<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:psc="http://podlove.org/simple-chapters" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><title><![CDATA[Medicare Team]]></title><description><![CDATA[<p><b>Medicare Team</b> is the straightforward, no-nonsense podcast for people approaching Medicare or already enrolled. We break down Medicare in plain English—what’s changing, what your options really mean, and <b>how to avoid costly mistakes.</b></p><p></p><p>Each episode gives you clear guidance, practical examples, and trusted insight so you can make confident decisions about your healthcare—without pressure, jargon, or sales talk.</p><p></p><p><b>If you want Medicare explained simply and correctly, this podcast is for you.</b></p>]]></description><link>medicareteam.com</link><generator>Riverside.fm (https://riverside.com)</generator><lastBuildDate>Thu, 28 May 2026 04:04:29 GMT</lastBuildDate><atom:link href="https://api.riverside.com/hosting/Y6aiRLrU.rss" rel="self" type="application/rss+xml"/><author><![CDATA[Medicare Team]]></author><pubDate>Tue, 06 Jan 2026 21:47:32 GMT</pubDate><copyright><![CDATA[2026 Medicare Team]]></copyright><language><![CDATA[en]]></language><ttl>60</ttl><category><![CDATA[Education]]></category><category><![CDATA[Health & Fitness]]></category><itunes:author>Medicare Team</itunes:author><itunes:summary>&lt;p&gt;&lt;b&gt;Medicare Team&lt;/b&gt; is the straightforward, no-nonsense podcast for people approaching Medicare or already enrolled. We break down Medicare in plain English—what’s changing, what your options really mean, and &lt;b&gt;how to avoid costly mistakes.&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Each episode gives you clear guidance, practical examples, and trusted insight so you can make confident decisions about your healthcare—without pressure, jargon, or sales talk.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;If you want Medicare explained simply and correctly, this podcast is for you.&lt;/b&gt;&lt;/p&gt;</itunes:summary><itunes:type>episodic</itunes:type><itunes:owner><itunes:name>Medicare Team</itunes:name><itunes:email>joel@legacyagencyins.com</itunes:email></itunes:owner><itunes:explicit>no</itunes:explicit><itunes:category text="Education"/><itunes:category text="Health &amp; Fitness"/><itunes:image href="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/logos/0000b0b8-ab7b-44b5-9b5d-c102f20d60f2.png"/><item><title><![CDATA[    Home Health Care & Medicare: What’s Actually Covered? | EP 18 - Medicare Team]]></title><description><![CDATA[<p>The Medicare Team explores the realities of home health care coverage under Medicare and the financial gaps many beneficiaries don’t expect. </p><p></p><p>Guest expert Chris explains the limitations of Medicare home health coverage, the value of supplemental insurance products, and how policies like hospital indemnity and CHAS coverage can help protect against major healthcare expenses and provide greater peace of mind.</p><p></p><p><b>Takeaways</b></p><p></p><ul><li>Medicare home health coverage has important limitations</li><li>Supplemental insurance can help reduce out-of-pocket healthcare costs</li><li>CHAS policies provide protection for major medical events</li><li>Hospital indemnity plans help offset inpatient expenses</li><li>Working with a licensed Medicare advisor helps identify coverage gaps</li></ul><p></p><p><b>Chapters</b></p><p></p><p>00:00 Introduction to Medicare and Home Health Care<br />02:52 Understanding Home Health Care Coverage<br />06:05 Home Health Care Policies and Benefits<br />08:46 Cancer, Heart Attack, and Stroke Insurance<br />11:58 Hospital Indemnity Insurance Explained<br />14:48 The Role of Licensed Agents in Medicare<br />17:41 Final Thoughts and Conclusion</p><p></p><p>📞 Have questions about home health care or supplemental Medicare coverage? Call <b>(717) 276-7050</b> to speak with one of our trusted Medicare advisors.<br />🌐 Learn more or book your free appointment at <a rel="noopener noreferrer nofollow" href="http://medicareteam.com/free" target="_blank"><b>medicareteam.com/free</b></a></p>]]></description><guid isPermaLink="false">63921f63-ff67-449f-8b63-189d6c391666</guid><dc:creator><![CDATA[Medicare Team]]></dc:creator><pubDate>Fri, 22 May 2026 19:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/f8d77bbe1704cce53fc41de5caff510116c25300c8e30916a548dc99cd55a03c/eyJlcGlzb2RlSWQiOiI2MzkyMWY2My1mZjY3LTQ0OWYtOGI2My0xODlkNmMzOTE2NjYiLCJwb2RjYXN0SWQiOiI1ZjQ2ZTNmYi1mNjkxLTRlMmMtOTA3NS1hMGI2NjFkMzIyY2UiLCJhY2NvdW50SWQiOiI2OTNhZmM2Zjc2M2QyNmNhNDNmZmY1ZDMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNmEwNGQ5NGFhODUxY2VhYmM0NGIxOWU1L2pvZWwtdXNuZXItLWxhaXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNS0xM19fMjItNC0yNi5tcDMifQ==.mp3" length="41056278" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/episodes/63921f63-ff67-449f-8b63-189d6c391666/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The Medicare Team explores the realities of home health care coverage under Medicare and the financial gaps many beneficiaries don’t expect. &lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Guest expert Chris explains the limitations of Medicare home health coverage, the value of supplemental insurance products, and how policies like hospital indemnity and CHAS coverage can help protect against major healthcare expenses and provide greater peace of mind.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Takeaways&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Medicare home health coverage has important limitations&lt;/li&gt;&lt;li&gt;Supplemental insurance can help reduce out-of-pocket healthcare costs&lt;/li&gt;&lt;li&gt;CHAS policies provide protection for major medical events&lt;/li&gt;&lt;li&gt;Hospital indemnity plans help offset inpatient expenses&lt;/li&gt;&lt;li&gt;Working with a licensed Medicare advisor helps identify coverage gaps&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapters&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;00:00 Introduction to Medicare and Home Health Care&lt;br /&gt;02:52 Understanding Home Health Care Coverage&lt;br /&gt;06:05 Home Health Care Policies and Benefits&lt;br /&gt;08:46 Cancer, Heart Attack, and Stroke Insurance&lt;br /&gt;11:58 Hospital Indemnity Insurance Explained&lt;br /&gt;14:48 The Role of Licensed Agents in Medicare&lt;br /&gt;17:41 Final Thoughts and Conclusion&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;📞 Have questions about home health care or supplemental Medicare coverage? Call &lt;b&gt;(717) 276-7050&lt;/b&gt; to speak with one of our trusted Medicare advisors.&lt;br /&gt;🌐 Learn more or book your free appointment at &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://medicareteam.com/free&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;medicareteam.com/free&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:21:23</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/logos/0000b0b8-ab7b-44b5-9b5d-c102f20d60f2.png"/><itunes:episode>18</itunes:episode><itunes:title>    Home Health Care &amp; Medicare: What’s Actually Covered? | EP 18 - Medicare Team</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[    The Truth About Medicare Ancillary Coverage (Hospital, CHAS & More) | EP 17 - Medicare Team]]></title><description><![CDATA[<p>The Medicare Team breaks down Medicare ancillary products and how they help fill important gaps in coverage. This episode explains hospital indemnity plans, CHAS (cancer, heart attack, stroke) policies, and dental, vision, and hearing coverage. </p><p></p><p>The team also covers how these plans work alongside Medicare Advantage and Supplement plans, who they benefit most, and key considerations like eligibility, premiums, and underwriting.</p><p></p><p><b>Takeaways</b></p><p></p><ul><li>Hospital indemnity plans help offset inpatient and hospital costs</li><li>CHAS policies provide support for major health events like cancer, heart attack, and stroke</li><li>Dental, vision, and hearing coverage is not fully included in Original Medicare</li><li>Ancillary plans work alongside Medicare Advantage and Supplement plans</li><li>Eligibility and underwriting may apply depending on the product<p></p></li></ul><p><b>Chapters</b></p><p></p><p>00:00 Introduction to Ancillary Products<br />08:36 Understanding Hospital Indemnity Plans<br />19:08 Cancer, Heart Attack, and Stroke Plans<br />23:54 Dental, Vision, and Hearing Coverage</p><p></p><p>📞 Have questions about adding supplemental protection to your Medicare plan? Call <b>(717) 276-7050</b> to speak with one of our trusted Medicare advisors.<br />🌐 Learn more or book your free appointment at <a rel="noopener noreferrer nofollow" href="http://medicareteam.com/free" target="_blank"><b>medicareteam.com/free</b></a></p>]]></description><guid isPermaLink="false">90216960-3680-4c3c-96d8-8344192b98c4</guid><dc:creator><![CDATA[Medicare Team]]></dc:creator><pubDate>Fri, 15 May 2026 19:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/6a22e3025b183b99da6071d74acf035b280873ab48e39e580f9cd1adf7db90ce/eyJlcGlzb2RlSWQiOiI5MDIxNjk2MC0zNjgwLTRjM2MtOTZkOC04MzQ0MTkyYjk4YzQiLCJwb2RjYXN0SWQiOiI1ZjQ2ZTNmYi1mNjkxLTRlMmMtOTA3NS1hMGI2NjFkMzIyY2UiLCJhY2NvdW50SWQiOiI2OTNhZmM2Zjc2M2QyNmNhNDNmZmY1ZDMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjlmYmE2OTA0NjIwNjYwMjY4NjgyYmY5L2pvZWwtdXNuZXItLWxhaXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNS02X18yMi0zNy0zNi5tcDMifQ==.mp3" length="48020314" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/episodes/90216960-3680-4c3c-96d8-8344192b98c4/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The Medicare Team breaks down Medicare ancillary products and how they help fill important gaps in coverage. This episode explains hospital indemnity plans, CHAS (cancer, heart attack, stroke) policies, and dental, vision, and hearing coverage. &lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;The team also covers how these plans work alongside Medicare Advantage and Supplement plans, who they benefit most, and key considerations like eligibility, premiums, and underwriting.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Takeaways&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Hospital indemnity plans help offset inpatient and hospital costs&lt;/li&gt;&lt;li&gt;CHAS policies provide support for major health events like cancer, heart attack, and stroke&lt;/li&gt;&lt;li&gt;Dental, vision, and hearing coverage is not fully included in Original Medicare&lt;/li&gt;&lt;li&gt;Ancillary plans work alongside Medicare Advantage and Supplement plans&lt;/li&gt;&lt;li&gt;Eligibility and underwriting may apply depending on the product&lt;p&gt;&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;b&gt;Chapters&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;00:00 Introduction to Ancillary Products&lt;br /&gt;08:36 Understanding Hospital Indemnity Plans&lt;br /&gt;19:08 Cancer, Heart Attack, and Stroke Plans&lt;br /&gt;23:54 Dental, Vision, and Hearing Coverage&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;📞 Have questions about adding supplemental protection to your Medicare plan? Call &lt;b&gt;(717) 276-7050&lt;/b&gt; to speak with one of our trusted Medicare advisors.&lt;br /&gt;🌐 Learn more or book your free appointment at &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://medicareteam.com/free&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;medicareteam.com/free&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:25:01</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/logos/0000b0b8-ab7b-44b5-9b5d-c102f20d60f2.png"/><itunes:episode>17</itunes:episode><itunes:title>    The Truth About Medicare Ancillary Coverage (Hospital, CHAS &amp; More) | EP 17 - Medicare Team</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Veterans & Medicare: How to Maximize VA and TRICARE Benefits (Part 2) | EP 16 - Medicare Team]]></title><description><![CDATA[<p>The Medicare Team features veterans Thomas and Jack as they break down how Medicare and VA benefits work together. </p><p></p><p>This episode explains how veterans can coordinate VA coverage with Medicare, take advantage of Medicare Advantage give-back plans, and strengthen protection with supplemental policies. </p><p></p><p>The discussion also highlights TRICARE coordination, early enrollment strategies, and real veteran experiences navigating coverage decisions.</p><p></p><p><b>Takeaways</b></p><p></p><ul><li>Medicare and VA benefits can work together when properly coordinated</li><li>Medicare Advantage plans may include Part B give-back benefits</li><li>Supplemental policies can add protection for major health events</li><li>TRICARE coordination is important when paired with Medicare</li><li>Early enrollment can help lock in better coverage options and pricing</li><li>Additional benefits may include dental, vision, and hearing coverage</li></ul><p></p><p><b>Chapters</b></p><p></p><p>00:00 Introduction to the Podcast and Hosts<br />00:31 Military Backgrounds and VA Experience<br />02:26 Veteran Use of VA Benefits<br />03:25 How Medicare and VA Benefits Interact<br />04:23 Understanding Medicare Part B Give-Backs<br />06:47 Medicare Advantage Give-Back Benefits<br />08:45 Supplemental Policies Explained<br />10:42 Importance of Early Coverage<br />12:04 TRICARE and Medicare Coordination<br />14:25 FAQs: VA Coverage and Medicare Advantage<br />19:00 Dental, Vision, and Hearing Coverage<br />20:21 Verification for Benefits<br />22:34 Veteran Success Stories and Final Thoughts</p><p></p><p>📞 Have questions about coordinating VA and Medicare benefits? Call <b>(717) 276-7050</b> to speak with one of our trusted Medicare advisors.<br />🌐 Learn more or book your free appointment at <a rel="noopener noreferrer nofollow" href="http://medicareteam.com/free" target="_blank"><b>medicareteam.com/free</b></a></p>]]></description><guid isPermaLink="false">b4fd4d48-6d26-44e9-8e19-7a35b54a9619</guid><dc:creator><![CDATA[Medicare Team]]></dc:creator><pubDate>Fri, 08 May 2026 19:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/d4a26f271ffe7734d84be8ca1bbda46c50d51ef387cb22a693a0672486696bc2/eyJlcGlzb2RlSWQiOiJiNGZkNGQ0OC02ZDI2LTQ0ZTktOGUxOS03YTM1YjU0YTk2MTkiLCJwb2RjYXN0SWQiOiI1ZjQ2ZTNmYi1mNjkxLTRlMmMtOTA3NS1hMGI2NjFkMzIyY2UiLCJhY2NvdW50SWQiOiI2OTNhZmM2Zjc2M2QyNmNhNDNmZmY1ZDMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjlmYmE0NjE2MDM2YWFhNDcxMmVkYmNlL2pvZWwtdXNuZXItLWxhaXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNS02X18yMi0yOC0xNy5tcDMifQ==.mp3" length="49157999" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/episodes/b4fd4d48-6d26-44e9-8e19-7a35b54a9619/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The Medicare Team features veterans Thomas and Jack as they break down how Medicare and VA benefits work together. &lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;This episode explains how veterans can coordinate VA coverage with Medicare, take advantage of Medicare Advantage give-back plans, and strengthen protection with supplemental policies. &lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;The discussion also highlights TRICARE coordination, early enrollment strategies, and real veteran experiences navigating coverage decisions.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Takeaways&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Medicare and VA benefits can work together when properly coordinated&lt;/li&gt;&lt;li&gt;Medicare Advantage plans may include Part B give-back benefits&lt;/li&gt;&lt;li&gt;Supplemental policies can add protection for major health events&lt;/li&gt;&lt;li&gt;TRICARE coordination is important when paired with Medicare&lt;/li&gt;&lt;li&gt;Early enrollment can help lock in better coverage options and pricing&lt;/li&gt;&lt;li&gt;Additional benefits may include dental, vision, and hearing coverage&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapters&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;00:00 Introduction to the Podcast and Hosts&lt;br /&gt;00:31 Military Backgrounds and VA Experience&lt;br /&gt;02:26 Veteran Use of VA Benefits&lt;br /&gt;03:25 How Medicare and VA Benefits Interact&lt;br /&gt;04:23 Understanding Medicare Part B Give-Backs&lt;br /&gt;06:47 Medicare Advantage Give-Back Benefits&lt;br /&gt;08:45 Supplemental Policies Explained&lt;br /&gt;10:42 Importance of Early Coverage&lt;br /&gt;12:04 TRICARE and Medicare Coordination&lt;br /&gt;14:25 FAQs: VA Coverage and Medicare Advantage&lt;br /&gt;19:00 Dental, Vision, and Hearing Coverage&lt;br /&gt;20:21 Verification for Benefits&lt;br /&gt;22:34 Veteran Success Stories and Final Thoughts&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;📞 Have questions about coordinating VA and Medicare benefits? Call &lt;b&gt;(717) 276-7050&lt;/b&gt; to speak with one of our trusted Medicare advisors.&lt;br /&gt;🌐 Learn more or book your free appointment at &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://medicareteam.com/free&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;medicareteam.com/free&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:25:36</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/logos/0000b0b8-ab7b-44b5-9b5d-c102f20d60f2.png"/><itunes:episode>16</itunes:episode><itunes:title>Veterans &amp; Medicare: How to Maximize VA and TRICARE Benefits (Part 2) | EP 16 - Medicare Team</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[    Veterans & Medicare: How to Maximize VA and TRICARE Benefits (Part 1) | EP 15 - Medicare Team]]></title><description><![CDATA[<p>The Medicare Team breaks down how veterans’ benefits work alongside Medicare, VA coverage, and TRICARE. This episode explains how these systems interact, where gaps can occur, and how to structure your coverage to maximize benefits. </p><p></p><p>The team also covers prescription drug considerations and key strategies to avoid costly mistakes when coordinating multiple healthcare options.</p><p></p><p><b>Takeaways</b></p><p></p><ul><li>VA, Medicare, and TRICARE each serve different roles in coverage</li><li>Coordination between plans is key to avoiding coverage gaps</li><li>Prescription drug coverage should be carefully reviewed</li><li>Veterans may have multiple options depending on eligibility</li><li>Proper planning helps maximize benefits and reduce costs</li></ul><p></p><p><b>Chapters</b></p><p></p><p>00:00 Introduction to Medicare for Veterans<br />01:46 Understanding VA Coverage and Medicare<br />04:48 Navigating Healthcare Options for Veterans<br />08:34 Addressing Non-Medical Costs and Coverage<br />14:40 Part D and Prescription Coverage Insights<br />19:14 TRICARE and Medicare Advantage Considerations</p><p></p><p>📞 Have questions about coordinating VA benefits with Medicare? Call <b>(717) 276-7050</b> to speak with one of our trusted Medicare advisors.<br />🌐 Learn more or book your free appointment at <a rel="noopener noreferrer nofollow" href="http://medicareteam.com/free" target="_blank"><b>medicareteam.com/free</b></a></p>]]></description><guid isPermaLink="false">39ee6759-30b3-47e0-8a78-f483a0e0633c</guid><dc:creator><![CDATA[Medicare Team]]></dc:creator><pubDate>Fri, 01 May 2026 19:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/e6c08299adbc845ee77217792bc7b40be11b5fd8bcbd221f0f9288e837de89f6/eyJlcGlzb2RlSWQiOiIzOWVlNjc1OS0zMGIzLTQ3ZTAtOGE3OC1mNDgzYTBlMDYzM2MiLCJwb2RjYXN0SWQiOiI1ZjQ2ZTNmYi1mNjkxLTRlMmMtOTA3NS1hMGI2NjFkMzIyY2UiLCJhY2NvdW50SWQiOiI2OTNhZmM2Zjc2M2QyNmNhNDNmZmY1ZDMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjlmNGViOTdlY2FiYTY0MGU1NDgxMmYzL2pvZWwtdXNuZXItLWxhaXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNS0xX18yMC02LTE1Lm1wMyJ9.mp3" length="43769669" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/episodes/39ee6759-30b3-47e0-8a78-f483a0e0633c/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The Medicare Team breaks down how veterans’ benefits work alongside Medicare, VA coverage, and TRICARE. This episode explains how these systems interact, where gaps can occur, and how to structure your coverage to maximize benefits. &lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;The team also covers prescription drug considerations and key strategies to avoid costly mistakes when coordinating multiple healthcare options.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Takeaways&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;VA, Medicare, and TRICARE each serve different roles in coverage&lt;/li&gt;&lt;li&gt;Coordination between plans is key to avoiding coverage gaps&lt;/li&gt;&lt;li&gt;Prescription drug coverage should be carefully reviewed&lt;/li&gt;&lt;li&gt;Veterans may have multiple options depending on eligibility&lt;/li&gt;&lt;li&gt;Proper planning helps maximize benefits and reduce costs&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapters&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;00:00 Introduction to Medicare for Veterans&lt;br /&gt;01:46 Understanding VA Coverage and Medicare&lt;br /&gt;04:48 Navigating Healthcare Options for Veterans&lt;br /&gt;08:34 Addressing Non-Medical Costs and Coverage&lt;br /&gt;14:40 Part D and Prescription Coverage Insights&lt;br /&gt;19:14 TRICARE and Medicare Advantage Considerations&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;📞 Have questions about coordinating VA benefits with Medicare? Call &lt;b&gt;(717) 276-7050&lt;/b&gt; to speak with one of our trusted Medicare advisors.&lt;br /&gt;🌐 Learn more or book your free appointment at &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://medicareteam.com/free&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;medicareteam.com/free&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:22:48</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/logos/0000b0b8-ab7b-44b5-9b5d-c102f20d60f2.png"/><itunes:episode>15</itunes:episode><itunes:title>    Veterans &amp; Medicare: How to Maximize VA and TRICARE Benefits (Part 1) | EP 15 - Medicare Team</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[What Medicare Doesn’t Cover (And What It Could Cost You) | EP 14 – Medicare Team]]></title><description><![CDATA[<p>The Medicare Team breaks down what Medicare actually covers—and what it doesn’t. This episode focuses on the critical differences between skilled nursing and long-term care, along with the financial risks many people overlook.</p><p> </p><p>The team explains coverage limits, Medicaid strategies, and additional insurance options to help protect against high long-term care costs and avoid costly surprises.</p><p></p><p><b>Takeaways</b></p><p></p><ul><li>Understanding Medicare’s coverage limits is essential for proper long-term planning.</li><li>Medicare does not cover most long-term care expenses</li><li>Skilled nursing and long-term care are often confused but very different</li><li>Long-term care can create significant financial risk without planning</li><li>Medicaid may help, but often requires asset spend-down</li><li>Additional insurance can help cover gaps in long-term care</li></ul><p></p><p><b>Chapters</b></p><p></p><p>00:00 Understanding Medicare Coverage Basics</p><p>02:51 Skilled Nursing vs. Long-Term Care</p><p>06:15 The Importance of Long-Term Care Planning</p><p>12:05 Navigating Medicaid and Asset Protection</p><p>20:34 What Medicare Doesn’t Cover</p><p>28:58 Planning for Additional and Non-Medical Costs</p><p></p><p>📞 Have questions about what Medicare covers or how to plan for long-term care? Call <b>(717) 276-7050</b> to speak with one of our trusted Medicare advisors.</p><p>🌐 Learn more or book your free appointment at <a rel="noopener noreferrer nofollow" href="http://medicareteam.com/free" target="_blank"><b>medicareteam.com/free</b></a></p>]]></description><guid isPermaLink="false">732146f8-fc6e-4f81-adac-aead8edee4b9</guid><dc:creator><![CDATA[Medicare Team]]></dc:creator><pubDate>Fri, 24 Apr 2026 19:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/eb219c3a0beab91466d603473df8d2e25a30a1cb13d14bb63cb87f97d9b1c74a/eyJlcGlzb2RlSWQiOiI3MzIxNDZmOC1mYzZlLTRmODEtYWRhYy1hZWFkOGVkZWU0YjkiLCJwb2RjYXN0SWQiOiI1ZjQ2ZTNmYi1mNjkxLTRlMmMtOTA3NS1hMGI2NjFkMzIyY2UiLCJhY2NvdW50SWQiOiI2OTNhZmM2Zjc2M2QyNmNhNDNmZmY1ZDMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjllYjkzZjY4MGNkMWYxNmFkYWNjZDRhL2pvZWwtdXNuZXItLWxhaXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNC0yNF9fMTgtMS01OC5tcDMifQ==.mp3" length="50532249" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/episodes/732146f8-fc6e-4f81-adac-aead8edee4b9/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The Medicare Team breaks down what Medicare actually covers—and what it doesn’t. This episode focuses on the critical differences between skilled nursing and long-term care, along with the financial risks many people overlook.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;The team explains coverage limits, Medicaid strategies, and additional insurance options to help protect against high long-term care costs and avoid costly surprises.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Takeaways&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Understanding Medicare’s coverage limits is essential for proper long-term planning.&lt;/li&gt;&lt;li&gt;Medicare does not cover most long-term care expenses&lt;/li&gt;&lt;li&gt;Skilled nursing and long-term care are often confused but very different&lt;/li&gt;&lt;li&gt;Long-term care can create significant financial risk without planning&lt;/li&gt;&lt;li&gt;Medicaid may help, but often requires asset spend-down&lt;/li&gt;&lt;li&gt;Additional insurance can help cover gaps in long-term care&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapters&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;00:00 Understanding Medicare Coverage Basics&lt;/p&gt;&lt;p&gt;02:51 Skilled Nursing vs. Long-Term Care&lt;/p&gt;&lt;p&gt;06:15 The Importance of Long-Term Care Planning&lt;/p&gt;&lt;p&gt;12:05 Navigating Medicaid and Asset Protection&lt;/p&gt;&lt;p&gt;20:34 What Medicare Doesn’t Cover&lt;/p&gt;&lt;p&gt;28:58 Planning for Additional and Non-Medical Costs&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;📞 Have questions about what Medicare covers or how to plan for long-term care? Call &lt;b&gt;(717) 276-7050&lt;/b&gt; to speak with one of our trusted Medicare advisors.&lt;/p&gt;&lt;p&gt;🌐 Learn more or book your free appointment at &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://medicareteam.com/free&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;medicareteam.com/free&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:26:19</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/logos/0000b0b8-ab7b-44b5-9b5d-c102f20d60f2.png"/><itunes:episode>14</itunes:episode><itunes:title>What Medicare Doesn’t Cover (And What It Could Cost You) | EP 14 – Medicare Team</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Why Most Medicare Advice Is Wrong (And Could Cost You Thousands) | EP 13 - Medicare Team]]></title><description><![CDATA[<p>The Medicare Team breaks down common Medicare myths and misconceptions that can lead to costly decisions. Hosts Sean and Sean explain why popular benefits like food cards and Part B givebacks can be misleading without understanding the full picture. </p><p></p><p>This episode emphasizes the importance of personalized guidance, choosing coverage based on your specific needs, and working with a trusted advisor to avoid unnecessary financial risk.</p><p></p><p><b>Takeaways</b></p><p></p><p>Understanding the full picture of Medicare benefits helps you avoid costly mistakes.</p><p></p><ul><li>Food cards and Part B givebacks can be misleading without total cost analysis</li><li>Low premium plans may come with higher out-of-pocket costs</li><li>A needs analysis is essential to choosing the right plan</li><li>Max out-of-pocket limits only protect you if you stay on one plan</li><li>Switching plans frequently can increase financial risk</li></ul><p></p><p><b>Chapters</b></p><p></p><p>00:00 Understanding Medicare Confusion</p><p>03:12 The Pitfalls of Medicare Advantage Plans</p><p>06:00 Navigating Medicare Supplement Options</p><p>08:44 The Importance of Needs Analysis</p><p>11:59 Choosing the Right Agent</p><p>15:11 Individual Needs in Medicare Plans</p><p>17:35 Building Trust with Medicare Advisors</p><p></p><p>📞 Have questions or want help choosing the right Medicare plan? Call <b>(717) 276-7050</b> to speak with one of our trusted Medicare advisors.</p><p>🌐 Learn more or book your free appointment at <a rel="noopener noreferrer nofollow" href="http://medicareteam.com/free" target="_blank"><b>medicareteam.com/free</b></a></p>]]></description><guid isPermaLink="false">a336db13-0614-4272-befe-efb256ef3e11</guid><dc:creator><![CDATA[Medicare Team]]></dc:creator><pubDate>Fri, 17 Apr 2026 19:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/7cb8d9dc78b9e219778e6353ed771f9afce299dede4221ddd9e5ea15cbddf20d/eyJlcGlzb2RlSWQiOiJhMzM2ZGIxMy0wNjE0LTQyNzItYmVmZS1lZmIyNTZlZjNlMTEiLCJwb2RjYXN0SWQiOiI1ZjQ2ZTNmYi1mNjkxLTRlMmMtOTA3NS1hMGI2NjFkMzIyY2UiLCJhY2NvdW50SWQiOiI2OTNhZmM2Zjc2M2QyNmNhNDNmZmY1ZDMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjllMTFjM2IxYjg3MWQwZGYzZWEwYmFkL2pvZWwtdXNuZXItLWxhaXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNC0xNl9fMTktMjgtMjcubXAzIn0=.mp3" length="30715759" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/episodes/a336db13-0614-4272-befe-efb256ef3e11/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The Medicare Team breaks down common Medicare myths and misconceptions that can lead to costly decisions. Hosts Sean and Sean explain why popular benefits like food cards and Part B givebacks can be misleading without understanding the full picture. &lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;This episode emphasizes the importance of personalized guidance, choosing coverage based on your specific needs, and working with a trusted advisor to avoid unnecessary financial risk.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Takeaways&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Understanding the full picture of Medicare benefits helps you avoid costly mistakes.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Food cards and Part B givebacks can be misleading without total cost analysis&lt;/li&gt;&lt;li&gt;Low premium plans may come with higher out-of-pocket costs&lt;/li&gt;&lt;li&gt;A needs analysis is essential to choosing the right plan&lt;/li&gt;&lt;li&gt;Max out-of-pocket limits only protect you if you stay on one plan&lt;/li&gt;&lt;li&gt;Switching plans frequently can increase financial risk&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapters&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;00:00 Understanding Medicare Confusion&lt;/p&gt;&lt;p&gt;03:12 The Pitfalls of Medicare Advantage Plans&lt;/p&gt;&lt;p&gt;06:00 Navigating Medicare Supplement Options&lt;/p&gt;&lt;p&gt;08:44 The Importance of Needs Analysis&lt;/p&gt;&lt;p&gt;11:59 Choosing the Right Agent&lt;/p&gt;&lt;p&gt;15:11 Individual Needs in Medicare Plans&lt;/p&gt;&lt;p&gt;17:35 Building Trust with Medicare Advisors&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;📞 Have questions or want help choosing the right Medicare plan? Call &lt;b&gt;(717) 276-7050&lt;/b&gt; to speak with one of our trusted Medicare advisors.&lt;/p&gt;&lt;p&gt;🌐 Learn more or book your free appointment at &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://medicareteam.com/free&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;medicareteam.com/free&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:21:20</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/logos/0000b0b8-ab7b-44b5-9b5d-c102f20d60f2.png"/><itunes:episode>13</itunes:episode><itunes:title>Why Most Medicare Advice Is Wrong (And Could Cost You Thousands) | EP 13 - Medicare Team</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[How To Choose The Right Medicare Plan | EP 12 - Medicare Team]]></title><description><![CDATA[<p>The Medicare Team provides a comprehensive guide to choosing the right Medicare plan. This episode covers enrollment basics, including automatic vs. manual sign-up, and breaks down the key differences between Medicare Advantage and Medigap plans. </p><p></p><p>The team also explains how network coverage, travel considerations, premiums, and drug coverage can impact your decision—and how to avoid costly penalties.</p><p></p><p><b>Takeaways</b></p><p></p><p>Choosing the right Medicare plan requires understanding enrollment rules, costs, and coverage differences.</p><p></p><ul><li>Medicare enrollment can be automatic or require manual action</li><li>Medicare Advantage vs. Medigap plans offer different structures and benefits</li><li>Network coverage and travel flexibility should be considered</li><li>Premiums and out-of-pocket costs both impact total expenses</li><li>Drug coverage is essential to avoid penalties</li><li>Proper enrollment timing helps prevent costly mistakes</li></ul><p></p><p><b>Chapters</b></p><p></p><p>00:00 Introduction to Medicare Enrollment Basics</p><p>01:48 Medicare Advantage vs. Supplement Plans</p><p>04:38 Premiums and Coverage Costs Explained</p><p>06:25 Drug Coverage and Penalties</p><p>09:13 Enrollment Strategies and Avoiding Penalties</p><p>12:27 Effective Dates and Common Misunderstandings</p><p>14:47 Comparing Supplement Plans: G vs. N</p><p>18:46 Final Thoughts and Next Steps</p><p></p><p>📞 Have questions or need help choosing the right Medicare plan? Call <b>(717) 807-7649</b> to speak with one of our trusted Medicare advisors.</p><p>🌐 Learn more or book your free appointment at <a rel="noopener noreferrer nofollow" href="http://medicareteam.com/free" target="_blank"><b>medicareteam.com/free</b></a></p>]]></description><guid isPermaLink="false">8ed90f7a-247b-4937-aef9-2324276f1a92</guid><dc:creator><![CDATA[Medicare Team]]></dc:creator><pubDate>Fri, 10 Apr 2026 19:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/c23bed9e2dfea2f5e8b88328564553bf57865a1dd10c1c4b1bf265515bc6c697/eyJlcGlzb2RlSWQiOiI4ZWQ5MGY3YS0yNDdiLTQ5MzctYWVmOS0yMzI0Mjc2ZjFhOTIiLCJwb2RjYXN0SWQiOiI1ZjQ2ZTNmYi1mNjkxLTRlMmMtOTA3NS1hMGI2NjFkMzIyY2UiLCJhY2NvdW50SWQiOiI2OTNhZmM2Zjc2M2QyNmNhNDNmZmY1ZDMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjljYzM5MzY0NzVkOTVhMTJkNmI2MzY2L2pvZWwtdXNuZXItLWxhaXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtMy0zMV9fMjMtMTQtMzAubXAzIn0=.mp3" length="34459210" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/episodes/8ed90f7a-247b-4937-aef9-2324276f1a92/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The Medicare Team provides a comprehensive guide to choosing the right Medicare plan. This episode covers enrollment basics, including automatic vs. manual sign-up, and breaks down the key differences between Medicare Advantage and Medigap plans. &lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;The team also explains how network coverage, travel considerations, premiums, and drug coverage can impact your decision—and how to avoid costly penalties.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Takeaways&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Choosing the right Medicare plan requires understanding enrollment rules, costs, and coverage differences.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Medicare enrollment can be automatic or require manual action&lt;/li&gt;&lt;li&gt;Medicare Advantage vs. Medigap plans offer different structures and benefits&lt;/li&gt;&lt;li&gt;Network coverage and travel flexibility should be considered&lt;/li&gt;&lt;li&gt;Premiums and out-of-pocket costs both impact total expenses&lt;/li&gt;&lt;li&gt;Drug coverage is essential to avoid penalties&lt;/li&gt;&lt;li&gt;Proper enrollment timing helps prevent costly mistakes&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapters&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;00:00 Introduction to Medicare Enrollment Basics&lt;/p&gt;&lt;p&gt;01:48 Medicare Advantage vs. Supplement Plans&lt;/p&gt;&lt;p&gt;04:38 Premiums and Coverage Costs Explained&lt;/p&gt;&lt;p&gt;06:25 Drug Coverage and Penalties&lt;/p&gt;&lt;p&gt;09:13 Enrollment Strategies and Avoiding Penalties&lt;/p&gt;&lt;p&gt;12:27 Effective Dates and Common Misunderstandings&lt;/p&gt;&lt;p&gt;14:47 Comparing Supplement Plans: G vs. N&lt;/p&gt;&lt;p&gt;18:46 Final Thoughts and Next Steps&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;📞 Have questions or need help choosing the right Medicare plan? Call &lt;b&gt;(717) 807-7649&lt;/b&gt; to speak with one of our trusted Medicare advisors.&lt;/p&gt;&lt;p&gt;🌐 Learn more or book your free appointment at &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://medicareteam.com/free&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;medicareteam.com/free&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:23:56</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/logos/0000b0b8-ab7b-44b5-9b5d-c102f20d60f2.png"/><itunes:episode>12</itunes:episode><itunes:title>How To Choose The Right Medicare Plan | EP 12 - Medicare Team</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Medicare Supplement Plans Explained: What You Need to Know | EP 11 - Medicare Team]]></title><description><![CDATA[<p>The Medicare Team provides a comprehensive overview of Medicare Supplement (Medigap) plans. This episode explains enrollment periods, plan options, costs, and how Medigap plans compare to Medicare Advantage. </p><p></p><p>The team also breaks down the differences between Plan G and Plan N, coverage benefits, network flexibility, and who may benefit most from each option.</p><p></p><p><b>Takeaways</b></p><p></p><p>Understanding Medicare Supplement plans can help you make the right choice and avoid costly gaps in coverage.</p><p></p><ul><li>Medicare Supplement (Medigap) plans fill gaps in Original Medicare</li><li>Enrollment periods and guaranteed issue rights are critical to know</li><li>Plan G vs. Plan N differences: coverage and cost considerations</li><li>Medigap premiums vs. out-of-pocket expenses compared to Advantage plans</li><li>Supplement plans offer more network flexibility and predictable costs</li><li>Choosing the right plan depends on individual needs and health goals</li></ul><p></p><p><b>Chapters</b></p><p></p><p>00:00 Introduction to Medicare Supplement Plans</p><p>01:23 Enrollment Periods and Guaranteed Issue</p><p>05:08 Types of Medicare Supplement Plans</p><p>09:19 Understanding Coverage and Costs</p><p>11:59 Medicare Advantage vs. Medicare Supplement</p><p>14:20 Who Should Choose Which Plan?</p><p>19:02 Additional Coverage Options</p><p>23:43 Conclusion and Contact Information</p><p></p><p>📞 Have questions or want help choosing a Medicare Supplement plan? Call <b>(717) 807-7649</b> to speak with one of our trusted Medicare advisors.</p><p>🌐 Learn more or book your free appointment at <a rel="noopener noreferrer nofollow" href="http://medicareteam.com/free" target="_blank"><b>medicareteam.com/free</b></a></p>]]></description><guid isPermaLink="false">6e100a19-5f86-41ac-a3e8-91814256e26d</guid><dc:creator><![CDATA[Medicare Team]]></dc:creator><pubDate>Fri, 03 Apr 2026 19:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/e77d732fb870e922b335bef716eaaa9d554b91e755dbf8918f6f4c423141ec2c/eyJlcGlzb2RlSWQiOiI2ZTEwMGExOS01Zjg2LTQxYWMtYTNlOC05MTgxNDI1NmUyNmQiLCJwb2RjYXN0SWQiOiI1ZjQ2ZTNmYi1mNjkxLTRlMmMtOTA3NS1hMGI2NjFkMzIyY2UiLCJhY2NvdW50SWQiOiI2OTNhZmM2Zjc2M2QyNmNhNDNmZmY1ZDMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjljYzI1NmJhMzdmNjZiM2FiNmEzYTk4L2pvZWwtdXNuZXItLWxhaXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtMy0zMV9fMjEtNTAtMy5tcDMifQ==.mp3" length="36338146" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/episodes/6e100a19-5f86-41ac-a3e8-91814256e26d/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The Medicare Team provides a comprehensive overview of Medicare Supplement (Medigap) plans. This episode explains enrollment periods, plan options, costs, and how Medigap plans compare to Medicare Advantage. &lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;The team also breaks down the differences between Plan G and Plan N, coverage benefits, network flexibility, and who may benefit most from each option.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Takeaways&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Understanding Medicare Supplement plans can help you make the right choice and avoid costly gaps in coverage.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Medicare Supplement (Medigap) plans fill gaps in Original Medicare&lt;/li&gt;&lt;li&gt;Enrollment periods and guaranteed issue rights are critical to know&lt;/li&gt;&lt;li&gt;Plan G vs. Plan N differences: coverage and cost considerations&lt;/li&gt;&lt;li&gt;Medigap premiums vs. out-of-pocket expenses compared to Advantage plans&lt;/li&gt;&lt;li&gt;Supplement plans offer more network flexibility and predictable costs&lt;/li&gt;&lt;li&gt;Choosing the right plan depends on individual needs and health goals&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapters&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;00:00 Introduction to Medicare Supplement Plans&lt;/p&gt;&lt;p&gt;01:23 Enrollment Periods and Guaranteed Issue&lt;/p&gt;&lt;p&gt;05:08 Types of Medicare Supplement Plans&lt;/p&gt;&lt;p&gt;09:19 Understanding Coverage and Costs&lt;/p&gt;&lt;p&gt;11:59 Medicare Advantage vs. Medicare Supplement&lt;/p&gt;&lt;p&gt;14:20 Who Should Choose Which Plan?&lt;/p&gt;&lt;p&gt;19:02 Additional Coverage Options&lt;/p&gt;&lt;p&gt;23:43 Conclusion and Contact Information&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;📞 Have questions or want help choosing a Medicare Supplement plan? Call &lt;b&gt;(717) 807-7649&lt;/b&gt; to speak with one of our trusted Medicare advisors.&lt;/p&gt;&lt;p&gt;🌐 Learn more or book your free appointment at &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://medicareteam.com/free&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;medicareteam.com/free&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:25:14</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/logos/0000b0b8-ab7b-44b5-9b5d-c102f20d60f2.png"/><itunes:episode>11</itunes:episode><itunes:title>Medicare Supplement Plans Explained: What You Need to Know | EP 11 - Medicare Team</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Building a Winning Culture That Lasts | EP 10 – Medicare Team]]></title><description><![CDATA[<p>The Medicare Team dives into the importance of culture, values, and purpose in building a successful insurance business.</p><p></p><p>Hosted by Jeff with guest Chris, this episode explores how strong team culture drives better client service, fuels growth, and creates long-term fulfillment.</p><p></p><p>Through personal stories and real experiences, they highlight how trust, integrity, and shared values impact both team dynamics and client relationships.</p><p></p><p><b>Takeaways</b></p><p></p><p>Strong culture and clear values are the foundation of long-term success.</p><p></p><ul><li>Team culture directly impacts client experience and results</li><li>Purpose and mission drive long-term business growth</li><li>Trust and integrity are essential within teams and with clients</li><li>Mentorship and personal growth play a key role in success</li><li>Clear values help create alignment and accountability</li><li>A strong culture leads to deeper, long-term client relationships</li></ul><p></p><p><b>Chapters</b></p><p></p><p>00:00 Introduction to Medicare Team and Culture</p><p>02:51 The Importance of Teamwork and Culture</p><p>05:59 Personal Growth and Mentorship in the Industry</p><p>08:52 Vision and Goals in the Medicare Industry</p><p>12:07 The Role of Purpose in Business</p><p>14:52 Health and Well-being in the Workplace</p><p>17:48 Building Trust with Clients</p><p>21:10 Core Values and No Gossip Policy</p><p>23:59 Making a Difference in Clients’ Lives</p><p>26:49 Personal Impact and Future Aspirations</p><p></p><p>📞 Want to work with a team built on strong values and service? Call <b>(717) 807-7649</b> to speak with one of our trusted Medicare advisors.</p><p>🌐 Learn more or book your free appointment at <a rel="noopener noreferrer nofollow" href="http://medicareteam.com/free" target="_blank"><b>medicareteam.com/free</b></a></p>]]></description><guid isPermaLink="false">068abe39-b33c-45c6-9174-e63dead8e22f</guid><dc:creator><![CDATA[Medicare Team]]></dc:creator><pubDate>Fri, 27 Mar 2026 19:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/d6c5af9c168699566ad267c6ac24d1e2f6570c1dfded77bfb8b449c77298c2d4/eyJlcGlzb2RlSWQiOiIwNjhhYmUzOS1iMzNjLTQ1YzYtOTE3NC1lNjNkZWFkOGUyMmYiLCJwb2RjYXN0SWQiOiI1ZjQ2ZTNmYi1mNjkxLTRlMmMtOTA3NS1hMGI2NjFkMzIyY2UiLCJhY2NvdW50SWQiOiI2OTNhZmM2Zjc2M2QyNmNhNDNmZmY1ZDMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjljNjg0ZTllZDVmOTg4MThhZWFkNDE4L2pvZWwtdXNuZXItLWxhaXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtMy0yN19fMTQtMjMtNTMubXAzIn0=.mp3" length="43930374" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/episodes/068abe39-b33c-45c6-9174-e63dead8e22f/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The Medicare Team dives into the importance of culture, values, and purpose in building a successful insurance business.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Hosted by Jeff with guest Chris, this episode explores how strong team culture drives better client service, fuels growth, and creates long-term fulfillment.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Through personal stories and real experiences, they highlight how trust, integrity, and shared values impact both team dynamics and client relationships.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Takeaways&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Strong culture and clear values are the foundation of long-term success.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Team culture directly impacts client experience and results&lt;/li&gt;&lt;li&gt;Purpose and mission drive long-term business growth&lt;/li&gt;&lt;li&gt;Trust and integrity are essential within teams and with clients&lt;/li&gt;&lt;li&gt;Mentorship and personal growth play a key role in success&lt;/li&gt;&lt;li&gt;Clear values help create alignment and accountability&lt;/li&gt;&lt;li&gt;A strong culture leads to deeper, long-term client relationships&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapters&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;00:00 Introduction to Medicare Team and Culture&lt;/p&gt;&lt;p&gt;02:51 The Importance of Teamwork and Culture&lt;/p&gt;&lt;p&gt;05:59 Personal Growth and Mentorship in the Industry&lt;/p&gt;&lt;p&gt;08:52 Vision and Goals in the Medicare Industry&lt;/p&gt;&lt;p&gt;12:07 The Role of Purpose in Business&lt;/p&gt;&lt;p&gt;14:52 Health and Well-being in the Workplace&lt;/p&gt;&lt;p&gt;17:48 Building Trust with Clients&lt;/p&gt;&lt;p&gt;21:10 Core Values and No Gossip Policy&lt;/p&gt;&lt;p&gt;23:59 Making a Difference in Clients’ Lives&lt;/p&gt;&lt;p&gt;26:49 Personal Impact and Future Aspirations&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;📞 Want to work with a team built on strong values and service? Call &lt;b&gt;(717) 807-7649&lt;/b&gt; to speak with one of our trusted Medicare advisors.&lt;/p&gt;&lt;p&gt;🌐 Learn more or book your free appointment at &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://medicareteam.com/free&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;medicareteam.com/free&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:30:30</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/logos/0000b0b8-ab7b-44b5-9b5d-c102f20d60f2.png"/><itunes:episode>10</itunes:episode><itunes:title>Building a Winning Culture That Lasts | EP 10 – Medicare Team</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Filling The Gaps In Medicare (feat. Chris Mooneyham) - Medicare Team - EP 9]]></title><description><![CDATA[<p>The Medicare Team sits down with Medicare expert Chris to break down how to navigate Medicare options, avoid costly mistakes, and plan for unexpected health and financial challenges. </p><p></p><p>Through real client stories, this episode highlights the importance of personalized guidance, early planning, and understanding how different Medicare choices can impact both your healthcare and long-term financial security.</p><p></p><p><b>Takeaways</b></p><p></p><p>Making the right Medicare decisions requires personalized guidance and careful planning.</p><p></p><ul><li>Medicare Advantage and Supplement plans offer different benefits and trade-offs</li><li>Common Medicare mistakes can lead to unexpected costs</li><li>Early planning helps avoid coverage gaps and penalties</li><li>Hospital indemnity plans can help offset high out-of-pocket expenses</li><li>Financial planning is key for unexpected health events</li><li>Working with a trusted advisor improves long-term outcomes</li></ul><p></p><p><b>Chapters</b></p><p></p><p>00:00 Introduction to Medicare and Chris</p><p>00:57 Chris’s Journey into Medicare</p><p>02:52 Client Stories and Medicare Confusion</p><p>06:10 The Importance of Early Coverage</p><p>09:57 Common Medicare Mistakes</p><p>12:40 Understanding Hospital Indemnity Insurance</p><p>14:08 Real-Life Impact of Medicare Decisions</p><p>18:20 Recovery Care and Long-Term Planning</p><p>21:43 Financial Planning for Unexpected Events</p><p>25:36 The Role of Compassionate Agents</p><p>27:50 Building Trust and Client Relationships</p><p></p><p>📞 Have questions or want help avoiding costly Medicare mistakes? Call <b>(717) 807-7649</b> to speak with one of our trusted Medicare advisors.</p><p>🌐 Learn more or book your free appointment at <a rel="noopener noreferrer nofollow" href="http://medicareteam.com/free" target="_blank"><b>medicareteam.com/free</b></a></p>]]></description><guid isPermaLink="false">2ad3da21-b11d-4cf3-801e-d13e35243b8c</guid><dc:creator><![CDATA[Medicare Team]]></dc:creator><pubDate>Fri, 20 Mar 2026 19:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/27379808a13dc8ce54204569deaf4cd18ffa58ec1c424a555e13e2ac3fdeb8d2/eyJlcGlzb2RlSWQiOiIyYWQzZGEyMS1iMTFkLTRjZjMtODAxZS1kMTNlMzUyNDNiOGMiLCJwb2RjYXN0SWQiOiI1ZjQ2ZTNmYi1mNjkxLTRlMmMtOTA3NS1hMGI2NjFkMzIyY2UiLCJhY2NvdW50SWQiOiI2OTNhZmM2Zjc2M2QyNmNhNDNmZmY1ZDMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjliYzU0NmY0OTdiNWNkNzAzYWIxOGUwL2pvZWwtdXNuZXItLWxhaXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtMy0xOV9fMjAtNTQtMjMubXAzIn0=.mp3" length="43164255" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/episodes/2ad3da21-b11d-4cf3-801e-d13e35243b8c/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The Medicare Team sits down with Medicare expert Chris to break down how to navigate Medicare options, avoid costly mistakes, and plan for unexpected health and financial challenges. &lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Through real client stories, this episode highlights the importance of personalized guidance, early planning, and understanding how different Medicare choices can impact both your healthcare and long-term financial security.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Takeaways&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Making the right Medicare decisions requires personalized guidance and careful planning.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Medicare Advantage and Supplement plans offer different benefits and trade-offs&lt;/li&gt;&lt;li&gt;Common Medicare mistakes can lead to unexpected costs&lt;/li&gt;&lt;li&gt;Early planning helps avoid coverage gaps and penalties&lt;/li&gt;&lt;li&gt;Hospital indemnity plans can help offset high out-of-pocket expenses&lt;/li&gt;&lt;li&gt;Financial planning is key for unexpected health events&lt;/li&gt;&lt;li&gt;Working with a trusted advisor improves long-term outcomes&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapters&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;00:00 Introduction to Medicare and Chris&lt;/p&gt;&lt;p&gt;00:57 Chris’s Journey into Medicare&lt;/p&gt;&lt;p&gt;02:52 Client Stories and Medicare Confusion&lt;/p&gt;&lt;p&gt;06:10 The Importance of Early Coverage&lt;/p&gt;&lt;p&gt;09:57 Common Medicare Mistakes&lt;/p&gt;&lt;p&gt;12:40 Understanding Hospital Indemnity Insurance&lt;/p&gt;&lt;p&gt;14:08 Real-Life Impact of Medicare Decisions&lt;/p&gt;&lt;p&gt;18:20 Recovery Care and Long-Term Planning&lt;/p&gt;&lt;p&gt;21:43 Financial Planning for Unexpected Events&lt;/p&gt;&lt;p&gt;25:36 The Role of Compassionate Agents&lt;/p&gt;&lt;p&gt;27:50 Building Trust and Client Relationships&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;📞 Have questions or want help avoiding costly Medicare mistakes? Call &lt;b&gt;(717) 807-7649&lt;/b&gt; to speak with one of our trusted Medicare advisors.&lt;/p&gt;&lt;p&gt;🌐 Learn more or book your free appointment at &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://medicareteam.com/free&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;medicareteam.com/free&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:29:58</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/logos/0000b0b8-ab7b-44b5-9b5d-c102f20d60f2.png"/><itunes:episode>9</itunes:episode><itunes:title>Filling The Gaps In Medicare (feat. Chris Mooneyham) - Medicare Team - EP 9</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Answering Your Medicare Questions | EP 8 - Medicare Team]]></title><description><![CDATA[<p>The Medicare Team covers the essential Medicare topics everyone approaching or enrolled in Medicare should understand. </p><p></p><p>This episode explains plan options, how Medicare works alongside employer coverage and spousal plans, and the importance of choosing coverage that fits your individual needs. </p><p></p><p>The team also discusses enrollment periods, potential penalties, prescription drug coverage, and additional benefits like dental, vision, and hearing.</p><p></p><p><b>Takeaways</b></p><p></p><p>Understanding how Medicare plans work can help you choose the right coverage and avoid costly mistakes.</p><p></p><ul><li>Medicare Advantage and Medicare Supplement are the primary coverage options</li><li>Employer and spousal coverage can impact how and when you enroll</li><li>Enrollment periods are critical to avoid penalties</li><li>Prescription coverage plays a major role in total healthcare costs</li><li>Dental, vision, and hearing benefits vary depending on the plan</li><li>Working with a licensed advisor helps ensure the right plan selection</li></ul><p></p><p><b>Chapters</b></p><p></p><p>00:00 Introduction to Medicare and Client Success Stories</p><p>02:44 Understanding Medicare Coverage Options</p><p>05:58 Navigating Employer Coverage and Medicare</p><p>09:02 Medicare Advantage vs. Medicare Supplement Plans</p><p>11:52 Enrollment Periods and Penalties Explained</p><p>14:39 Prescription Coverage and Cost Savings</p><p>17:49 Choosing the Right Doctors and Providers</p><p>20:41 Dental, Vision, and Hearing Coverage in Medicare</p><p>23:57 Monthly Costs and Plan Selection</p><p>26:43 Building Relationships with Medicare Agents</p><p></p><p>📞 Have questions about your Medicare options? Call <b>(717) 807-7649</b> to speak with one of our trusted Medicare advisors.</p><p>🌐 Learn more or book your free appointment at <a rel="noopener noreferrer nofollow" href="http://medicareteam.com/free" target="_blank"><b>medicareteam.com/free</b></a></p>]]></description><guid isPermaLink="false">a564cd2b-3435-4dee-be13-59bd049a2213</guid><dc:creator><![CDATA[Medicare Team]]></dc:creator><pubDate>Fri, 13 Mar 2026 19:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/c48c5dfedf34fb5afe01b9654b5838d42e6d5ae83097f3c3e35bb4ab4fd14f61/eyJlcGlzb2RlSWQiOiJhNTY0Y2QyYi0zNDM1LTRkZWUtYmUxMy01OWJkMDQ5YTIyMTMiLCJwb2RjYXN0SWQiOiI1ZjQ2ZTNmYi1mNjkxLTRlMmMtOTA3NS1hMGI2NjFkMzIyY2UiLCJhY2NvdW50SWQiOiI2OTNhZmM2Zjc2M2QyNmNhNDNmZmY1ZDMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjliMWMwZDBlZGRlZDA2MjZiNWMzYWMwL2pvZWwtdXNuZXItLWxhaXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtMy0xMV9fMjAtMjEtNTIubXAzIn0=.mp3" length="40111063" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/episodes/a564cd2b-3435-4dee-be13-59bd049a2213/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The Medicare Team covers the essential Medicare topics everyone approaching or enrolled in Medicare should understand. &lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;This episode explains plan options, how Medicare works alongside employer coverage and spousal plans, and the importance of choosing coverage that fits your individual needs. &lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;The team also discusses enrollment periods, potential penalties, prescription drug coverage, and additional benefits like dental, vision, and hearing.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Takeaways&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Understanding how Medicare plans work can help you choose the right coverage and avoid costly mistakes.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Medicare Advantage and Medicare Supplement are the primary coverage options&lt;/li&gt;&lt;li&gt;Employer and spousal coverage can impact how and when you enroll&lt;/li&gt;&lt;li&gt;Enrollment periods are critical to avoid penalties&lt;/li&gt;&lt;li&gt;Prescription coverage plays a major role in total healthcare costs&lt;/li&gt;&lt;li&gt;Dental, vision, and hearing benefits vary depending on the plan&lt;/li&gt;&lt;li&gt;Working with a licensed advisor helps ensure the right plan selection&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapters&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;00:00 Introduction to Medicare and Client Success Stories&lt;/p&gt;&lt;p&gt;02:44 Understanding Medicare Coverage Options&lt;/p&gt;&lt;p&gt;05:58 Navigating Employer Coverage and Medicare&lt;/p&gt;&lt;p&gt;09:02 Medicare Advantage vs. Medicare Supplement Plans&lt;/p&gt;&lt;p&gt;11:52 Enrollment Periods and Penalties Explained&lt;/p&gt;&lt;p&gt;14:39 Prescription Coverage and Cost Savings&lt;/p&gt;&lt;p&gt;17:49 Choosing the Right Doctors and Providers&lt;/p&gt;&lt;p&gt;20:41 Dental, Vision, and Hearing Coverage in Medicare&lt;/p&gt;&lt;p&gt;23:57 Monthly Costs and Plan Selection&lt;/p&gt;&lt;p&gt;26:43 Building Relationships with Medicare Agents&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;📞 Have questions about your Medicare options? Call &lt;b&gt;(717) 807-7649&lt;/b&gt; to speak with one of our trusted Medicare advisors.&lt;/p&gt;&lt;p&gt;🌐 Learn more or book your free appointment at &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://medicareteam.com/free&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;medicareteam.com/free&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:27:51</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/logos/0000b0b8-ab7b-44b5-9b5d-c102f20d60f2.png"/><itunes:episode>8</itunes:episode><itunes:title>Answering Your Medicare Questions | EP 8 - Medicare Team</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Turning 65? The Ultimate Medicare Guide | EP 7 – Medicare Team]]></title><description><![CDATA[<p>The Medicare Team provides a clear, step-by-step guide for those approaching age 65. This episode explains the Medicare enrollment timeline, key deadlines, and coverage options, while highlighting common mistakes that can lead to penalties or unexpected costs. </p><p></p><p>The team also breaks down Medicare Advantage vs. Medicare Supplement, the importance of credible employer coverage, and how proper planning protects both healthcare access and financial security.</p><p></p><p><b>Takeaways</b></p><p></p><p>Turning 65 is a critical Medicare milestone that requires careful planning.</p><p></p><ul><li>Understanding Medicare enrollment timelines and deadlines</li><li>Medicare Advantage vs. Medicare Supplement explained</li><li>Common mistakes people make when turning 65</li><li>Financial risks of choosing the wrong coverage</li><li>The importance of credible employer coverage</li><li>How to avoid late enrollment penalties</li></ul><p></p><p><b>Chapters</b></p><p></p><p>00:00 Introduction to the Medicare Team Podcast</p><p>01:54 Medicare Basics for Those Turning 65</p><p>06:05 Common Medicare Mistakes to Avoid</p><p>11:49 Comparing Medicare Coverage Options</p><p>15:12 Enrollment Scenarios and Timing</p><p>24:50 Final Thoughts and Next Steps</p><p></p><p>📞 Have questions about turning 65 or enrolling in Medicare? Call <b>(717) 807-7649</b> to speak with one of our trusted Medicare advisors.</p><p>🌐 Learn more or book your free appointment at <a rel="noopener noreferrer nofollow" href="http://medicareteam.com/free" target="_blank"><b>medicareteam.com/free</b></a></p>]]></description><guid isPermaLink="false">4420f813-c99d-4a29-b015-e6ed60b4661d</guid><dc:creator><![CDATA[Medicare Team]]></dc:creator><pubDate>Fri, 06 Mar 2026 20:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/f0b3c4e896efb72c0b0d403052ecf3f2ecdd6ab3afdc1a61500fa3b02f2f5874/eyJlcGlzb2RlSWQiOiI0NDIwZjgxMy1jOTlkLTRhMjktYjAxNS1lNmVkNjBiNDY2MWQiLCJwb2RjYXN0SWQiOiI1ZjQ2ZTNmYi1mNjkxLTRlMmMtOTA3NS1hMGI2NjFkMzIyY2UiLCJhY2NvdW50SWQiOiI2OTNhZmM2Zjc2M2QyNmNhNDNmZmY1ZDMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjlhMDk3M2I2MmY3Mzc0ZThiYTY1ZDU0L2pvZWwtdXNuZXItLWxhaXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtMi0yNl9fMTktNTUtNTUubXAzIn0=.mp3" length="35645379" type="audio/mpeg"/><itunes:summary>&lt;p&gt;The Medicare Team provides a clear, step-by-step guide for those approaching age 65. This episode explains the Medicare enrollment timeline, key deadlines, and coverage options, while highlighting common mistakes that can lead to penalties or unexpected costs. &lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;The team also breaks down Medicare Advantage vs. Medicare Supplement, the importance of credible employer coverage, and how proper planning protects both healthcare access and financial security.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Takeaways&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Turning 65 is a critical Medicare milestone that requires careful planning.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Understanding Medicare enrollment timelines and deadlines&lt;/li&gt;&lt;li&gt;Medicare Advantage vs. Medicare Supplement explained&lt;/li&gt;&lt;li&gt;Common mistakes people make when turning 65&lt;/li&gt;&lt;li&gt;Financial risks of choosing the wrong coverage&lt;/li&gt;&lt;li&gt;The importance of credible employer coverage&lt;/li&gt;&lt;li&gt;How to avoid late enrollment penalties&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapters&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;00:00 Introduction to the Medicare Team Podcast&lt;/p&gt;&lt;p&gt;01:54 Medicare Basics for Those Turning 65&lt;/p&gt;&lt;p&gt;06:05 Common Medicare Mistakes to Avoid&lt;/p&gt;&lt;p&gt;11:49 Comparing Medicare Coverage Options&lt;/p&gt;&lt;p&gt;15:12 Enrollment Scenarios and Timing&lt;/p&gt;&lt;p&gt;24:50 Final Thoughts and Next Steps&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;📞 Have questions about turning 65 or enrolling in Medicare? Call &lt;b&gt;(717) 807-7649&lt;/b&gt; to speak with one of our trusted Medicare advisors.&lt;/p&gt;&lt;p&gt;🌐 Learn more or book your free appointment at &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://medicareteam.com/free&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;medicareteam.com/free&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:24:45</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/logos/0000b0b8-ab7b-44b5-9b5d-c102f20d60f2.png"/><itunes:episode>7</itunes:episode><itunes:title>Turning 65? The Ultimate Medicare Guide | EP 7 – Medicare Team</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Integrity, Compassion, and Service: The Medicare Team Story | EP 6 - Medicare Team]]></title><description><![CDATA[<p>The Medicare Team shares the values that drive <a rel="noopener noreferrer nofollow" href="http://MedicareTeam.com" target="_blank">MedicareTeam.com</a> and the family legacy behind the business. Founders Jeff and Joshua discuss how integrity, compassion, teamwork, and service shape the way they serve seniors, build long-term relationships, and approach healthcare with trust and accountability.</p><p></p><p>The episode highlights why values matter in senior care and how a team-first mindset leads to better outcomes for clients and families.</p><p></p><p><b>Takeaways</b></p><p></p><p>Strong values are the foundation of trusted Medicare guidance.</p><p></p><ul><li>Integrity and trust are essential when serving seniors</li><li>Compassion plays a critical role in senior healthcare decisions</li><li>Teamwork leads to better service and better outcomes</li><li>Continuous learning helps advisors better serve clients</li><li>Building a long-term family legacy requires putting people first</li></ul><p></p><p><b>Chapters</b></p><p></p><p>00:00 Introduction to Medicare Team and Legacy Building</p><p>05:09 Core Values: Integrity and Compassion</p><p>10:51 Teamwork and Collaboration in Service</p><p>16:19 Commitment to Service and Long-Term Relationships</p><p></p><p>📞 Have questions or want to work with a Medicare team built on trust and service? Call <b>(717) 807-7649</b> to speak with one of our trusted Medicare advisors.</p><p>🌐 Learn more or book your free appointment at <a rel="noopener noreferrer nofollow" href="http://medicareteam.com/free" target="_blank"><b>medicareteam.com/free</b></a></p>]]></description><guid isPermaLink="false">de544754-d6a6-4959-8617-9ff65d099ca9</guid><dc:creator><![CDATA[Medicare Team]]></dc:creator><pubDate>Fri, 27 Feb 2026 20:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/7cef232c97dceb3934b51444415438fe762d646f67a555f0892d25d6f862000e/eyJlcGlzb2RlSWQiOiJkZTU0NDc1NC1kNmE2LTQ5NTktODYxNy05ZmY2NWQwOTljYTkiLCJwb2RjYXN0SWQiOiI1ZjQ2ZTNmYi1mNjkxLTRlMmMtOTA3NS1hMGI2NjFkMzIyY2UiLCJhY2NvdW50SWQiOiI2OTNhZmM2Zjc2M2QyNmNhNDNmZmY1ZDMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk5Zjc3MTJjYTMwNDVhNzk2NDllYmZlL2pvZWwtdXNuZXItLWxhaXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtMi0yNV9fMjMtMjYtMjYubXAzIn0=.mp3" length="31171543" type="audio/mpeg"/><itunes:summary>&lt;p&gt;The Medicare Team shares the values that drive &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://MedicareTeam.com&quot; target=&quot;_blank&quot;&gt;MedicareTeam.com&lt;/a&gt; and the family legacy behind the business. Founders Jeff and Joshua discuss how integrity, compassion, teamwork, and service shape the way they serve seniors, build long-term relationships, and approach healthcare with trust and accountability.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;The episode highlights why values matter in senior care and how a team-first mindset leads to better outcomes for clients and families.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Takeaways&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Strong values are the foundation of trusted Medicare guidance.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Integrity and trust are essential when serving seniors&lt;/li&gt;&lt;li&gt;Compassion plays a critical role in senior healthcare decisions&lt;/li&gt;&lt;li&gt;Teamwork leads to better service and better outcomes&lt;/li&gt;&lt;li&gt;Continuous learning helps advisors better serve clients&lt;/li&gt;&lt;li&gt;Building a long-term family legacy requires putting people first&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapters&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;00:00 Introduction to Medicare Team and Legacy Building&lt;/p&gt;&lt;p&gt;05:09 Core Values: Integrity and Compassion&lt;/p&gt;&lt;p&gt;10:51 Teamwork and Collaboration in Service&lt;/p&gt;&lt;p&gt;16:19 Commitment to Service and Long-Term Relationships&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;📞 Have questions or want to work with a Medicare team built on trust and service? Call &lt;b&gt;(717) 807-7649&lt;/b&gt; to speak with one of our trusted Medicare advisors.&lt;/p&gt;&lt;p&gt;🌐 Learn more or book your free appointment at &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://medicareteam.com/free&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;medicareteam.com/free&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:21:39</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/logos/0000b0b8-ab7b-44b5-9b5d-c102f20d60f2.png"/><itunes:episode>6</itunes:episode><itunes:title>Integrity, Compassion, and Service: The Medicare Team Story | EP 6 - Medicare Team</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Medicare Advantage vs. Medicare Supplement | EP 4 - Medicare Team]]></title><description><![CDATA[<p>Medicare Team breaks down the key differences between Medicare Advantage and Medicare Supplement plans. Hosts Joshua and Thomas explain how each option works, the pros and cons of both, and which types of beneficiaries each plan may be best suited for. </p><p></p><p>This episode also covers HMO vs. PPO plans, hospital indemnity plans as a coverage gap solution, how Medicaid can enhance benefits for those who qualify, and why personalized guidance is critical when choosing Medicare coverage.</p><p></p><p><b>Takeaways</b></p><p></p><p>Understanding the differences between Medicare Advantage and Medicare Supplement is essential when choosing coverage.</p><p></p><ul><li>Medicare Advantage and Medicare Supplement are the two main Medicare options</li><li>Part A and Part B are required for both plan types</li><li>Advantage plans often include extra benefits and a maximum out-of-pocket</li><li>Supplement plans help cover gaps in Original Medicare</li><li>Hospital indemnity plans can offset higher out-of-pocket costs</li></ul><p></p><p><b>Chapters</b></p><p></p><p>00:00 Introduction to Medicare Options</p><p>01:38 Understanding Medicare Advantage Plans</p><p>06:26 HMO vs. PPO Explained</p><p>10:04 Medicare Supplement Plans</p><p>14:10 Hospital Indemnity Plans as a Middle Ground</p><p>20:37 Medicaid and Medicare Together</p><p>24:10 Final Thoughts and Next Steps</p><p></p><p>📞 Have questions or want help choosing between Medicare Advantage and Supplement? Call <b>(717) 807-7649</b> to speak with one of our trusted Medicare advisors.</p><p>🌐 Learn more or book your free appointment at <a rel="noopener noreferrer nofollow" href="http://medicareteam.com/free" target="_blank"><b>medicareteam.com/free</b></a></p>]]></description><guid isPermaLink="false">1b63659e-0d10-4e80-ba3f-ccc33f1e28c5</guid><dc:creator><![CDATA[Medicare Team]]></dc:creator><pubDate>Fri, 13 Feb 2026 20:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/7631ef2cca3ef5b7f8df311f0c2255c414848a9ca37bc880a989e4bbd699434d/eyJlcGlzb2RlSWQiOiIxYjYzNjU5ZS0wZDEwLTRlODAtYmEzZi1jY2MzM2YxZTI4YzUiLCJwb2RjYXN0SWQiOiI1ZjQ2ZTNmYi1mNjkxLTRlMmMtOTA3NS1hMGI2NjFkMzIyY2UiLCJhY2NvdW50SWQiOiI2OTNhZmM2Zjc2M2QyNmNhNDNmZmY1ZDMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk4MzlkOWI3YTQxNzMwMTFhN2NmZmZhL2pvZWwtdXNuZXItLWxhaXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtMi00X18yMC0yNy0yMy5tcDMifQ==.mp3" length="36661646" type="audio/mpeg"/><itunes:summary>&lt;p&gt;Medicare Team breaks down the key differences between Medicare Advantage and Medicare Supplement plans. Hosts Joshua and Thomas explain how each option works, the pros and cons of both, and which types of beneficiaries each plan may be best suited for. &lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;This episode also covers HMO vs. PPO plans, hospital indemnity plans as a coverage gap solution, how Medicaid can enhance benefits for those who qualify, and why personalized guidance is critical when choosing Medicare coverage.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Takeaways&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Understanding the differences between Medicare Advantage and Medicare Supplement is essential when choosing coverage.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Medicare Advantage and Medicare Supplement are the two main Medicare options&lt;/li&gt;&lt;li&gt;Part A and Part B are required for both plan types&lt;/li&gt;&lt;li&gt;Advantage plans often include extra benefits and a maximum out-of-pocket&lt;/li&gt;&lt;li&gt;Supplement plans help cover gaps in Original Medicare&lt;/li&gt;&lt;li&gt;Hospital indemnity plans can offset higher out-of-pocket costs&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapters&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;00:00 Introduction to Medicare Options&lt;/p&gt;&lt;p&gt;01:38 Understanding Medicare Advantage Plans&lt;/p&gt;&lt;p&gt;06:26 HMO vs. PPO Explained&lt;/p&gt;&lt;p&gt;10:04 Medicare Supplement Plans&lt;/p&gt;&lt;p&gt;14:10 Hospital Indemnity Plans as a Middle Ground&lt;/p&gt;&lt;p&gt;20:37 Medicaid and Medicare Together&lt;/p&gt;&lt;p&gt;24:10 Final Thoughts and Next Steps&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;📞 Have questions or want help choosing between Medicare Advantage and Supplement? Call &lt;b&gt;(717) 807-7649&lt;/b&gt; to speak with one of our trusted Medicare advisors.&lt;/p&gt;&lt;p&gt;🌐 Learn more or book your free appointment at &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://medicareteam.com/free&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;medicareteam.com/free&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:25:28</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/logos/0000b0b8-ab7b-44b5-9b5d-c102f20d60f2.png"/><itunes:episode>4</itunes:episode><itunes:title>Medicare Advantage vs. Medicare Supplement | EP 4 - Medicare Team</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Craziest Medicare Calls We've Had | EP 5 - Medicare Team]]></title><description><![CDATA[<p>The Medicare Team shares real-life Medicare stories that highlight common mistakes and costly oversights. Hosts Sean and Thomas discuss the importance of understanding plan options, verifying provider networks, and reviewing coverage details before enrolling. </p><p></p><p>Through real examples, they explain how out-of-network care, medication coverage issues, and dual eligibility can lead to unexpected expenses—and why annual Medicare checkups with a licensed advisor can uncover better options and meaningful savings.</p><p></p><p><b>Takeaways</b></p><p></p><p>Understanding the details of your Medicare plan can help prevent costly mistakes.</p><p></p><ul><li>Always verify that doctors and hospitals are in network</li><li>HMO plans can result in high out-of-network costs</li><li>Medicare plans should be tailored to individual needs</li><li>Medication coverage plays a major role in total costs</li><li>Dual eligibility and Medicaid can complicate plan choices</li><li>Professional guidance helps avoid expensive errors</li><li>Annual Medicare reviews can uncover better plan options</li></ul><p></p><p></p><p><b>Chapters</b></p><p></p><p>00:00 Common Medicare Mistakes</p><p>02:28 Why Network Coverage Matters</p><p>05:38 Choosing a Plan That Fits Your Needs</p><p>09:26 Dual Eligibility and Medicaid Risks</p><p>12:03 The Value of Professional Guidance</p><p>13:48 Medication Coverage and Cost Impact</p><p>17:23 Avoiding Unnecessary Expenses</p><p>20:05 Why Annual Medicare Checkups Matter</p><p>22:22 Final Thoughts and Next Steps</p><p></p><p>📞 Have questions or want a second opinion on your Medicare coverage? Call <b>(717) 807-7649</b> to speak with one of our trusted Medicare advisors.</p><p>🌐 Learn more or book your free appointment at <a rel="noopener noreferrer nofollow" href="http://medicareteam.com" target="_blank"><b>medicareteam.com/free</b></a></p>]]></description><guid isPermaLink="false">fa613495-ece2-47ce-a775-d7088231feee</guid><dc:creator><![CDATA[Medicare Team]]></dc:creator><pubDate>Fri, 20 Feb 2026 20:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/af780c11d5235fa8a6bc527139a68ce331fdbf9b4e468db0e0eae70c1651a717/eyJlcGlzb2RlSWQiOiJmYTYxMzQ5NS1lY2UyLTQ3Y2UtYTc3NS1kNzA4ODIzMWZlZWUiLCJwb2RjYXN0SWQiOiI1ZjQ2ZTNmYi1mNjkxLTRlMmMtOTA3NS1hMGI2NjFkMzIyY2UiLCJhY2NvdW50SWQiOiI2OTNhZmM2Zjc2M2QyNmNhNDNmZmY1ZDMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk4Yjk1MDUyNjQ1NzMxM2Q1ZDdlMGVlL2pvZWwtdXNuZXItLWxhaXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtMi0xMF9fMjEtMjgtNTIubXAzIn0=.mp3" length="34069254" type="audio/mpeg"/><itunes:summary>&lt;p&gt;The Medicare Team shares real-life Medicare stories that highlight common mistakes and costly oversights. Hosts Sean and Thomas discuss the importance of understanding plan options, verifying provider networks, and reviewing coverage details before enrolling. &lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Through real examples, they explain how out-of-network care, medication coverage issues, and dual eligibility can lead to unexpected expenses—and why annual Medicare checkups with a licensed advisor can uncover better options and meaningful savings.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Takeaways&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Understanding the details of your Medicare plan can help prevent costly mistakes.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Always verify that doctors and hospitals are in network&lt;/li&gt;&lt;li&gt;HMO plans can result in high out-of-network costs&lt;/li&gt;&lt;li&gt;Medicare plans should be tailored to individual needs&lt;/li&gt;&lt;li&gt;Medication coverage plays a major role in total costs&lt;/li&gt;&lt;li&gt;Dual eligibility and Medicaid can complicate plan choices&lt;/li&gt;&lt;li&gt;Professional guidance helps avoid expensive errors&lt;/li&gt;&lt;li&gt;Annual Medicare reviews can uncover better plan options&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapters&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;00:00 Common Medicare Mistakes&lt;/p&gt;&lt;p&gt;02:28 Why Network Coverage Matters&lt;/p&gt;&lt;p&gt;05:38 Choosing a Plan That Fits Your Needs&lt;/p&gt;&lt;p&gt;09:26 Dual Eligibility and Medicaid Risks&lt;/p&gt;&lt;p&gt;12:03 The Value of Professional Guidance&lt;/p&gt;&lt;p&gt;13:48 Medication Coverage and Cost Impact&lt;/p&gt;&lt;p&gt;17:23 Avoiding Unnecessary Expenses&lt;/p&gt;&lt;p&gt;20:05 Why Annual Medicare Checkups Matter&lt;/p&gt;&lt;p&gt;22:22 Final Thoughts and Next Steps&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;📞 Have questions or want a second opinion on your Medicare coverage? Call &lt;b&gt;(717) 807-7649&lt;/b&gt; to speak with one of our trusted Medicare advisors.&lt;/p&gt;&lt;p&gt;🌐 Learn more or book your free appointment at &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://medicareteam.com&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;medicareteam.com/free&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:23:39</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/logos/0000b0b8-ab7b-44b5-9b5d-c102f20d60f2.png"/><itunes:episode>5</itunes:episode><itunes:title>Craziest Medicare Calls We&apos;ve Had | EP 5 - Medicare Team</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Common Medicare Mistakes | EP 3 - Medicare Team]]></title><description><![CDATA[<p>Medicare Team discusses hesitation around changing plans, late enrollment penalties, Part B premium considerations, and fear of the unknown when reviewing coverage. </p><p></p><p>The team also breaks down Medicare Advantage vs. Medicare Supplement, explains the difference between Medicare and Medicaid, highlights pharmaceutical assistance programs, and discusses when additional insurance may be needed for hospital costs.</p><p></p><p><b>Takeaways</b></p><p></p><p>The Annual Enrollment Period is a critical time to review and update your Medicare coverage.</p><p></p><ul><li>Importance of the Annual Enrollment Period</li><li>Common Medicare mistakes to avoid</li><li>Late enrollment penalties and how to avoid them</li><li>Understanding Medicare Part B premiums</li><li>Medicare Advantage vs. Medicare Supplement</li><li>When additional insurance may be needed for hospital costs</li></ul><p></p><p><b>Chapters</b></p><p></p><p>00:00 Why the Annual Enrollment Period Matters</p><p>06:17 Late Enrollment Penalties Explained</p><p>12:30 Medicare Advantage vs. Medicare Supplement</p><p>18:35 Additional Insurance for Hospital Costs</p><p></p><p>📞 Have questions or want a second opinion on your Medicare coverage? Call <b>(717) 807-7649</b> to speak with on of our trusted Medicare advisors.</p><p>🌐 Learn more or book an appointment at <b>medicareteam.com</b></p>]]></description><guid isPermaLink="false">f9e4083e-c6f4-4671-82f2-acdb8e47d09e</guid><dc:creator><![CDATA[Medicare Team]]></dc:creator><pubDate>Mon, 09 Feb 2026 14:32:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/a888abe46bc50b6798ae5dcfa8162f58bdc406c095363d1a7d4e978ea301eba3/eyJlcGlzb2RlSWQiOiJmOWU0MDgzZS1jNmY0LTQ2NzEtODJmMi1hY2RiOGU0N2QwOWUiLCJwb2RjYXN0SWQiOiI1ZjQ2ZTNmYi1mNjkxLTRlMmMtOTA3NS1hMGI2NjFkMzIyY2UiLCJhY2NvdW50SWQiOiI2OTNhZmM2Zjc2M2QyNmNhNDNmZmY1ZDMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk4M2ExYTQxY2RhMjY3ZjgxYzg2MTBhL2pvZWwtdXNuZXItLWxhaXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtMi00X18yMC00NC0zNi5tcDMifQ==.mp3" length="29702626" type="audio/mpeg"/><itunes:summary>&lt;p&gt;Medicare Team discusses hesitation around changing plans, late enrollment penalties, Part B premium considerations, and fear of the unknown when reviewing coverage. &lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;The team also breaks down Medicare Advantage vs. Medicare Supplement, explains the difference between Medicare and Medicaid, highlights pharmaceutical assistance programs, and discusses when additional insurance may be needed for hospital costs.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Takeaways&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;The Annual Enrollment Period is a critical time to review and update your Medicare coverage.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Importance of the Annual Enrollment Period&lt;/li&gt;&lt;li&gt;Common Medicare mistakes to avoid&lt;/li&gt;&lt;li&gt;Late enrollment penalties and how to avoid them&lt;/li&gt;&lt;li&gt;Understanding Medicare Part B premiums&lt;/li&gt;&lt;li&gt;Medicare Advantage vs. Medicare Supplement&lt;/li&gt;&lt;li&gt;When additional insurance may be needed for hospital costs&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapters&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;00:00 Why the Annual Enrollment Period Matters&lt;/p&gt;&lt;p&gt;06:17 Late Enrollment Penalties Explained&lt;/p&gt;&lt;p&gt;12:30 Medicare Advantage vs. Medicare Supplement&lt;/p&gt;&lt;p&gt;18:35 Additional Insurance for Hospital Costs&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;📞 Have questions or want a second opinion on your Medicare coverage? Call &lt;b&gt;(717) 807-7649&lt;/b&gt; to speak with on of our trusted Medicare advisors.&lt;/p&gt;&lt;p&gt;🌐 Learn more or book an appointment at &lt;b&gt;medicareteam.com&lt;/b&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:20:38</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/logos/0000b0b8-ab7b-44b5-9b5d-c102f20d60f2.png"/><itunes:episode>3</itunes:episode><itunes:title>Common Medicare Mistakes | EP 3 - Medicare Team</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[2026 Medicare Changes: Everything You Need To Know | EP 2 - Medicare Team]]></title><description><![CDATA[<p>The Medicare Team breaks down the biggest Medicare changes coming in 2026, focusing on Part D and prescription drug coverage.</p><p></p><p>Learn how the new out-of-pocket maximum, medication tier changes, payment programs, food card updates, and assistance programs may affect your costs—and why life changes and C-SNP eligibility make regular reviews with a licensed Medicare advisor essential.</p><p></p><p><b>Takeaways</b></p><p></p><p><b>Major Medicare changes are coming in 2026, and they will affect most beneficiaries.</b></p><p></p><ul><li>Medicare Part D changes for 2026</li><li>Government assistance programs that help lower medication expenses</li><li>Food card benefit changes and qualification requirements</li><li>Choosing the right Medicare plan based on prescriptions</li><li>Life changes may require a Medicare plan review</li><li>The importance of working with a licensed Medicare advisor</li></ul><p></p><p><b>Chapters</b></p><p></p><p>00:00 Introduction to Medicare Changes for 2026</p><p>04:52 Prescription Drug Costs and Medication Tiers</p><p>10:30 Food Card Changes and Government Assistance</p><p>17:05 Choosing the Right Medicare Plan</p><p>23:22 Final Thoughts and Next Steps</p><p></p><p>📞 Have questions or want to review your Medicare options? Call <b>(717) 807-7649</b> to speak with a licensed Medicare advisor.</p><p>🌐 Learn more or book an appointment at <b>medicareteam.com</b></p>]]></description><guid isPermaLink="false">d72a3fcc-f122-499b-861a-03d2998d80e5</guid><dc:creator><![CDATA[Medicare Team]]></dc:creator><pubDate>Fri, 30 Jan 2026 20:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/bd9839960d7aad2b81dc162a800e3f892e2c8afd528557a0666585ec6081ab37/eyJlcGlzb2RlSWQiOiJkNzJhM2ZjYy1mMTIyLTQ5OWItODYxYS0wM2QyOTk4ZDgwZTUiLCJwb2RjYXN0SWQiOiI1ZjQ2ZTNmYi1mNjkxLTRlMmMtOTA3NS1hMGI2NjFkMzIyY2UiLCJhY2NvdW50SWQiOiI2OTNhZmM2Zjc2M2QyNmNhNDNmZmY1ZDMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk3Y2Y3OWVjM2Y3MTc0ODZjNTk3NzIzL2pvZWwtdXNuZXItLWxhaXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtMS0zMF9fMTktMjUtMzQubXAzIn0=.mp3" length="17817359" type="audio/mpeg"/><itunes:summary>&lt;p&gt;The Medicare Team breaks down the biggest Medicare changes coming in 2026, focusing on Part D and prescription drug coverage.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Learn how the new out-of-pocket maximum, medication tier changes, payment programs, food card updates, and assistance programs may affect your costs—and why life changes and C-SNP eligibility make regular reviews with a licensed Medicare advisor essential.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Takeaways&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Major Medicare changes are coming in 2026, and they will affect most beneficiaries.&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Medicare Part D changes for 2026&lt;/li&gt;&lt;li&gt;Government assistance programs that help lower medication expenses&lt;/li&gt;&lt;li&gt;Food card benefit changes and qualification requirements&lt;/li&gt;&lt;li&gt;Choosing the right Medicare plan based on prescriptions&lt;/li&gt;&lt;li&gt;Life changes may require a Medicare plan review&lt;/li&gt;&lt;li&gt;The importance of working with a licensed Medicare advisor&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapters&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;00:00 Introduction to Medicare Changes for 2026&lt;/p&gt;&lt;p&gt;04:52 Prescription Drug Costs and Medication Tiers&lt;/p&gt;&lt;p&gt;10:30 Food Card Changes and Government Assistance&lt;/p&gt;&lt;p&gt;17:05 Choosing the Right Medicare Plan&lt;/p&gt;&lt;p&gt;23:22 Final Thoughts and Next Steps&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;📞 Have questions or want to review your Medicare options? Call &lt;b&gt;(717) 807-7649&lt;/b&gt; to speak with a licensed Medicare advisor.&lt;/p&gt;&lt;p&gt;🌐 Learn more or book an appointment at &lt;b&gt;medicareteam.com&lt;/b&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:24:20</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/logos/0000b0b8-ab7b-44b5-9b5d-c102f20d60f2.png"/><itunes:season>1</itunes:season><itunes:episode>2</itunes:episode><itunes:title>2026 Medicare Changes: Everything You Need To Know | EP 2 - Medicare Team</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Medicare 101: How Medicare Really Works | EP 1 - Medicare Team]]></title><description><![CDATA[<p>The first episode of the Medicare team podcast covers the basics of Medicare, including Original Medicare Parts A and B, Medicare Part C (Advantage Plans), Medicare Part D (Prescription Drug Coverage), Medicare Supplement vs. Medicare Advantage, Enrollment Periods and Penalties, and Changes for 2026.</p><p></p><p>Takeaways</p><ul><li>Medicare can be confusing, but it's essential to understand.</li></ul><ul><li>Medicare Basics</li><li>Original Medicare Parts A and B</li><li>Medicare Part C: Advantage Plans</li><li>Medicare Part D: Prescription Drug Coverage</li><li>Medicare Supplement vs. Medicare Advantage</li><li>Enrollment Periods and Penalties</li><li>Finding a Good Medicare agent can simplify the process.</li><li>Changes for 2026</li></ul><p></p><p>Chapters</p><p>00:00 Introduction to Medicare Basics</p><p>01:24 Understanding Original Medicare: Parts A and B</p><p>02:47 Exploring Medicare Advantage Plans: Part C</p><p>05:01 Medicare Supplement vs. Medicare Advantage</p><p>09:43 Enrollment Periods and Penalties</p><p>13:00 Changes in Medicare for 2026</p><p>15:55 Finding the Right Medicare Agent</p><p></p><p>📞 Have questions or want to review your Medicare options? Call <b>(717) 807-7649</b> to speak with a licensed Medicare advisor.</p><p>🌐 Learn more or book an appointment at <b>medicareteam.com</b></p><p></p>]]></description><guid isPermaLink="false">519c9dd7-16e3-4663-a31b-84ec4c4c60af</guid><dc:creator><![CDATA[Medicare Team]]></dc:creator><pubDate>Fri, 23 Jan 2026 16:33:50 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/5907f9aa4ae3fc23dd36e079d7a73c38b5d41f9cd86febaaa9381254c8130f23/eyJlcGlzb2RlSWQiOiI1MTljOWRkNy0xNmUzLTQ2NjMtYTMxYi04NGVjNGM0YzYwYWYiLCJwb2RjYXN0SWQiOiI1ZjQ2ZTNmYi1mNjkxLTRlMmMtOTA3NS1hMGI2NjFkMzIyY2UiLCJhY2NvdW50SWQiOiI2OTNhZmM2Zjc2M2QyNmNhNDNmZmY1ZDMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk2ZTkyN2NmODg1MzBjOTY2YTU3MTA5L2pvZWwtdXNuZXItLWxhaXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtMS0xOV9fMjEtMjItMjAubXAzIn0=.mp3" length="14348119" type="audio/mpeg"/><itunes:summary>&lt;p&gt;The first episode of the Medicare team podcast covers the basics of Medicare, including Original Medicare Parts A and B, Medicare Part C (Advantage Plans), Medicare Part D (Prescription Drug Coverage), Medicare Supplement vs. Medicare Advantage, Enrollment Periods and Penalties, and Changes for 2026.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Medicare can be confusing, but it&apos;s essential to understand.&lt;/li&gt;&lt;/ul&gt;&lt;ul&gt;&lt;li&gt;Medicare Basics&lt;/li&gt;&lt;li&gt;Original Medicare Parts A and B&lt;/li&gt;&lt;li&gt;Medicare Part C: Advantage Plans&lt;/li&gt;&lt;li&gt;Medicare Part D: Prescription Drug Coverage&lt;/li&gt;&lt;li&gt;Medicare Supplement vs. Medicare Advantage&lt;/li&gt;&lt;li&gt;Enrollment Periods and Penalties&lt;/li&gt;&lt;li&gt;Finding a Good Medicare agent can simplify the process.&lt;/li&gt;&lt;li&gt;Changes for 2026&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;p&gt;00:00 Introduction to Medicare Basics&lt;/p&gt;&lt;p&gt;01:24 Understanding Original Medicare: Parts A and B&lt;/p&gt;&lt;p&gt;02:47 Exploring Medicare Advantage Plans: Part C&lt;/p&gt;&lt;p&gt;05:01 Medicare Supplement vs. Medicare Advantage&lt;/p&gt;&lt;p&gt;09:43 Enrollment Periods and Penalties&lt;/p&gt;&lt;p&gt;13:00 Changes in Medicare for 2026&lt;/p&gt;&lt;p&gt;15:55 Finding the Right Medicare Agent&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;📞 Have questions or want to review your Medicare options? Call &lt;b&gt;(717) 807-7649&lt;/b&gt; to speak with a licensed Medicare advisor.&lt;/p&gt;&lt;p&gt;🌐 Learn more or book an appointment at &lt;b&gt;medicareteam.com&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:19:47</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/5f46e3fb-f691-4e2c-9075-a0b661d322ce/logos/0000b0b8-ab7b-44b5-9b5d-c102f20d60f2.png"/><itunes:season>1</itunes:season><itunes:episode>1</itunes:episode><itunes:title>Medicare 101: How Medicare Really Works | EP 1 - Medicare Team</itunes:title><itunes:episodeType>full</itunes:episodeType></item></channel></rss>