes:category text="Technology"/><itunes:image href="https://hosting-media.rs-prod.riverside.fm/media/podcasts/78e02553-361b-4953-a643-e254ff4186a0/logos/eaa0539e-5114-4c23-a10b-f60f4f45b17b.png"/><item><title><![CDATA[Cally Myhrum - We Figured Out Pet Insurance — Why Not Fertility?]]></title><description><![CDATA[<p>Cally Myhrum, founder of Lotus Fertility Insurance, shares how a personal experience led her to build the first fertility protection product embedded in life insurance. With IVF costing $60-70K and no individual coverage options, she's creating a $265 billion blue ocean — and carriers are paying attention.</p>]]></description><guid isPermaLink="false">1f1faa9f-e7b8-43d0-ac26-c6448a18b51a</guid><dc:creator><![CDATA[Zinnia]]></dc:creator><pubDate>Fri, 03 Apr 2026 06:00:00 GMT</pubDate><enclosure url="https://api.riverside.fm/hosting-analytics/media/52aa20b099a49c14ac8dbad3efa91b287a985919ea21ac90b25053aa7f5deab8/eyJlcGlzb2RlSWQiOiIxZjFmYWE5Zi1lN2I4LTQzZDAtYWMyNi1jNjQ0OGExOGI1MWEiLCJwb2RjYXN0SWQiOiI3OGUwMjU1My0zNjFiLTQ5NTMtYTY0My1lMjU0ZmY0MTg2YTAiLCJhY2NvdW50SWQiOiI2OTc4Yzc0OGM3YjU1YTM5YmZjZWU1YTMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjljZGFjZDMwZmRkZTk5YmViYjBlZTM1L3ppbm5pYXMtc3R1ZGlvLXFWUExVLWNvbXBvc2VyLTIwMjYtNC0yX18xLTQwLTMubXAzIn0=.mp3" length="46384213" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.rs-prod.riverside.fm/media/podcasts/78e02553-361b-4953-a643-e254ff4186a0/episodes/1f1faa9f-e7b8-43d0-ac26-c6448a18b51a/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;Cally Myhrum, founder of Lotus Fertility Insurance, shares how a personal experience led her to build the first fertility protection product embedded in life insurance. With IVF costing $60-70K and no individual coverage options, she&apos;s creating a $265 billion blue ocean — and carriers are paying attention.&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:32:13</itunes:duration><itunes:image href="https://hosting-media.rs-prod.riverside.fm/media/podcasts/78e02553-361b-4953-a643-e254ff4186a0/logos/eaa0539e-5114-4c23-a10b-f60f4f45b17b.png"/><itunes:season>1</itunes:season><itunes:episode>6</itunes:episode><itunes:title>Cally Myhrum - We Figured Out Pet Insurance — Why Not Fertility?</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Michelle Gordon - Building an Insurance Company from Scratch]]></title><description><![CDATA[<p>Michelle Gordon, COO of Axonic Insurance, reveals how a startup grew to $2.1B in issued annuities in its first year — with its own cloud-built policy admin system and 125 employees. Plus, her passionate case for why the SEC's 1987 ruling on financial planning is harming American retirees and the insurance industry alike.</p>]]></description><guid isPermaLink="false">ad38a415-b480-42e1-978a-ff0d23b671f9</guid><dc:creator><![CDATA[Zinnia]]></dc:creator><pubDate>Fri, 27 Mar 2026 09:00:00 GMT</pubDate><enclosure url="https://api.riverside.fm/hosting-analytics/media/d4ef092a6679e2315790ca8d4a6ee594b08307fe5a321db522934a4a046d2a04/eyJlcGlzb2RlSWQiOiJhZDM4YTQxNS1iNDgwLTQyZTEtOTc4YS1mZjBkMjNiNjcxZjkiLCJwb2RjYXN0SWQiOiI3OGUwMjU1My0zNjFiLTQ5NTMtYTY0My1lMjU0ZmY0MTg2YTAiLCJhY2NvdW50SWQiOiI2OTc4Yzc0OGM3YjU1YTM5YmZjZWU1YTMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjljNDg2YTcwYmY5ODllYzQ5MmEzMjcxL3ppbm5pYXMtc3R1ZGlvLXFWUExVLWNvbXBvc2VyLTIwMjYtMy0yNl9fMi02LTQ3Lm1wMyJ9.mp3" length="59236458" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.rs-prod.riverside.fm/media/podcasts/78e02553-361b-4953-a643-e254ff4186a0/episodes/ad38a415-b480-42e1-978a-ff0d23b671f9/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;Michelle Gordon, COO of Axonic Insurance, reveals how a startup grew to $2.1B in issued annuities in its first year — with its own cloud-built policy admin system and 125 employees. Plus, her passionate case for why the SEC&apos;s 1987 ruling on financial planning is harming American retirees and the insurance industry alike.&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:41:08</itunes:duration><itunes:image href="https://hosting-media.rs-prod.riverside.fm/media/podcasts/78e02553-361b-4953-a643-e254ff4186a0/logos/eaa0539e-5114-4c23-a10b-f60f4f45b17b.png"/><itunes:title>Michelle Gordon - Building an Insurance Company from Scratch</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Andrew Barnett - From the Rangers to Reinventing Annuity Applications]]></title><description><![CDATA[<p>Andrew Barnett, VP of Technology Innovation at FIG, shares how a stint in minor league baseball led him to one of the most forward-thinking tech teams in insurance distribution. He breaks down FIG's work at the IRI hackathon — including an AI agent that calls clients to gather application data — and makes a compelling case for why the industry needs to stop planning to 2028 and start shipping in weeks.</p>]]></description><guid isPermaLink="false">23f4d19c-e679-4a06-ba81-0f4947bc0cd9</guid><dc:creator><![CDATA[Zinnia]]></dc:creator><pubDate>Fri, 20 Mar 2026 00:28:40 GMT</pubDate><enclosure url="https://api.riverside.fm/hosting-analytics/media/a7f863bd54249477feaee9c1f5596938cb4ae06b8957963061aeca82d8a7caec/eyJlcGlzb2RlSWQiOiIyM2Y0ZDE5Yy1lNjc5LTRhMDYtYmE4MS0wZjQ5NDdiYzBjZDkiLCJwb2RjYXN0SWQiOiI3OGUwMjU1My0zNjFiLTQ5NTMtYTY0My1lMjU0ZmY0MTg2YTAiLCJhY2NvdW50SWQiOiI2OTc4Yzc0OGM3YjU1YTM5YmZjZWU1YTMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjliYzk0MzRhOTllZmI4MWZmODIxMTU1L3ppbm5pYXMtc3R1ZGlvLXFWUExVLWNvbXBvc2VyLTIwMjYtMy0yMF9fMS0yNi0yOC5tcDMifQ==.mp3" length="41142378" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.rs-prod.riverside.fm/media/podcasts/78e02553-361b-4953-a643-e254ff4186a0/episodes/23f4d19c-e679-4a06-ba81-0f4947bc0cd9/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;Andrew Barnett, VP of Technology Innovation at FIG, shares how a stint in minor league baseball led him to one of the most forward-thinking tech teams in insurance distribution. He breaks down FIG&apos;s work at the IRI hackathon — including an AI agent that calls clients to gather application data — and makes a compelling case for why the industry needs to stop planning to 2028 and start shipping in weeks.&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:28:34</itunes:duration><itunes:image href="https://hosting-media.rs-prod.riverside.fm/media/podcasts/78e02553-361b-4953-a643-e254ff4186a0/logos/eaa0539e-5114-4c23-a10b-f60f4f45b17b.png"/><itunes:season>1</itunes:season><itunes:episode>4</itunes:episode><itunes:title>Andrew Barnett - From the Rangers to Reinventing Annuity Applications</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Moshe Golomb - Where's My Money? Solving Insurance's Last Mile Problem]]></title><description><![CDATA[<p>Moshe Golomb, CEO of Juice Financial, tackles the $10 trillion check problem still plaguing insurance. After 26 years digitizing payments across retail and banking, he's bringing Uber-like transparency to insurance disbursements — from death claims to annuity payments to international stablecoins. Plus: why 20% of insurance costs are fraud, and how open banking is changing the game.</p>]]></description><guid isPermaLink="false">2c43c183-c8bf-4135-9d3e-17471ccd437c</guid><dc:creator><![CDATA[Zinnia]]></dc:creator><pubDate>Fri, 13 Mar 2026 10:30:00 GMT</pubDate><enclosure url="https://api.riverside.fm/hosting-analytics/media/eb9971cb059856c5968db57480940bb80d5c50ab2e8d31a85df9ca5bc3c75354/eyJlcGlzb2RlSWQiOiIyYzQzYzE4My1jOGJmLTQxMzUtOWQzZS0xNzQ3MWNjZDQzN2MiLCJwb2RjYXN0SWQiOiI3OGUwMjU1My0zNjFiLTQ5NTMtYTY0My1lMjU0ZmY0MTg2YTAiLCJhY2NvdW50SWQiOiI2OTc4Yzc0OGM3YjU1YTM5YmZjZWU1YTMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk5ZjVmNDBjOThhMDc1MDg0NWQ0ODNmL3ppbm5pYXMtc3R1ZGlvLXFWUExVLWNvbXBvc2VyLTIwMjYtMi0yNV9fMjEtNDQtNDgubXAzIn0=.mp3" length="41240180" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.rs-prod.riverside.fm/media/podcasts/78e02553-361b-4953-a643-e254ff4186a0/episodes/2c43c183-c8bf-4135-9d3e-17471ccd437c/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;Moshe Golomb, CEO of Juice Financial, tackles the $10 trillion check problem still plaguing insurance. After 26 years digitizing payments across retail and banking, he&apos;s bringing Uber-like transparency to insurance disbursements — from death claims to annuity payments to international stablecoins. Plus: why 20% of insurance costs are fraud, and how open banking is changing the game.&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:28:38</itunes:duration><itunes:image href="https://hosting-media.rs-prod.riverside.fm/media/podcasts/78e02553-361b-4953-a643-e254ff4186a0/logos/eaa0539e-5114-4c23-a10b-f60f4f45b17b.png"/><itunes:season>1</itunes:season><itunes:episode>3</itunes:episode><itunes:title>Moshe Golomb - Where&apos;s My Money? Solving Insurance&apos;s Last Mile Problem</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Darren Rowe - Life Insurance That Helps You Live Longer]]></title><description><![CDATA[<p>Darren Rowe, CEO of Kadance, explains how his precision health management program is changing life insurance from a death benefit into a living benefit. Learn how genetic testing, cancer navigation, and pharmacogenomics are being embedded into life insurance policies — and why Nationwide bet on this approach.</p>]]></description><guid isPermaLink="false">32cd35f1-f678-48cd-80cb-344a33465ab3</guid><dc:creator><![CDATA[Zinnia]]></dc:creator><pubDate>Fri, 06 Mar 2026 11:00:00 GMT</pubDate><enclosure url="https://api.riverside.fm/hosting-analytics/media/6ae367b155b8d5a8b8eec98831dd18d732ce3cdda1070931162f31e3dd87b74b/eyJlcGlzb2RlSWQiOiIzMmNkMzVmMS1mNjc4LTQ4Y2QtODBjYi0zNDRhMzM0NjVhYjMiLCJwb2RjYXN0SWQiOiI3OGUwMjU1My0zNjFiLTQ5NTMtYTY0My1lMjU0ZmY0MTg2YTAiLCJhY2NvdW50SWQiOiI2OTc4Yzc0OGM3YjU1YTM5YmZjZWU1YTMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk5ZGNmZDZjNmVmZmYzZDg3ZDRjNjk4L3ppbm5pYXMtc3R1ZGlvLXFWUExVLWNvbXBvc2VyLTIwMjYtMi0yNF9fMTctMjAtMzgubXAzIn0=.mp3" length="47708308" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.rs-prod.riverside.fm/media/podcasts/78e02553-361b-4953-a643-e254ff4186a0/episodes/32cd35f1-f678-48cd-80cb-344a33465ab3/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;Darren Rowe, CEO of Kadance, explains how his precision health management program is changing life insurance from a death benefit into a living benefit. Learn how genetic testing, cancer navigation, and pharmacogenomics are being embedded into life insurance policies — and why Nationwide bet on this approach.&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:33:08</itunes:duration><itunes:image href="https://hosting-media.rs-prod.riverside.fm/media/podcasts/78e02553-361b-4953-a643-e254ff4186a0/logos/eaa0539e-5114-4c23-a10b-f60f4f45b17b.png"/><itunes:season>1</itunes:season><itunes:episode>2</itunes:episode><itunes:title>Darren Rowe - Life Insurance That Helps You Live Longer</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ash Sawhney - The Future Of Underwriting And AI]]></title><description><![CDATA[<p>Paul Tyler speaks with Ash Sawhney, President and Chief Revenue Officer of Zinnia, about the transformative changes in the life insurance and annuity sectors. They discuss the evolution of underwriting, the impact of technology and AI, and the entrepreneurial journey within the insurance industry. Ash shares insights on how Zinnia is digitizing and automating processes, the challenges faced by new businesses, and the future of underwriting in a rapidly changing landscape.</p>]]></description><guid isPermaLink="false">a9e611fb-0c6b-4f54-9493-1d2436608fdf</guid><dc:creator><![CDATA[Zinnia]]></dc:creator><pubDate>Thu, 19 Feb 2026 22:15:27 GMT</pubDate><enclosure url="https://api.riverside.fm/hosting-analytics/media/6b1bd73e6f49cb6b87040718005b41b9b0604d170833d17613ecb579911ccb8c/eyJlcGlzb2RlSWQiOiJhOWU2MTFmYi0wYzZiLTRmNTQtOTQ5My0xZDI0MzY2MDhmZGYiLCJwb2RjYXN0SWQiOiI3OGUwMjU1My0zNjFiLTQ5NTMtYTY0My1lMjU0ZmY0MTg2YTAiLCJhY2NvdW50SWQiOiI2OTc4Yzc0OGM3YjU1YTM5YmZjZWU1YTMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk5NzhjMTI0MzA0YWQzNzQyYWYyMTVkL3ppbm5pYXMtc3R1ZGlvLXFWUExVLWNvbXBvc2VyLTIwMjYtMi0xOV9fMjMtMTctNTQubXAzIn0=.mp3" length="38047808" type="audio/mpeg"/><itunes:summary>&lt;p&gt;Paul Tyler speaks with Ash Sawhney, President and Chief Revenue Officer of Zinnia, about the transformative changes in the life insurance and annuity sectors. They discuss the evolution of underwriting, the impact of technology and AI, and the entrepreneurial journey within the insurance industry. Ash shares insights on how Zinnia is digitizing and automating processes, the challenges faced by new businesses, and the future of underwriting in a rapidly changing landscape.&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:26:25</itunes:duration><itunes:image href="https://hosting-media.rs-prod.riverside.fm/media/podcasts/78e02553-361b-4953-a643-e254ff4186a0/logos/eaa0539e-5114-4c23-a10b-f60f4f45b17b.png"/><itunes:season>1</itunes:season><itunes:episode>1</itunes:episode><itunes:title>Ash Sawhney - The Future Of Underwriting And AI</itunes:title><itunes:episodeType>full</itunes:episodeType></item></channel></rss>