<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:psc="http://podlove.org/simple-chapters" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><title><![CDATA[Empowered Exit Podcast: Retire Boldly. Live Fully. Leave a Legacy]]></title><description><![CDATA[<p>The podcast for professionals ready to transform financial stress into confidence and freedom. Your host, Rita Oliver, The Money Strategist, dives deep into the real reasons behind financial stress, lifestyle inflation, and the silent shame of “shouldn’t I have figured this out by now?” Each episode follows her proven framework—Plan It. Build It. Live It.—to turn financial stress into empowerment. She gives personalized solutions to restructure, reinvent, and revise to retire boldly, live fully, and leave a legacy. Join this growing community who are rewriting their financial story.</p>]]></description><link>https://ritaoliversos.com</link><generator>Riverside.fm (https://riverside.com)</generator><lastBuildDate>Thu, 28 May 2026 19:20:06 GMT</lastBuildDate><atom:link href="https://api.riverside.com/hosting/b0FlmWRw.rss" rel="self" type="application/rss+xml"/><author><![CDATA[Rita Oliver, The Money Strategist]]></author><pubDate>Thu, 25 Dec 2025 17:52:42 GMT</pubDate><copyright><![CDATA[2025 Rita Oliver, The Money Strategist]]></copyright><language><![CDATA[en]]></language><ttl>60</ttl><category><![CDATA[Investing]]></category><category><![CDATA[Education]]></category><itunes:author>Rita Oliver, The Money Strategist</itunes:author><itunes:summary>&lt;p&gt;The podcast for professionals ready to transform financial stress into confidence and freedom. Your host, Rita Oliver, The Money Strategist, dives deep into the real reasons behind financial stress, lifestyle inflation, and the silent shame of “shouldn’t I have figured this out by now?” Each episode follows her proven framework—Plan It. Build It. Live It.—to turn financial stress into empowerment. She gives personalized solutions to restructure, reinvent, and revise to retire boldly, live fully, and leave a legacy. Join this growing community who are rewriting their financial story.&lt;/p&gt;</itunes:summary><itunes:type>episodic</itunes:type><itunes:owner><itunes:name>Rita Oliver, The Money Strategist</itunes:name><itunes:email>ritafo@ritaoliversos.com</itunes:email></itunes:owner><itunes:explicit>no</itunes:explicit><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:category text="Education"/><itunes:image href="https://hosting-media.riverside.com/media/imports/podcasts/806ba0a6-cccd-4cfe-9647-b2eb97895295/44741729-1762298485407-196a25d530909.jpg"/><item><title><![CDATA[Episode 16:  Paying off Your Home Mortgage is the Real Flex]]></title><description><![CDATA[<p>The conversation delves into the misunderstood nature of mortgages in retirement planning, highlighting the necessity of mortgage debt and the financial implications of carrying a mortgage into retirement. It also emphasizes the importance of financial planning for retirement and the impact of mortgage decisions on long-term financial security. The conversation covers the importance of starting small and working up in homeownership, the benefits of paying down the principal early, considerations for rental property investments, and leveraging income for retirement. It emphasizes the need for strategic financial planning and the impact of lifestyle decisions on mortgages and retirement.</p><p></p><p>Takeaways</p><ul><li>Mortgage as Necessary Debt</li><li>Financial Planning for Retirement Start small and work your way up</li><li>Paying down the principal early reduces interest</li></ul><p></p><p>Chapters</p><ul><li>00:00 The Misunderstood Conversation of Mortgages in Retirement Planning</li><li>36:38 Starting Small and Working Up</li><li>47:23 Paying Down the Principal</li><li>58:16 Rental Property Considerations</li><li>01:09:23 Leveraging Income for Retirement</li></ul><p></p><p>Contact LaKeisha Mallet @ <a rel="noopener noreferrer nofollow" href="https://www.instagram.com/lakeishamallett_mlo/" target="_blank">https://www.instagram.com/lakeishamallett_mlo/</a></p><p></p><p>Book Retirement Planning Consultation with the Money Strategist:  https://sos-llc.square.site</p>]]></description><guid isPermaLink="false">207ff1bc-33cd-4bd4-8222-0a974d4d915d</guid><dc:creator><![CDATA[Rita Oliver, The Money Strategist]]></dc:creator><pubDate>Tue, 05 May 2026 21:39:10 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/7b8ebc97be04df495a5bffedb18bacfb88380cd711b994da024004eccaf8b342/eyJlcGlzb2RlSWQiOiIyMDdmZjFiYy0zM2NkLTRiZDQtODIyMi0wYTk3NGQ0ZDkxNWQiLCJwb2RjYXN0SWQiOiI4MDZiYTBhNi1jY2NkLTRjZmUtOTY0Ny1iMmViOTc4OTUyOTUiLCJhY2NvdW50SWQiOiI2ODExMjljOGZjNTg4ODcwNjE3MDNhYTgiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjllZDFiMzc0NTJmMWI3ZjdhZTM5Mjc2L3JpdGEtb2xpdmVycy1zdHVkaW8tY29tcG9zZXItMjAyNi00LTI1X18yMS01MS0xOS5tcDMifQ==.mp3" length="32877105" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/806ba0a6-cccd-4cfe-9647-b2eb97895295/episodes/207ff1bc-33cd-4bd4-8222-0a974d4d915d/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The conversation delves into the misunderstood nature of mortgages in retirement planning, highlighting the necessity of mortgage debt and the financial implications of carrying a mortgage into retirement. It also emphasizes the importance of financial planning for retirement and the impact of mortgage decisions on long-term financial security. The conversation covers the importance of starting small and working up in homeownership, the benefits of paying down the principal early, considerations for rental property investments, and leveraging income for retirement. It emphasizes the need for strategic financial planning and the impact of lifestyle decisions on mortgages and retirement.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Mortgage as Necessary Debt&lt;/li&gt;&lt;li&gt;Financial Planning for Retirement Start small and work your way up&lt;/li&gt;&lt;li&gt;Paying down the principal early reduces interest&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 The Misunderstood Conversation of Mortgages in Retirement Planning&lt;/li&gt;&lt;li&gt;36:38 Starting Small and Working Up&lt;/li&gt;&lt;li&gt;47:23 Paying Down the Principal&lt;/li&gt;&lt;li&gt;58:16 Rental Property Considerations&lt;/li&gt;&lt;li&gt;01:09:23 Leveraging Income for Retirement&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Contact LaKeisha Mallet @ &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.instagram.com/lakeishamallett_mlo/&quot; target=&quot;_blank&quot;&gt;https://www.instagram.com/lakeishamallett_mlo/&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Book Retirement Planning Consultation with the Money Strategist:  https://sos-llc.square.site&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>01:08:30</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/imports/podcasts/806ba0a6-cccd-4cfe-9647-b2eb97895295/44741729-1762298485407-196a25d530909.jpg"/><itunes:season>2</itunes:season><itunes:episode>16</itunes:episode><itunes:title>Episode 16:  Paying off Your Home Mortgage is the Real Flex</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 15: What Is Staying Stuck Really Costing You?”]]></title><description><![CDATA[<p>The podcast episode explores the hidden costs of staying stuck in financial planning and retirement decisions. It delves into the emotional and financial implications of inaction, the fear of revealing and facing the truth, and the importance of choosing clarity, confidence, and action to overcome these challenges.</p><p></p><p>Takeaways</p><ul><li>Staying stuck has hidden emotional and financial costs.</li><li>Fear of revealing and facing the truth can be overcome with information and understanding.</li></ul><p></p><p>Chapters</p><ul><li>00:00 The Hidden Cost of Staying Stuck</li><li>05:30 Overcoming Fear with Information and Understanding</li><li>10:43 Financial Costs of Staying Stuck</li></ul><p></p><p></p><p>Schedule your Empowered Exit Strategy Session @ https://sos-llc.square.site</p>]]></description><guid isPermaLink="false">3a7869f7-cf87-457d-a32d-a2d301d8de14</guid><dc:creator><![CDATA[Rita Oliver, The Money Strategist]]></dc:creator><pubDate>Fri, 03 Apr 2026 15:02:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/2fedb6eec901d835f0fcdb3a30997e68f19cdf4198cdb97be9d174af4cce1046/eyJlcGlzb2RlSWQiOiIzYTc4NjlmNy1jZjg3LTQ1N2QtYTMyZC1hMmQzMDFkOGRlMTQiLCJwb2RjYXN0SWQiOiI4MDZiYTBhNi1jY2NkLTRjZmUtOTY0Ny1iMmViOTc4OTUyOTUiLCJhY2NvdW50SWQiOiI2ODExMjljOGZjNTg4ODcwNjE3MDNhYTgiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjljZmQ1MWZjNWQ3MTQxZGVjYjRkYTk4L3JpdGEtb2xpdmVycy1zdHVkaW8tY29tcG9zZXItMjAyNi00LTNfXzE2LTU2LTMxLm1wMyJ9.mp3" length="22813196" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/806ba0a6-cccd-4cfe-9647-b2eb97895295/episodes/3a7869f7-cf87-457d-a32d-a2d301d8de14/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The podcast episode explores the hidden costs of staying stuck in financial planning and retirement decisions. It delves into the emotional and financial implications of inaction, the fear of revealing and facing the truth, and the importance of choosing clarity, confidence, and action to overcome these challenges.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Staying stuck has hidden emotional and financial costs.&lt;/li&gt;&lt;li&gt;Fear of revealing and facing the truth can be overcome with information and understanding.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 The Hidden Cost of Staying Stuck&lt;/li&gt;&lt;li&gt;05:30 Overcoming Fear with Information and Understanding&lt;/li&gt;&lt;li&gt;10:43 Financial Costs of Staying Stuck&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Schedule your Empowered Exit Strategy Session @ https://sos-llc.square.site&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:15:51</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/imports/podcasts/806ba0a6-cccd-4cfe-9647-b2eb97895295/44741729-1762298485407-196a25d530909.jpg"/><itunes:title>Episode 15: What Is Staying Stuck Really Costing You?”</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 14- Pieces But Not a Path to Your Retirement]]></title><description><![CDATA[<p>The podcast episode delves into the challenges of financial overwhelm and retirement concerns faced by high earning professionals. It explores the process of turning disconnected financial pieces into a clear retirement income plan, emphasizing the management of stability and flexibility buckets in retirement.</p><p></p><p>Takeaways</p><ul><li>Financial Overwhelm</li><li>Retirement Income Strategy</li></ul><p></p><p>Chapters</p><ul><li>00:00 The Real Reasons for Financial Overwhelm and Retirement Concerns</li><li>08:14 Managing Stability and Flexibility Buckets in Retirement</li></ul><p><a rel="noopener noreferrer nofollow" href="https://sos-llc.square.site" target="_blank">https://sos-llc.square.site</a></p><p><a rel="noopener noreferrer nofollow" href="https://www.ritaoliversos.com/https/wwwritaoliversoscom/products/services/-financial-confidence-blueprint" target="_blank">https://www.ritaoliversos.com/https/wwwritaoliversoscom/products/services/-financial-confidence-blueprint</a></p>]]></description><guid isPermaLink="false">0b7d01c1-dd47-454b-aeea-473576845b2c</guid><dc:creator><![CDATA[Rita Oliver, The Money Strategist]]></dc:creator><pubDate>Tue, 24 Feb 2026 23:59:39 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/7efe1923ee8707cbed1313f42baac7b20e453d5e89427bbabb50e43f6af63e85/eyJlcGlzb2RlSWQiOiIwYjdkMDFjMS1kZDQ3LTQ1NGItYWVlYS00NzM1NzY4NDViMmMiLCJwb2RjYXN0SWQiOiI4MDZiYTBhNi1jY2NkLTRjZmUtOTY0Ny1iMmViOTc4OTUyOTUiLCJhY2NvdW50SWQiOiI2ODExMjljOGZjNTg4ODcwNjE3MDNhYTgiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk5ZTNhYWI3MTVhMmFiMzJkNGQ4NmJmL3JpdGEtb2xpdmVycy1zdHVkaW8tY29tcG9zZXItMjAyNi0yLTI1X18wLTU2LTI3Lm1wMyJ9.mp3" length="26768552" type="audio/mpeg"/><itunes:summary>&lt;p&gt;The podcast episode delves into the challenges of financial overwhelm and retirement concerns faced by high earning professionals. It explores the process of turning disconnected financial pieces into a clear retirement income plan, emphasizing the management of stability and flexibility buckets in retirement.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Financial Overwhelm&lt;/li&gt;&lt;li&gt;Retirement Income Strategy&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 The Real Reasons for Financial Overwhelm and Retirement Concerns&lt;/li&gt;&lt;li&gt;08:14 Managing Stability and Flexibility Buckets in Retirement&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://sos-llc.square.site&quot; target=&quot;_blank&quot;&gt;https://sos-llc.square.site&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.ritaoliversos.com/https/wwwritaoliversoscom/products/services/-financial-confidence-blueprint&quot; target=&quot;_blank&quot;&gt;https://www.ritaoliversos.com/https/wwwritaoliversoscom/products/services/-financial-confidence-blueprint&lt;/a&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:18:35</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/imports/podcasts/806ba0a6-cccd-4cfe-9647-b2eb97895295/44741729-1762298485407-196a25d530909.jpg"/><itunes:season>1</itunes:season><itunes:episode>13</itunes:episode><itunes:title>Episode 14- Pieces But Not a Path to Your Retirement</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 13  - Mindset Shifts for Empowerd Living- Rhonda Cummings]]></title><description><![CDATA[<p>In this episode of the Empowered Exit podcast, host Rita Oliver engages in a profound conversation with life coach Rhonda Oliver Cummings about the importance of mindset in navigating life's transitions, particularly retirement. They explore how our beliefs, family legacies, and personal experiences shape our financial decisions and overall well-being. The discussion emphasizes the value of vulnerability, the role of adversity in personal growth, and the necessity of cultivating a growth mindset to embrace life's challenges and opportunities.</p><p></p><p>Contact Rhonda Cummings</p><p><a rel="noopener noreferrer nofollow" href="https://www.linkedin.com/in/rhonda-cummings-b848a822/" target="_blank">https://www.linkedin.com/in/rhonda-cummings-b848a822/</a></p><p></p><p>Contact Rita Oliver:</p><p><a rel="noopener noreferrer nofollow" href="https://sos-llc.square.site" target="_blank">https://sos-llc.square.site</a></p><p></p><p><a rel="noopener noreferrer nofollow" href="https://www.ritaoliversos.com/https/wwwritaoliversoscom/products/services/-financial-confidence-blueprint" target="_blank">https://www.ritaoliversos.com/https/wwwritaoliversoscom/products/services/-financial-confidence-blueprint</a></p>]]></description><guid isPermaLink="false">f2eed0c9-f4d7-42ad-b800-dd2e870b0cbe</guid><dc:creator><![CDATA[Rita Oliver, The Money Strategist]]></dc:creator><pubDate>Fri, 20 Feb 2026 15:38:43 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/4c7eaaaabb9f336b68f0814d9c7ae43b8f356f35c12cca14de2fac7cddd910ea/eyJlcGlzb2RlSWQiOiJmMmVlZDBjOS1mNGQ3LTQyYWQtYjgwMC1kZDJlODcwYjBjYmUiLCJwb2RjYXN0SWQiOiI4MDZiYTBhNi1jY2NkLTRjZmUtOTY0Ny1iMmViOTc4OTUyOTUiLCJhY2NvdW50SWQiOiI2ODExMjljOGZjNTg4ODcwNjE3MDNhYTgiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk5NzRiNGZhYTg3ZGQwMGM2NmIzZDRhL3JpdGEtb2xpdmVycy1zdHVkaW8tY29tcG9zZXItMjAyNi0yLTE5X18xOC00MS0zNS5tcDMifQ==.mp3" length="121901496" type="audio/mpeg"/><itunes:summary>&lt;p&gt;In this episode of the Empowered Exit podcast, host Rita Oliver engages in a profound conversation with life coach Rhonda Oliver Cummings about the importance of mindset in navigating life&apos;s transitions, particularly retirement. They explore how our beliefs, family legacies, and personal experiences shape our financial decisions and overall well-being. The discussion emphasizes the value of vulnerability, the role of adversity in personal growth, and the necessity of cultivating a growth mindset to embrace life&apos;s challenges and opportunities.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Contact Rhonda Cummings&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.linkedin.com/in/rhonda-cummings-b848a822/&quot; target=&quot;_blank&quot;&gt;https://www.linkedin.com/in/rhonda-cummings-b848a822/&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Contact Rita Oliver:&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://sos-llc.square.site&quot; target=&quot;_blank&quot;&gt;https://sos-llc.square.site&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.ritaoliversos.com/https/wwwritaoliversoscom/products/services/-financial-confidence-blueprint&quot; target=&quot;_blank&quot;&gt;https://www.ritaoliversos.com/https/wwwritaoliversoscom/products/services/-financial-confidence-blueprint&lt;/a&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>01:24:39</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/imports/podcasts/806ba0a6-cccd-4cfe-9647-b2eb97895295/44741729-1762298485407-196a25d530909.jpg"/><itunes:season>1</itunes:season><itunes:episode>13</itunes:episode><itunes:title>Episode 13  - Mindset Shifts for Empowerd Living- Rhonda Cummings</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 12- Holistic Financial Planning for Couples]]></title><description><![CDATA[<p>In this episode of the Empowered Exit podcast, host Rita Oliver discusses the importance of financial planning in relationships with guests Johnny and Theresa Bartelle. They explore how couples can work together to create a unified financial blueprint, the challenges they face, and the significance of communication and transparency in financial matters. The conversation emphasizes the need for pre-marital counseling, understanding each other's financial backgrounds, and the dangers of marrying potential without a solid foundation. Listeners are encouraged to take proactive steps in their financial planning to build a secure future together.</p><p></p><p><a rel="noopener noreferrer nofollow" href="https://bartellescoaching.com/" target="_blank">https://bartellescoaching.com/</a></p><p></p><p>Purchase Book: Disclose Before You Disrobe on Amazon @ <a rel="noopener noreferrer nofollow" href="http://bit.ly/discloserobe" target="_blank">bit.ly/discloserobe</a></p><p></p><p>Book a call with the Money Strategist @ <a rel="noopener noreferrer nofollow" href="https://sos-llcsquare.site" target="_blank">https://sos-llcsquare.site</a></p><p></p><p></p>]]></description><guid isPermaLink="false">d96a076b-8358-4115-a181-dd6be3dcb61b</guid><dc:creator><![CDATA[Rita Oliver, The Money Strategist]]></dc:creator><pubDate>Mon, 16 Feb 2026 20:07:04 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/e128f8e1d35e581e4c9a57159f5a8d2cc6a08a89df2f358e5354d536fc95897d/eyJlcGlzb2RlSWQiOiJkOTZhMDc2Yi04MzU4LTQxMTUtYTE4MS1kZDZiZTNkY2I2MWIiLCJwb2RjYXN0SWQiOiI4MDZiYTBhNi1jY2NkLTRjZmUtOTY0Ny1iMmViOTc4OTUyOTUiLCJhY2NvdW50SWQiOiI2ODExMjljOGZjNTg4ODcwNjE3MDNhYTgiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk5Mzc2YzQxMGRlMTkxMDIyNGU0ZjJjL3JpdGEtb2xpdmVycy1zdHVkaW8tY29tcG9zZXItMjAyNi0yLTE2X18yMC01Ny01NS5tcDMifQ==.mp3" length="94309294" type="audio/mpeg"/><itunes:summary>&lt;p&gt;In this episode of the Empowered Exit podcast, host Rita Oliver discusses the importance of financial planning in relationships with guests Johnny and Theresa Bartelle. They explore how couples can work together to create a unified financial blueprint, the challenges they face, and the significance of communication and transparency in financial matters. The conversation emphasizes the need for pre-marital counseling, understanding each other&apos;s financial backgrounds, and the dangers of marrying potential without a solid foundation. Listeners are encouraged to take proactive steps in their financial planning to build a secure future together.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://bartellescoaching.com/&quot; target=&quot;_blank&quot;&gt;https://bartellescoaching.com/&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Purchase Book: Disclose Before You Disrobe on Amazon @ &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://bit.ly/discloserobe&quot; target=&quot;_blank&quot;&gt;bit.ly/discloserobe&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Book a call with the Money Strategist @ &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://sos-llcsquare.site&quot; target=&quot;_blank&quot;&gt;https://sos-llcsquare.site&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>01:05:29</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/imports/podcasts/806ba0a6-cccd-4cfe-9647-b2eb97895295/44741729-1762298485407-196a25d530909.jpg"/><itunes:season>1</itunes:season><itunes:episode>12</itunes:episode><itunes:title>Episode 12- Holistic Financial Planning for Couples</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 11: Preparing for the Final Exit: Legacy Planning Through Insurance- Ayanna Smith]]></title><description><![CDATA[<p>In this episode of the Empowered Exit podcast, host Rita Oliver discusses the critical importance of planning for the final transition in life, emphasizing that it is not just about financial products but about love and responsibility towards family. Joined by insurance expert Ayanna Smith, they explore various types of insurance, including life insurance and long-term care, and how these tools can safeguard families and preserve legacies. The conversation highlights the need for proactive planning, clarity, and expert guidance to avoid confusion and financial strain for loved ones after one's passing. They also touch on the emotional impact of financial preparedness and the importance of regularly reviewing and updating insurance policies and beneficiaries.</p><p></p><p><a rel="noopener noreferrer nofollow" href="https://askayanna.com/" target="_blank">https://askayanna.com/</a></p><p></p><p><a rel="noopener noreferrer nofollow" href="https://ritaoliversos.com" target="_blank">https://ritaoliversos.com</a></p><p></p><p></p>]]></description><guid isPermaLink="false">53988d03-828e-4951-bcc3-529db5307e08</guid><dc:creator><![CDATA[Rita Oliver, The Money Strategist]]></dc:creator><pubDate>Fri, 06 Feb 2026 22:30:52 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/8016f4025d1ccdb06707f232b8e6be0fc54c0682a4496c2dfde22f462375f323/eyJlcGlzb2RlSWQiOiI1Mzk4OGQwMy04MjhlLTQ5NTEtYmNjMy01MjlkYjUzMDdlMDgiLCJwb2RjYXN0SWQiOiI4MDZiYTBhNi1jY2NkLTRjZmUtOTY0Ny1iMmViOTc4OTUyOTUiLCJhY2NvdW50SWQiOiI2ODExMjljOGZjNTg4ODcwNjE3MDNhYTgiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk4NTdjNDk3MzRhNmM2MGYzYjQ2YzhlL3JpdGEtb2xpdmVycy1zdHVkaW8tY29tcG9zZXItMjAyNi0yLTZfXzYtMjktNDUubXAzIn0=.mp3" length="91983351" type="audio/mpeg"/><itunes:summary>&lt;p&gt;In this episode of the Empowered Exit podcast, host Rita Oliver discusses the critical importance of planning for the final transition in life, emphasizing that it is not just about financial products but about love and responsibility towards family. Joined by insurance expert Ayanna Smith, they explore various types of insurance, including life insurance and long-term care, and how these tools can safeguard families and preserve legacies. The conversation highlights the need for proactive planning, clarity, and expert guidance to avoid confusion and financial strain for loved ones after one&apos;s passing. They also touch on the emotional impact of financial preparedness and the importance of regularly reviewing and updating insurance policies and beneficiaries.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://askayanna.com/&quot; target=&quot;_blank&quot;&gt;https://askayanna.com/&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://ritaoliversos.com&quot; target=&quot;_blank&quot;&gt;https://ritaoliversos.com&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>01:03:53</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/imports/podcasts/806ba0a6-cccd-4cfe-9647-b2eb97895295/44741729-1762298485407-196a25d530909.jpg"/><itunes:season>1</itunes:season><itunes:episode>11</itunes:episode><itunes:title>Episode 11: Preparing for the Final Exit: Legacy Planning Through Insurance- Ayanna Smith</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 10-Emotional Resilence for Life Transitions-Dr. Elaine Barclay]]></title><description><![CDATA[<p>In this episode of the Empowered Exit podcast, host Rita Oliver engages in a profound conversation with Dr. Elaine Barclay about the importance of emotional resilience during life transitions such as retirement and divorce. They discuss real-life stories of individuals facing unexpected changes, the impact of emotional overwhelm, and the significance of understanding one's identity and attachment in relationships. Dr. Barclay emphasizes the need for mental health support and the role of programming in financial decisions, while also providing practical strategies for building emotional resilience and maintaining a healthy lifestyle. The episode concludes with a call to action for listeners to prioritize their emotional well-being alongside financial planning.</p><p>Contact Dr. Barclay: <a rel="noopener noreferrer nofollow" href="https://wearebarclaycs.com/contact-us" target="_blank">https://wearebarclaycs.com/contact-us</a></p><p>Book a Call with the Money Strategist: https://sos-square.llc.site</p>]]></description><guid isPermaLink="false">b43f1d7a-f41a-45c4-8403-690fe266a687</guid><dc:creator><![CDATA[Rita Oliver, The Money Strategist]]></dc:creator><pubDate>Fri, 30 Jan 2026 15:30:59 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/10ea6814274ced26dfdcdfe88ea508f8d6d91b4e641c64cda0c74d1d61845458/eyJlcGlzb2RlSWQiOiJiNDNmMWQ3YS1mNDFhLTQ1YzQtODQwMy02OTBmZTI2NmE2ODciLCJwb2RjYXN0SWQiOiI4MDZiYTBhNi1jY2NkLTRjZmUtOTY0Ny1iMmViOTc4OTUyOTUiLCJhY2NvdW50SWQiOiI2ODExMjljOGZjNTg4ODcwNjE3MDNhYTgiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk3YWM4MmFhMjY0M2NiNTA4NzdjOWNiL3JpdGEtb2xpdmVycy1zdHVkaW8tY29tcG9zZXItMjAyNi0xLTI5X18zLTM4LTM0Lm1wMyJ9.mp3" length="44270654" type="audio/mpeg"/><itunes:summary>&lt;p&gt;In this episode of the Empowered Exit podcast, host Rita Oliver engages in a profound conversation with Dr. Elaine Barclay about the importance of emotional resilience during life transitions such as retirement and divorce. They discuss real-life stories of individuals facing unexpected changes, the impact of emotional overwhelm, and the significance of understanding one&apos;s identity and attachment in relationships. Dr. Barclay emphasizes the need for mental health support and the role of programming in financial decisions, while also providing practical strategies for building emotional resilience and maintaining a healthy lifestyle. The episode concludes with a call to action for listeners to prioritize their emotional well-being alongside financial planning.&lt;/p&gt;&lt;p&gt;Contact Dr. Barclay: &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://wearebarclaycs.com/contact-us&quot; target=&quot;_blank&quot;&gt;https://wearebarclaycs.com/contact-us&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Book a Call with the Money Strategist: https://sos-square.llc.site&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>01:04:13</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/imports/podcasts/806ba0a6-cccd-4cfe-9647-b2eb97895295/44741729-1762298485407-196a25d530909.jpg"/><itunes:season>1</itunes:season><itunes:episode>10</itunes:episode><itunes:title>Episode 10-Emotional Resilence for Life Transitions-Dr. Elaine Barclay</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 9: Repeating What You Haven't Repaired!]]></title><description><![CDATA[<p>Rita Oliver, the Money Strategist, discusses the importance of financial resilience and the need to repair the root of financial struggles through action. She emphasizes the significance of planning for retirement and addressing financial challenges with clarity and confidence.  Book a call @ https://sos-llc.square.site</p><p></p><p>Takeaways</p><ul><li>Financial resilience is rooted in authenticity</li><li>Repairing the root requires action</li></ul><p></p><p>Chapters</p><ul><li>00:00 Repeating What You Haven't Repaired</li></ul>]]></description><guid isPermaLink="false">cd67a763-9a9d-4885-bced-97a759694010</guid><dc:creator><![CDATA[Rita Oliver, The Money Strategist]]></dc:creator><pubDate>Fri, 23 Jan 2026 21:30:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/09e1062ef0fd5423651a478341526c9e5de16614369e80d1e29825bbbb07d677/eyJlcGlzb2RlSWQiOiJjZDY3YTc2My05YTlkLTQ4ODUtYmNlZC05N2E3NTk2OTQwMTAiLCJwb2RjYXN0SWQiOiI4MDZiYTBhNi1jY2NkLTRjZmUtOTY0Ny1iMmViOTc4OTUyOTUiLCJhY2NvdW50SWQiOiI2ODExMjljOGZjNTg4ODcwNjE3MDNhYTgiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk3M2UzZjZkMmQxMTM5YmFhOTI4NDgyL3JpdGEtb2xpdmVycy1zdHVkaW8tY29tcG9zZXItMjAyNi0xLTIzX18yMi0xMS0xOC5tcDMifQ==.mp3" length="10062336" type="audio/mpeg"/><itunes:summary>&lt;p&gt;Rita Oliver, the Money Strategist, discusses the importance of financial resilience and the need to repair the root of financial struggles through action. She emphasizes the significance of planning for retirement and addressing financial challenges with clarity and confidence.  Book a call @ https://sos-llc.square.site&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Financial resilience is rooted in authenticity&lt;/li&gt;&lt;li&gt;Repairing the root requires action&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Repeating What You Haven&apos;t Repaired&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:15:53</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/imports/podcasts/806ba0a6-cccd-4cfe-9647-b2eb97895295/44741729-1762298485407-196a25d530909.jpg"/><itunes:season>1</itunes:season><itunes:episode>9</itunes:episode><itunes:title>Episode 9: Repeating What You Haven&apos;t Repaired!</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 8- Innovative Housing Solutions for Retirement-Co-Living for Seniors-Erika Estes]]></title><description><![CDATA[<p>On this episode of the Empowered Exit Podcast, we discuss a new innovation in housing. Co-living is a modern housing model where seniors share residential properties, enjoying common areas while maintaining their private spaces. This approach not only addresses the rising housing costs but also combats social isolation, a significant issue among seniors. My guest, Erica Estes, Real Estate Broker, explains, co-living is gaining traction because it offers an affordable alternative for those who may not want to live alone or face high rental costs. For instance, a residential house might have shared living spaces, such as kitchens and backyards, while providing individual rooms for privacy.<br /><br />On this episode of the Empowered Exit Podcast, we discuss a new innovation in housing. Co-living is a modern housing model where seniors share residential properties, enjoying common areas while maintaining their private spaces. This approach not only addresses the rising housing costs but also combats social isolation, a significant issue among seniors. My guest, Erica Estes, Real Estate Broker, explains, co-living is gaining traction because it offers an affordable alternative for those who may not want to live alone or face high rental costs. For instance, a residential house might have shared living spaces, such as kitchens and backyards, while providing individual rooms for privacy.<br /><br /><a rel="noopener noreferrer nofollow" href="https://www.instagram.com/explore/tags/coliving/" target="_blank">#coliving</a> <a rel="noopener noreferrer nofollow" href="https://www.instagram.com/explore/tags/housingsolutions/" target="_blank">#housingsolutions</a> <a rel="noopener noreferrer nofollow" href="https://www.instagram.com/explore/tags/financialplanning/" target="_blank">#financialplanning</a> <a rel="noopener noreferrer nofollow" href="https://www.instagram.com/explore/tags/socialisolation/" target="_blank">#socialisolation</a> <a rel="noopener noreferrer nofollow" href="https://www.instagram.com/explore/tags/innovativehousing/" target="_blank">#innovativehousing</a> <a rel="noopener noreferrer nofollow" href="https://www.instagram.com/explore/tags/affordableliving/" target="_blank">#affordableliving</a></p>]]></description><guid isPermaLink="false">57e7c6ed-aeb3-44b0-a070-00cf1db8fbf6</guid><dc:creator><![CDATA[Rita Oliver, The Money Strategist]]></dc:creator><pubDate>Thu, 22 Jan 2026 19:30:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/f886c95ad8421c053152b13cea8d3a0a3c4ea61dba460d63fe9bb01219b6861e/eyJlcGlzb2RlSWQiOiI1N2U3YzZlZC1hZWIzLTQ0YjAtYTA3MC0wMGNmMWRiOGZiZjYiLCJwb2RjYXN0SWQiOiI4MDZiYTBhNi1jY2NkLTRjZmUtOTY0Ny1iMmViOTc4OTUyOTUiLCJhY2NvdW50SWQiOiI2ODExMjljOGZjNTg4ODcwNjE3MDNhYTgiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk3MjY5MGUyZDg5YzMwZmIzOWFlZjdmL3JpdGEtb2xpdmVycy1zdHVkaW8tY29tcG9zZXItMjAyNi0xLTIyX18xOS0xNC0zOC5tcDMifQ==.mp3" length="22242865" type="audio/mpeg"/><itunes:summary>&lt;p&gt;On this episode of the Empowered Exit Podcast, we discuss a new innovation in housing. Co-living is a modern housing model where seniors share residential properties, enjoying common areas while maintaining their private spaces. This approach not only addresses the rising housing costs but also combats social isolation, a significant issue among seniors. My guest, Erica Estes, Real Estate Broker, explains, co-living is gaining traction because it offers an affordable alternative for those who may not want to live alone or face high rental costs. For instance, a residential house might have shared living spaces, such as kitchens and backyards, while providing individual rooms for privacy.&lt;br /&gt;&lt;br /&gt;On this episode of the Empowered Exit Podcast, we discuss a new innovation in housing. Co-living is a modern housing model where seniors share residential properties, enjoying common areas while maintaining their private spaces. This approach not only addresses the rising housing costs but also combats social isolation, a significant issue among seniors. My guest, Erica Estes, Real Estate Broker, explains, co-living is gaining traction because it offers an affordable alternative for those who may not want to live alone or face high rental costs. For instance, a residential house might have shared living spaces, such as kitchens and backyards, while providing individual rooms for privacy.&lt;br /&gt;&lt;br /&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.instagram.com/explore/tags/coliving/&quot; target=&quot;_blank&quot;&gt;#coliving&lt;/a&gt; &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.instagram.com/explore/tags/housingsolutions/&quot; target=&quot;_blank&quot;&gt;#housingsolutions&lt;/a&gt; &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.instagram.com/explore/tags/financialplanning/&quot; target=&quot;_blank&quot;&gt;#financialplanning&lt;/a&gt; &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.instagram.com/explore/tags/socialisolation/&quot; target=&quot;_blank&quot;&gt;#socialisolation&lt;/a&gt; &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.instagram.com/explore/tags/innovativehousing/&quot; target=&quot;_blank&quot;&gt;#innovativehousing&lt;/a&gt; &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.instagram.com/explore/tags/affordableliving/&quot; target=&quot;_blank&quot;&gt;#affordableliving&lt;/a&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:42:24</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/imports/podcasts/806ba0a6-cccd-4cfe-9647-b2eb97895295/44741729-1762298485407-196a25d530909.jpg"/><itunes:season>1</itunes:season><itunes:episode>8</itunes:episode><itunes:title>Episode 8- Innovative Housing Solutions for Retirement-Co-Living for Seniors-Erika Estes</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 7: Prenups: Clarity Before Conflict w/ Michelle O"Neil]]></title><description><![CDATA[<p><b>In this episode of the Empowered Exit podcast, host Rita Oliver and guest Michelle May O'Neill discuss the importance of pre-nups and the framework of 'Clarity Before Conflict.' They explore how clarity, alignment, structure, and resilience can empower individuals in relationships, particularly regarding financial planning and divorce. The conversation emphasizes the need for education and proactive planning to navigate the complexities of marriage and potential exits, ensuring that individuals are prepared for any eventualities.</b></p>]]></description><guid isPermaLink="false">d1206c71-7411-4803-be77-ef6af4fdc0f2</guid><dc:creator><![CDATA[Rita Oliver, The Money Strategist]]></dc:creator><pubDate>Fri, 09 Jan 2026 18:28:37 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/c0267bdc354ef23908534222778a8b7c6c01031548f7fa5760a2fda7f380f825/eyJlcGlzb2RlSWQiOiJkMTIwNmM3MS03NDExLTQ4MDMtYmU3Ny1lZjZhZjRmZGMwZjIiLCJwb2RjYXN0SWQiOiI4MDZiYTBhNi1jY2NkLTRjZmUtOTY0Ny1iMmViOTc4OTUyOTUiLCJhY2NvdW50SWQiOiI2ODExMjljOGZjNTg4ODcwNjE3MDNhYTgiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk1ZWU5M2UxYmQ5NDdjYTJmYzVmMTZjL3JpdGEtb2xpdmVycy1zdHVkaW8tY29tcG9zZXItMjAyNi0xLThfXzAtMTYtMTQubXAzIn0=.mp3" length="35848810" type="audio/mpeg"/><itunes:summary>&lt;p&gt;&lt;b&gt;In this episode of the Empowered Exit podcast, host Rita Oliver and guest Michelle May O&apos;Neill discuss the importance of pre-nups and the framework of &apos;Clarity Before Conflict.&apos; They explore how clarity, alignment, structure, and resilience can empower individuals in relationships, particularly regarding financial planning and divorce. The conversation emphasizes the need for education and proactive planning to navigate the complexities of marriage and potential exits, ensuring that individuals are prepared for any eventualities.&lt;/b&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:53:21</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/imports/podcasts/806ba0a6-cccd-4cfe-9647-b2eb97895295/44741729-1762298485407-196a25d530909.jpg"/><itunes:title>Episode 7: Prenups: Clarity Before Conflict w/ Michelle O&quot;Neil</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 6: Your Financial Future Deserves More Than Assumptions.]]></title><description><![CDATA[<p>Rita Oliver, the Money Strategist, sets the stage for financial confidence and retirement planning in the last episode of 2025. She emphasizes the importance of clarity and confidence for high earners and reflects on the impact of guessing instead of assessing. Rita introduces the Financial Confidence Accelerator and discusses the importance of awareness and support for financial wellbeing. She concludes with a focus on clarity and confidence for 2026.</p><p></p><p>Takeaways</p><ul><li>Clarity and confidence are essential for financial resilience and retirement planning.</li><li>The Financial Confidence Accelerator provides a 30-day experience to help high earners stop guessing and start assessing their financial situation.</li></ul><p></p><p>Chapters</p><ul><li>00:00 Setting the Stage for Financial Confidence</li><li>05:50 The Financial Confidence Accelerator</li><li>12:08 Clarity and Confidence for 2026</li></ul>]]></description><guid isPermaLink="false">9f97c938-7ec6-4a57-8a63-b5dc703adb57</guid><dc:creator><![CDATA[Rita Oliver, The Money Strategist]]></dc:creator><pubDate>Wed, 31 Dec 2025 20:00:07 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/87903096c7c0e869a24af1b2beba96387e409b305eea7440cef395007436e3e9/eyJlcGlzb2RlSWQiOiI5Zjk3YzkzOC03ZWM2LTRhNTctOGE2My1iNWRjNzAzYWRiNTciLCJwb2RjYXN0SWQiOiI4MDZiYTBhNi1jY2NkLTRjZmUtOTY0Ny1iMmViOTc4OTUyOTUiLCJhY2NvdW50SWQiOiI2ODExMjljOGZjNTg4ODcwNjE3MDNhYTgiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk1NTgwNWQwNmMyNzlkNmVmOTI3MWQ0L3JpdGEtb2xpdmVycy1zdHVkaW8tY29tcG9zZXItMjAyNS0xMi0zMV9fMjAtNTgtMjAubXAzIn0=.mp3" length="8288190" type="audio/mpeg"/><itunes:summary>&lt;p&gt;Rita Oliver, the Money Strategist, sets the stage for financial confidence and retirement planning in the last episode of 2025. She emphasizes the importance of clarity and confidence for high earners and reflects on the impact of guessing instead of assessing. Rita introduces the Financial Confidence Accelerator and discusses the importance of awareness and support for financial wellbeing. She concludes with a focus on clarity and confidence for 2026.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Clarity and confidence are essential for financial resilience and retirement planning.&lt;/li&gt;&lt;li&gt;The Financial Confidence Accelerator provides a 30-day experience to help high earners stop guessing and start assessing their financial situation.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Setting the Stage for Financial Confidence&lt;/li&gt;&lt;li&gt;05:50 The Financial Confidence Accelerator&lt;/li&gt;&lt;li&gt;12:08 Clarity and Confidence for 2026&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:12:58</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/imports/podcasts/806ba0a6-cccd-4cfe-9647-b2eb97895295/44741729-1762298485407-196a25d530909.jpg"/><itunes:season>1</itunes:season><itunes:episode>6</itunes:episode><itunes:title>Episode 6: Your Financial Future Deserves More Than Assumptions.</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[🎙️ Episode 1: The Six-Figure Struggle – Why High Earners Still Feel Broke!]]></title><description><![CDATA[<p>In this conversation, Rita Oliver explores the paradox faced by high earners who, despite their substantial incomes, often struggle with financial peace. She highlights the common experience of the 'six-figure struggle,' where social expectations, lifestyle inflation, and financial pressure lead to a sense of exhaustion and shame. The discussion emphasizes that earning a high income does not necessarily equate to financial security or satisfaction.</p><p><a href="subscribepage.io/iHUaR2" rel="noopener noreferrer nofollow" target="_blank">Download My Guide.</a></p><p><br /></p>
]]></description><link>https://podcasters.spotify.com/pod/show/rita-oliver-the-money-str/episodes/Episode-1-The-Six-Figure-Struggle--Why-High-Earners-Still-Feel-Broke-e3agsta</link><guid isPermaLink="false">bb266aa7-9dab-4f0b-b045-242e155b1b49</guid><dc:creator><![CDATA[Rita Oliver, The Money Strategist]]></dc:creator><pubDate>Tue, 04 Nov 2025 23:25:19 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/c3d2f4afae130e2a484369bfd456b02148db8ec3cc2b8b77f16256ccfb68f909/eyJlcGlzb2RlSWQiOiIwNmUxZTVjZS1lNjZjLTRkN2ItODg2MC00YzBlZDNkZDRhNTUiLCJwb2RjYXN0SWQiOiI4MDZiYTBhNi1jY2NkLTRjZmUtOTY0Ny1iMmViOTc4OTUyOTUiLCJhY2NvdW50SWQiOiI2ODExMjljOGZjNTg4ODcwNjE3MDNhYTgiLCJwYXRoIjoibWVkaWEvaW1wb3J0cy9wb2RjYXN0cy84MDZiYTBhNi1jY2NkLTRjZmUtOTY0Ny1iMmViOTc4OTUyOTUvZXBpc29kZXMvMDZlMWU1Y2UtZTY2Yy00ZDdiLTg4NjAtNGMwZWQzZGQ0YTU1L2Q4OTFkNDU0LTliNGMtYzY1Zi0zM2E5LTFjOTdmZTdkZDIwZC5tcDMifQ==.mp3" length="6705964" type="audio/mpeg"/><itunes:summary>&lt;p&gt;In this conversation, Rita Oliver explores the paradox faced by high earners who, despite their substantial incomes, often struggle with financial peace. She highlights the common experience of the &apos;six-figure struggle,&apos; where social expectations, lifestyle inflation, and financial pressure lead to a sense of exhaustion and shame. The discussion emphasizes that earning a high income does not necessarily equate to financial security or satisfaction.&lt;/p&gt;&lt;p&gt;&lt;a href=&quot;subscribepage.io/iHUaR2&quot; rel=&quot;noopener noreferrer nofollow&quot; target=&quot;_blank&quot;&gt;Download My Guide.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;
</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:13:58</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/imports/podcasts/806ba0a6-cccd-4cfe-9647-b2eb97895295/episodes/06e1e5ce-e66c-4d7b-8860-4c0ed3dd4a55/44741729-1762298485407-196a25d530909.jpg"/><itunes:season>1</itunes:season><itunes:episode>1</itunes:episode><itunes:title>🎙️ Episode 1: The Six-Figure Struggle – Why High Earners Still Feel Broke!</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 3: The Power of Pre-Work – Diagnosing Your Financial Reality.]]></title><description><![CDATA[<p>This is the moment where the fog begins to lift. This is where we stop guessing and start diagnosing. Because before we can build a strategy, we need to know exactly where you stand.<a href="subscribepage.io/oAs8El" rel="noopener noreferrer nofollow" target="_blank">Learn More</a></p><p><br /></p>
]]></description><link>https://podcasters.spotify.com/pod/show/rita-oliver-the-money-str/episodes/Episode-3-The-Power-of-Pre-Work--Diagnosing-Your-Financial-Reality-e3apiam</link><guid isPermaLink="false">9941a937-e1ad-434b-ae2e-e25e1e954a29</guid><dc:creator><![CDATA[Rita Oliver, The Money Strategist]]></dc:creator><pubDate>Mon, 10 Nov 2025 21:23:43 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/1586cfe1f88d886d65c06c750a6e113368153e00539e2b1cc0d8f88f9b18924a/eyJlcGlzb2RlSWQiOiIxOGRmYmMzMS0xYjBjLTQ1NmQtYThmZC0yYTNhNTIyZjE4YjMiLCJwb2RjYXN0SWQiOiI4MDZiYTBhNi1jY2NkLTRjZmUtOTY0Ny1iMmViOTc4OTUyOTUiLCJhY2NvdW50SWQiOiI2ODExMjljOGZjNTg4ODcwNjE3MDNhYTgiLCJwYXRoIjoibWVkaWEvaW1wb3J0cy9wb2RjYXN0cy84MDZiYTBhNi1jY2NkLTRjZmUtOTY0Ny1iMmViOTc4OTUyOTUvZXBpc29kZXMvMThkZmJjMzEtMWIwYy00NTZkLWE4ZmQtMmEzYTUyMmYxOGIzLzAzYmMxMDYzLTM3YTItMzMxYi0yNWQxLWFlZDZjMGZhZWRmZS5tcDMifQ==.mp3" length="7029255" type="audio/mpeg"/><itunes:summary>&lt;p&gt;This is the moment where the fog begins to lift. This is where we stop guessing and start diagnosing. Because before we can build a strategy, we need to know exactly where you stand.&lt;a href=&quot;subscribepage.io/oAs8El&quot; rel=&quot;noopener noreferrer nofollow&quot; target=&quot;_blank&quot;&gt;Learn More&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;
</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:14:38</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/imports/podcasts/806ba0a6-cccd-4cfe-9647-b2eb97895295/episodes/18dfbc31-1b0c-456d-a8fd-2a3a522f18b3/44741729-1762298485407-196a25d530909.jpg"/><itunes:season>1</itunes:season><itunes:episode>3</itunes:episode><itunes:title>Episode 3: The Power of Pre-Work – Diagnosing Your Financial Reality.</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 4: Cruising Into the Life You Planned!]]></title><description><![CDATA[<p>In this conversation, Rita Oliver shares her personal journey of overcoming financial stress and doubts to achieve a fulfilling retirement. She emphasizes the importance of commitment to a financial plan and how it can lead to living life on one's own terms. Rita encourages listeners to learn from her experiences and reassures them that they can also achieve financial success .</p><p>#EmpoweredExitPodcast #RetirementPlanning #FinancialFreedom #DebtFreeLiving #PlanBuildLive #RetirementLifestyle</p><p><br /></p><p><a href="https://payhip.com/b/DSQYq" rel="noopener noreferrer nofollow" target="_blank"> Your Retirement Guide</a></p>
]]></description><link>https://podcasters.spotify.com/pod/show/rita-oliver-the-money-str/episodes/Episode-4-Cruising-Into-the-Life-You-Planned-e3bfa1q</link><guid isPermaLink="false">8cf1c64c-63d7-4306-9200-2fb1f76e3444</guid><dc:creator><![CDATA[Rita Oliver, The Money Strategist]]></dc:creator><pubDate>Tue, 25 Nov 2025 18:26:18 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/7937b1e01c0aa1708f34fde813ec5f1f02c7faf126dc04a3ed9dcd90d0abbafa/eyJlcGlzb2RlSWQiOiIyOGY4MTUwMy03NWM1LTRlNGEtOTg2Yi0zNWQwMjRkOWYyMGYiLCJwb2RjYXN0SWQiOiI4MDZiYTBhNi1jY2NkLTRjZmUtOTY0Ny1iMmViOTc4OTUyOTUiLCJhY2NvdW50SWQiOiI2ODExMjljOGZjNTg4ODcwNjE3MDNhYTgiLCJwYXRoIjoibWVkaWEvaW1wb3J0cy9wb2RjYXN0cy84MDZiYTBhNi1jY2NkLTRjZmUtOTY0Ny1iMmViOTc4OTUyOTUvZXBpc29kZXMvMjhmODE1MDMtNzVjNS00ZTRhLTk4NmItMzVkMDI0ZDlmMjBmLzQxNDk2Njk2OS00NDEwMC0yLTJjMGY0OTgyYzYxNGUubTRhIn0=.m4a" length="13726190" type="audio/x-m4a"/><itunes:summary>&lt;p&gt;In this conversation, Rita Oliver shares her personal journey of overcoming financial stress and doubts to achieve a fulfilling retirement. She emphasizes the importance of commitment to a financial plan and how it can lead to living life on one&apos;s own terms. Rita encourages listeners to learn from her experiences and reassures them that they can also achieve financial success .&lt;/p&gt;&lt;p&gt;#EmpoweredExitPodcast #RetirementPlanning #FinancialFreedom #DebtFreeLiving #PlanBuildLive #RetirementLifestyle&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&quot;https://payhip.com/b/DSQYq&quot; rel=&quot;noopener noreferrer nofollow&quot; target=&quot;_blank&quot;&gt; Your Retirement Guide&lt;/a&gt;&lt;/p&gt;
</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:14:08</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/imports/podcasts/806ba0a6-cccd-4cfe-9647-b2eb97895295/episodes/28f81503-75c5-4e4a-986b-35d024d9f20f/44741729-1762298485407-196a25d530909.jpg"/><itunes:title>Episode 4: Cruising Into the Life You Planned!</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[🎙️ Episode 2: Retire Boldly. Live Fully. Leave a Legacy]]></title><description><![CDATA[<p>Today we’re diving into a vision that goes beyond the numbers: what it means to retire boldly, live fully, and leave a legacy. </p><p>It’s about freedom. And freedom is built on strategy---not guessing and hoping.<a href="subscribepage.io/oAs8El" rel="noopener noreferrer nofollow" target="_blank">Learn More.</a></p><p><br /></p>
]]></description><link>https://podcasters.spotify.com/pod/show/rita-oliver-the-money-str/episodes/Episode-2-Retire-Boldly--Live-Fully--Leave-a-Legacy-e3aigkg</link><guid isPermaLink="false">a242680d-79cf-4618-a028-c96230c78b29</guid><dc:creator><![CDATA[Rita Oliver, The Money Strategist]]></dc:creator><pubDate>Wed, 05 Nov 2025 19:40:29 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/7fc99d7f6645e8c3663da1f0958f4d3f269eebc447731e9d0bb283acbd0f1d57/eyJlcGlzb2RlSWQiOiI1ZjM3OTA4OS1kODljLTRmYzMtOGVlNi03NDFkOGY3OGI0NDEiLCJwb2RjYXN0SWQiOiI4MDZiYTBhNi1jY2NkLTRjZmUtOTY0Ny1iMmViOTc4OTUyOTUiLCJhY2NvdW50SWQiOiI2ODExMjljOGZjNTg4ODcwNjE3MDNhYTgiLCJwYXRoIjoibWVkaWEvaW1wb3J0cy9wb2RjYXN0cy84MDZiYTBhNi1jY2NkLTRjZmUtOTY0Ny1iMmViOTc4OTUyOTUvZXBpc29kZXMvNWYzNzkwODktZDg5Yy00ZmMzLThlZTYtNzQxZDhmNzhiNDQxL2Q0MzViZmYyLWJiZGMtM2RlZS1jY2E3LTI5MjQyODBlNGM5Yi5tcDMifQ==.mp3" length="6612132" type="audio/mpeg"/><itunes:summary>&lt;p&gt;Today we’re diving into a vision that goes beyond the numbers: what it means to retire boldly, live fully, and leave a legacy. &lt;/p&gt;&lt;p&gt;It’s about freedom. And freedom is built on strategy---not guessing and hoping.&lt;a href=&quot;subscribepage.io/oAs8El&quot; rel=&quot;noopener noreferrer nofollow&quot; target=&quot;_blank&quot;&gt;Learn More.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;
</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:13:46</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/imports/podcasts/806ba0a6-cccd-4cfe-9647-b2eb97895295/episodes/5f379089-d89c-4fc3-8ee6-741d8f78b441/44741729-1762298485407-196a25d530909.jpg"/><itunes:title>🎙️ Episode 2: Retire Boldly. Live Fully. Leave a Legacy</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Episode 5: Stop Guessing, Start Assessing: A Financial Revolution]]></title><description><![CDATA[<p>In this episode of the Empowered Exit Podcast, Rita Oliveremphasizes the critical shift from guessing about finances to assessing them accurately. She discusses the importance of clarity and confidence in financial decision-making, sharing real-life examples of clients who have benefited fromthorough assessments. Rita introduces her Financial Confidence Accelerator program, designed to help individuals in their 40s and 50s take actionable steps towards financial resilience and a clear retirement roadmap. The episodeconcludes with a call to action for listeners to stop hoping and start planning for their financial futures.</p><p><a rel="noopener noreferrer nofollow" href="https://www.ritaoliversos.com/https/wwwritaoliversoscom/products/services/-financial-confidence-blueprint" target="_blank">Learn More here.</a></p><p></p>]]></description><link>https://podcasters.spotify.com/pod/show/rita-oliver-the-money-str/episodes/Stop-Guessing--Start-Assessing-A-Financial-Revolution-e3cogq1</link><guid isPermaLink="false">bfded5f2-7fe4-481b-8442-a7b3ad1e4fff</guid><dc:creator><![CDATA[Rita Oliver, The Money Strategist]]></dc:creator><pubDate>Tue, 23 Dec 2025 20:10:41 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/0484451b70e0ddcce411f27fcfff9ad8eea016dde91393f7831a1cd1227e395f/eyJlcGlzb2RlSWQiOiI5YTFjMDczNy00NmM2LTQ2ZmEtYmIyMy05OTdhMTQ4MTAzMzMiLCJwb2RjYXN0SWQiOiI4MDZiYTBhNi1jY2NkLTRjZmUtOTY0Ny1iMmViOTc4OTUyOTUiLCJhY2NvdW50SWQiOiI2ODExMjljOGZjNTg4ODcwNjE3MDNhYTgiLCJwYXRoIjoibWVkaWEvaW1wb3J0cy9wb2RjYXN0cy84MDZiYTBhNi1jY2NkLTRjZmUtOTY0Ny1iMmViOTc4OTUyOTUvZXBpc29kZXMvOWExYzA3MzctNDZjNi00NmZhLWJiMjMtOTk3YTE0ODEwMzMzLzQxNDk1ODA5OC00NDEwMC0yLWVlNjJkOTMyZGNhYmMubTRhIn0=.m4a" length="15031503" type="audio/x-m4a"/><itunes:summary>&lt;p&gt;In this episode of the Empowered Exit Podcast, Rita Oliveremphasizes the critical shift from guessing about finances to assessing them accurately. She discusses the importance of clarity and confidence in financial decision-making, sharing real-life examples of clients who have benefited fromthorough assessments. Rita introduces her Financial Confidence Accelerator program, designed to help individuals in their 40s and 50s take actionable steps towards financial resilience and a clear retirement roadmap. The episodeconcludes with a call to action for listeners to stop hoping and start planning for their financial futures.&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.ritaoliversos.com/https/wwwritaoliversoscom/products/services/-financial-confidence-blueprint&quot; target=&quot;_blank&quot;&gt;Learn More here.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:15:29</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/imports/podcasts/806ba0a6-cccd-4cfe-9647-b2eb97895295/episodes/9a1c0737-46c6-46fa-bb23-997a14810333/44741729-1762298485407-196a25d530909.jpg"/><itunes:season>1</itunes:season><itunes:episode>5</itunes:episode><itunes:title>Episode 5: Stop Guessing, Start Assessing: A Financial Revolution</itunes:title><itunes:episodeType>full</itunes:episodeType></item></channel></rss>