<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:psc="http://podlove.org/simple-chapters" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><title><![CDATA[Don't Screw up Divorce]]></title><description><![CDATA[<p><b><i>Don't Screw up Divorce</i></b> with <b><i>FMD Wealth Advisors </i></b>helps you understand the complex financial<i> terms, decisions, and thought process</i> of <i>managing Divorce and the money involved</i> in the<i> best</i> way possible, no matter the situation you're in. Taking the <i>big concepts</i> and making them<i> easy and comprehendible</i> for you. Start listening now to get the<b> Divorce and financial advice you deserve.</b></p>]]></description><link>https://fmdwealth.com</link><generator>Riverside.fm (https://riverside.com)</generator><lastBuildDate>Sat, 18 Jul 2026 00:22:40 GMT</lastBuildDate><atom:link href="https://api.riverside.com/hosting/l290v7lh.rss" rel="self" type="application/rss+xml"/><author><![CDATA[FMD Wealth Advisors]]></author><pubDate>Sun, 29 Mar 2026 19:03:39 GMT</pubDate><copyright><![CDATA[2026 FMD Wealth Advisors]]></copyright><language><![CDATA[en]]></language><ttl>60</ttl><category><![CDATA[Business]]></category><category><![CDATA[Education]]></category><itunes:author>FMD Wealth Advisors</itunes:author><itunes:summary>&lt;p&gt;&lt;b&gt;&lt;i&gt;Don&apos;t Screw up Divorce&lt;/i&gt;&lt;/b&gt; with &lt;b&gt;&lt;i&gt;FMD Wealth Advisors &lt;/i&gt;&lt;/b&gt;helps you understand the complex financial&lt;i&gt; terms, decisions, and thought process&lt;/i&gt; of &lt;i&gt;managing Divorce and the money involved&lt;/i&gt; in the&lt;i&gt; best&lt;/i&gt; way possible, no matter the situation you&apos;re in. Taking the &lt;i&gt;big concepts&lt;/i&gt; and making them&lt;i&gt; easy and comprehendible&lt;/i&gt; for you. Start listening now to get the&lt;b&gt; Divorce and financial advice you deserve.&lt;/b&gt;&lt;/p&gt;</itunes:summary><itunes:type>episodic</itunes:type><itunes:owner><itunes:name>FMD Wealth Advisors</itunes:name><itunes:email>fabian.degen@fmdwealth.com</itunes:email></itunes:owner><itunes:explicit>no</itunes:explicit><itunes:category text="Business"/><itunes:category text="Education"/><itunes:image href="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/logos/0e623b13-15c3-4b58-9e88-fe1d37520c71.jpeg"/><item><title><![CDATA[The Post-Divorce Math most Couples underestimate.]]></title><description><![CDATA[<p>The podcast discusses the financial implications of divorce, focusing on the cost of two households, standard of living expenses, post-divorce expense projection, real adjustments, cash flow importance, challenges in the first year after divorce, and stabilizing financial outcomes after divorce.</p><p></p><p>Takeaways</p><ul><li>Divorce leads to significant financial changes, especially in the cost of running two households.</li><li>Detailed post-divorce expense projection and cash flow management are crucial for stabilizing financial outcomes after divorce.</li></ul><p></p><p>Visit <a rel="noopener noreferrer nofollow" href="http://Fmwealth.com" target="_blank">Fmwealth.com</a> for more info.</p>]]></description><guid isPermaLink="false">9dc5be03-8873-4383-acc2-112fa48ea06d</guid><dc:creator><![CDATA[FMD Wealth Advisors]]></dc:creator><pubDate>Tue, 14 Jul 2026 12:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/34edc6772edea34b9e23213e1ec4b590bff915e3f8a495325ba53c02a6889f62/eyJlcGlzb2RlSWQiOiI5ZGM1YmUwMy04ODczLTQzODMtYWNjMi0xMTJmYTQ4ZWEwNmQiLCJwb2RjYXN0SWQiOiI2OTI5MTU2MC02MDQxLTRjMmItYmQ1Yy01YjE0Y2YzMGQ3ZTMiLCJhY2NvdW50SWQiOiI2OTcxMDA1NDNiNTEyZThhNTJkOGRjMTMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNmE0ODIwOTI1ZjIwMjYwZjA5OWVjMjg1L2ZhYmlhbi1tLS1kZWdlbi1jZnAtY2ZhLWVhLWNkZmEtY3FzLWFpZi1jZXNnYXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNy0zX18yMi01MC0yNi5tcDMifQ==.mp3" length="28007592" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/episodes/9dc5be03-8873-4383-acc2-112fa48ea06d/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The podcast discusses the financial implications of divorce, focusing on the cost of two households, standard of living expenses, post-divorce expense projection, real adjustments, cash flow importance, challenges in the first year after divorce, and stabilizing financial outcomes after divorce.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Divorce leads to significant financial changes, especially in the cost of running two households.&lt;/li&gt;&lt;li&gt;Detailed post-divorce expense projection and cash flow management are crucial for stabilizing financial outcomes after divorce.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Visit &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://Fmwealth.com&quot; target=&quot;_blank&quot;&gt;Fmwealth.com&lt;/a&gt; for more info.&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:14:35</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/logos/0e623b13-15c3-4b58-9e88-fe1d37520c71.jpeg"/><itunes:season>1</itunes:season><itunes:episode>16</itunes:episode><itunes:title>The Post-Divorce Math most Couples underestimate.</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[The Divorce Trap: Why Two "Equal" Settlements are Almost Never Equal]]></title><description><![CDATA[<p>The podcast episode focuses on the tax implications of divorce settlements and the impact of tax laws on financial outcomes. It emphasizes the importance of considering tax implications when structuring divorce settlements.</p><p></p><p>Takeaways</p><ul><li>Tax implications significantly impact the financial outcomes of divorce settlements.</li><li>Incorporating tax planning into divorce settlements is crucial for achieving fair and equitable outcomes.</li></ul><p></p><p>Chapters</p><ul><li>00:00 The Divorce Tax Trap</li><li>06:21 Asset Cost Basis Trap</li><li>11:58 Stock Options, RSUs, and Deferred Compensation</li><li>18:08 Tax Implications FAQs</li></ul>]]></description><guid isPermaLink="false">6f29c532-89f9-44e8-8ace-f86d44215859</guid><dc:creator><![CDATA[FMD Wealth Advisors]]></dc:creator><pubDate>Tue, 07 Jul 2026 12:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/67ae064bf146c1dac085de38e04ee781fe25ae005f71dce38d319d29a1a20311/eyJlcGlzb2RlSWQiOiI2ZjI5YzUzMi04OWY5LTQ0ZTgtOGFjZS1mODZkNDQyMTU4NTkiLCJwb2RjYXN0SWQiOiI2OTI5MTU2MC02MDQxLTRjMmItYmQ1Yy01YjE0Y2YzMGQ3ZTMiLCJhY2NvdW50SWQiOiI2OTcxMDA1NDNiNTEyZThhNTJkOGRjMTMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNmE0NTY0MTlhYjliZGFhZDc4NGZlYzk5L2ZhYmlhbi1tLS1kZWdlbi1jZnAtY2ZhLWVhLWNkZmEtY3FzLWFpZi1jZXNnYXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNy0xX18yMS0xLTQ1Lm1wMyJ9.mp3" length="25926992" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/episodes/6f29c532-89f9-44e8-8ace-f86d44215859/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The podcast episode focuses on the tax implications of divorce settlements and the impact of tax laws on financial outcomes. It emphasizes the importance of considering tax implications when structuring divorce settlements.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Tax implications significantly impact the financial outcomes of divorce settlements.&lt;/li&gt;&lt;li&gt;Incorporating tax planning into divorce settlements is crucial for achieving fair and equitable outcomes.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 The Divorce Tax Trap&lt;/li&gt;&lt;li&gt;06:21 Asset Cost Basis Trap&lt;/li&gt;&lt;li&gt;11:58 Stock Options, RSUs, and Deferred Compensation&lt;/li&gt;&lt;li&gt;18:08 Tax Implications FAQs&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:13:30</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/logos/0e623b13-15c3-4b58-9e88-fe1d37520c71.jpeg"/><itunes:season>1</itunes:season><itunes:episode>15</itunes:episode><itunes:title>The Divorce Trap: Why Two &quot;Equal&quot; Settlements are Almost Never Equal</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[The Complexities of Divorce for Business Owners]]></title><description><![CDATA[<p>The podcast discusses the complexities of divorce for business owners, focusing on the valuation and division of the business, cash flow vs. income, structuring the buyout, future earnings, and the impact on partners and stakeholders. It emphasizes the need to coordinate business and personal financial planning and addresses frequently asked questions about business ownership in divorce.</p><p></p><p>Takeaways</p><ul><li>Business valuation in divorce is complex and requires careful consideration.</li><li>Coordinating business and personal financial planning is crucial for successful settlements.</li></ul><p></p><p>Chapters</p><ul><li>00:00 Introduction and Expertise</li><li>06:28 Business Valuation Methodologies</li><li>12:25 Future Earnings and Maximization Argument</li><li>17:58 Frequently Asked Questions</li></ul><p></p><p>Visit <a rel="noopener noreferrer nofollow" href="http://Fmdwealth.com" target="_blank">Fmdwealth.com</a> for more info.</p>]]></description><guid isPermaLink="false">40525e0f-4024-4fd7-a3a5-dcdab5267cf2</guid><dc:creator><![CDATA[FMD Wealth Advisors]]></dc:creator><pubDate>Tue, 30 Jun 2026 12:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/843a2e93715cba6aa731504f9b2bc3f852173890d600f997625679d054e8c018/eyJlcGlzb2RlSWQiOiI0MDUyNWUwZi00MDI0LTRmZDctYTNhNS1kY2RhYjUyNjdjZjIiLCJwb2RjYXN0SWQiOiI2OTI5MTU2MC02MDQxLTRjMmItYmQ1Yy01YjE0Y2YzMGQ3ZTMiLCJhY2NvdW50SWQiOiI2OTcxMDA1NDNiNTEyZThhNTJkOGRjMTMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNmE0MWI2NmY3NmI0MzZlZGE4MDUxMjA3L2ZhYmlhbi1tLS1kZWdlbi1jZnAtY2ZhLWVhLWNkZmEtY3FzLWFpZi1jZXNnYXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNi0yOV9fMi0zLTU5Lm1wMyJ9.mp3" length="24999958" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/episodes/40525e0f-4024-4fd7-a3a5-dcdab5267cf2/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The podcast discusses the complexities of divorce for business owners, focusing on the valuation and division of the business, cash flow vs. income, structuring the buyout, future earnings, and the impact on partners and stakeholders. It emphasizes the need to coordinate business and personal financial planning and addresses frequently asked questions about business ownership in divorce.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Business valuation in divorce is complex and requires careful consideration.&lt;/li&gt;&lt;li&gt;Coordinating business and personal financial planning is crucial for successful settlements.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Introduction and Expertise&lt;/li&gt;&lt;li&gt;06:28 Business Valuation Methodologies&lt;/li&gt;&lt;li&gt;12:25 Future Earnings and Maximization Argument&lt;/li&gt;&lt;li&gt;17:58 Frequently Asked Questions&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Visit &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://Fmdwealth.com&quot; target=&quot;_blank&quot;&gt;Fmdwealth.com&lt;/a&gt; for more info.&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:13:01</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/logos/0e623b13-15c3-4b58-9e88-fe1d37520c71.jpeg"/><itunes:season>1</itunes:season><itunes:episode>14</itunes:episode><itunes:title>The Complexities of Divorce for Business Owners</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[ Dividing Retirement Accounts in a New York Divorce Without Derailing the Retirement Plan]]></title><description><![CDATA[<p>The podcast episode discusses the topic of dividing retirement accounts in a New York divorce without derailing the retirement plan. It covers the importance of careful financial planning, the tax differences between different types of retirement accounts, the valuation of defined benefit pensions, the use of qualified domestic relationship orders (quadros), and the need for modeling the long-term shape of the division before signing the settlement.</p><p></p><p>Takeaways</p><ul><li>Careful financial planning is crucial for dividing retirement accounts in a divorce.</li><li>The tax characteristics of retirement accounts, the use of quadros, and the long-term impact of the division should be carefully considered.</li></ul><p></p><p>Chapters</p><ul><li>00:00 Introduction and Topic Overview</li><li>05:26 Tax Differences Between Retirement Accounts</li><li>12:12 Incident to Divorce Rules for IRAs</li></ul><p></p><p>Visit <a rel="noopener noreferrer nofollow" href="http://Fmdwealth.com" target="_blank">Fmdwealth.com</a> for more info. </p>]]></description><guid isPermaLink="false">cd85375c-4381-4f21-8319-590401fd8c86</guid><dc:creator><![CDATA[FMD Wealth Advisors]]></dc:creator><pubDate>Tue, 23 Jun 2026 12:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/874a6284d6246fd57099043447922c1a65493d4cbf5b22885a54033fc2d70955/eyJlcGlzb2RlSWQiOiJjZDg1Mzc1Yy00MzgxLTRmMjEtODMxOS01OTA0MDFmZDhjODYiLCJwb2RjYXN0SWQiOiI2OTI5MTU2MC02MDQxLTRjMmItYmQ1Yy01YjE0Y2YzMGQ3ZTMiLCJhY2NvdW50SWQiOiI2OTcxMDA1NDNiNTEyZThhNTJkOGRjMTMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNmEzOGExNzU2ZDQ4MWExZWY2ODdkMmNmL2ZhYmlhbi1tLS1kZWdlbi1jZnAtY2ZhLWVhLWNkZmEtY3FzLWFpZi1jZXNnYXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNi0yMl9fNC00NC00Lm1wMyJ9.mp3" length="28054404" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/episodes/cd85375c-4381-4f21-8319-590401fd8c86/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The podcast episode discusses the topic of dividing retirement accounts in a New York divorce without derailing the retirement plan. It covers the importance of careful financial planning, the tax differences between different types of retirement accounts, the valuation of defined benefit pensions, the use of qualified domestic relationship orders (quadros), and the need for modeling the long-term shape of the division before signing the settlement.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Careful financial planning is crucial for dividing retirement accounts in a divorce.&lt;/li&gt;&lt;li&gt;The tax characteristics of retirement accounts, the use of quadros, and the long-term impact of the division should be carefully considered.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Introduction and Topic Overview&lt;/li&gt;&lt;li&gt;05:26 Tax Differences Between Retirement Accounts&lt;/li&gt;&lt;li&gt;12:12 Incident to Divorce Rules for IRAs&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Visit &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://Fmdwealth.com&quot; target=&quot;_blank&quot;&gt;Fmdwealth.com&lt;/a&gt; for more info. &lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:14:37</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/logos/0e623b13-15c3-4b58-9e88-fe1d37520c71.jpeg"/><itunes:season>1</itunes:season><itunes:episode>13</itunes:episode><itunes:title> Dividing Retirement Accounts in a New York Divorce Without Derailing the Retirement Plan</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Hidden Assets in a High Net Worth Divorce]]></title><description><![CDATA[<p>This episode discusses the topic of hidden assets in a high net worth divorce, exploring how wealthy spouses conceal money and how forensic accountants find it. It also covers the importance of the net worth statement, the role of forensic accountants, and the significance of information in high net worth divorces.</p><p></p><p>Takeaways</p><ul><li>Hidden assets in a high net worth divorce can be the result of deliberate concealment, lack of disclosure, or quiet minimization of assets.</li><li>The net worth statement is a foundational document in the financial side of a divorce case, and the right forensic and financial professionals can turn invisible assets into visible ones, providing leverage for a fair settlement.</li></ul><p></p><p>Visit <a rel="noopener noreferrer nofollow" href="http://Fmdwealth.com" target="_blank">Fmdwealth.com</a> for more info.</p>]]></description><guid isPermaLink="false">962dfd68-cfb9-4d20-9b12-cd6db7cf366f</guid><dc:creator><![CDATA[FMD Wealth Advisors]]></dc:creator><pubDate>Tue, 16 Jun 2026 12:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/4cbd3921d3831c03b39a3fbfb03519fc872ff1c013397a120bc948c6b3f09571/eyJlcGlzb2RlSWQiOiI5NjJkZmQ2OC1jZmI5LTRkMjAtOWIxMi1jZDZkYjdjZjM2NmYiLCJwb2RjYXN0SWQiOiI2OTI5MTU2MC02MDQxLTRjMmItYmQ1Yy01YjE0Y2YzMGQ3ZTMiLCJhY2NvdW50SWQiOiI2OTcxMDA1NDNiNTEyZThhNTJkOGRjMTMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNmEyZjY3ZmFlNjRkZmIzNTFlNTY5NTQ4L2ZhYmlhbi1tLS1kZWdlbi1jZnAtY2ZhLWVhLWNkZmEtY3FzLWFpZi1jZXNnYXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNi0xNV9fNC00OC0yNS5tcDMifQ==.mp3" length="25595968" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/episodes/962dfd68-cfb9-4d20-9b12-cd6db7cf366f/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;This episode discusses the topic of hidden assets in a high net worth divorce, exploring how wealthy spouses conceal money and how forensic accountants find it. It also covers the importance of the net worth statement, the role of forensic accountants, and the significance of information in high net worth divorces.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Hidden assets in a high net worth divorce can be the result of deliberate concealment, lack of disclosure, or quiet minimization of assets.&lt;/li&gt;&lt;li&gt;The net worth statement is a foundational document in the financial side of a divorce case, and the right forensic and financial professionals can turn invisible assets into visible ones, providing leverage for a fair settlement.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Visit &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://Fmdwealth.com&quot; target=&quot;_blank&quot;&gt;Fmdwealth.com&lt;/a&gt; for more info.&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:13:20</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/logos/0e623b13-15c3-4b58-9e88-fe1d37520c71.jpeg"/><itunes:season>1</itunes:season><itunes:episode>12</itunes:episode><itunes:title>Hidden Assets in a High Net Worth Divorce</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Equitable Distribution in New York: The 50/50 Myth That Quietly Costs Spouses Millions]]></title><description><![CDATA[<p>The podcast episode covers the topic of equitable distribution in divorce, focusing on the 50-50 divorce myth, the difference between marital and separate property, statutory factors for equitable division, the real value of assets, liquidity as a driver of settlement quality, marital waste, trading across asset categories, and understanding equitable distribution. The host, Fabian Degen, provides expert insights and answers frequently asked questions related to high asset divorce in New York.</p><p></p><p>Takeaways</p><ul><li>Equitable distribution is not always equal distribution</li><li>Liquidity is a crucial factor in divorce settlement quality</li></ul><p></p><p>Chapters</p><ul><li>00:00 Introduction and Expertise</li><li>06:05 Statutory Factors for Equitable Division</li><li>12:31 Marital Waste and Pre-Filing Transfers</li><li>17:51 Frequently Asked Questions</li></ul><p></p><p>Visit <a rel="noopener noreferrer nofollow" href="http://Fmdwealth.com" target="_blank">Fmdwealth.com</a> for more info.</p>]]></description><guid isPermaLink="false">85139475-1d20-4426-9665-ee91ae4590a3</guid><dc:creator><![CDATA[FMD Wealth Advisors]]></dc:creator><pubDate>Tue, 09 Jun 2026 12:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/c45b6a7bc9f20d2df7a8e4e9c97bf11ab43d7133722e592d71f31af77b175812/eyJlcGlzb2RlSWQiOiI4NTEzOTQ3NS0xZDIwLTQ0MjYtOTY2NS1lZTkxYWU0NTkwYTMiLCJwb2RjYXN0SWQiOiI2OTI5MTU2MC02MDQxLTRjMmItYmQ1Yy01YjE0Y2YzMGQ3ZTMiLCJhY2NvdW50SWQiOiI2OTcxMDA1NDNiNTEyZThhNTJkOGRjMTMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNmEyNjBiZGQ0ZDJmN2QyZTQ3ZmQzMmY1L2ZhYmlhbi1tLS1kZWdlbi1jZnAtY2ZhLWVhLWNkZmEtY3FzLWFpZi1jZXNnYXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNi04X18yLTI1LTEubXAzIn0=.mp3" length="26628327" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/episodes/85139475-1d20-4426-9665-ee91ae4590a3/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The podcast episode covers the topic of equitable distribution in divorce, focusing on the 50-50 divorce myth, the difference between marital and separate property, statutory factors for equitable division, the real value of assets, liquidity as a driver of settlement quality, marital waste, trading across asset categories, and understanding equitable distribution. The host, Fabian Degen, provides expert insights and answers frequently asked questions related to high asset divorce in New York.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Equitable distribution is not always equal distribution&lt;/li&gt;&lt;li&gt;Liquidity is a crucial factor in divorce settlement quality&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Introduction and Expertise&lt;/li&gt;&lt;li&gt;06:05 Statutory Factors for Equitable Division&lt;/li&gt;&lt;li&gt;12:31 Marital Waste and Pre-Filing Transfers&lt;/li&gt;&lt;li&gt;17:51 Frequently Asked Questions&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Visit &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://Fmdwealth.com&quot; target=&quot;_blank&quot;&gt;Fmdwealth.com&lt;/a&gt; for more info.&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:13:52</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/logos/0e623b13-15c3-4b58-9e88-fe1d37520c71.jpeg"/><itunes:season>1</itunes:season><itunes:episode>11</itunes:episode><itunes:title>Equitable Distribution in New York: The 50/50 Myth That Quietly Costs Spouses Millions</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[ The Complexities of High Net Worth Divorces and the Importance of Financial Planning]]></title><description><![CDATA[<p>The podcast discusses the complexities of high net worth divorces and the importance of financial planning in addition to legal representation. It emphasizes the need for early involvement of a financial advisor or certified divorce financial analyst to ensure a favorable long-term financial outcome.</p><p></p><p>Takeaways</p><ul><li>Financial planning is crucial in high net worth divorces</li><li>Early involvement of a financial advisor is essential for a favorable long-term financial outcome</li></ul><p></p><p>Chapters</p><ul><li>00:00 The Complexity of High Net Worth Divorces</li><li>09:49 Tax Implications and Settlement Structuring</li><li>16:27 The Definition of Winning in Divorce<p></p></li></ul><p>Visit <a rel="noopener noreferrer nofollow" href="http://Fmdwealth.com" target="_blank">Fmdwealth.com</a> for more info OR click <a rel="noopener noreferrer nofollow" href="https://calendly.com/fabian-degen-fmdwealth/30min" target="_blank">HERE</a> to schedule a call.</p>]]></description><guid isPermaLink="false">5400e64b-e72c-4592-819d-023770ad7466</guid><dc:creator><![CDATA[FMD Wealth Advisors]]></dc:creator><pubDate>Wed, 03 Jun 2026 01:30:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/43692db497d484bc81b811d6b1c6fb94d0d3b28587f7e993e7c8f9e46b27c516/eyJlcGlzb2RlSWQiOiI1NDAwZTY0Yi1lNzJjLTQ1OTItODE5ZC0wMjM3NzBhZDc0NjYiLCJwb2RjYXN0SWQiOiI2OTI5MTU2MC02MDQxLTRjMmItYmQ1Yy01YjE0Y2YzMGQ3ZTMiLCJhY2NvdW50SWQiOiI2OTcxMDA1NDNiNTEyZThhNTJkOGRjMTMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNmEwYTY4YmU2MDlmN2JjY2UyMzE3YjA3L2ZhYmlhbi1tLS1kZWdlbi1jZnAtY2ZhLWVhLWNkZmEtY3FzLWFpZi1jZXNnYXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNS0xOF9fMy0xNy01MC5tcDMifQ==.mp3" length="25263272" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/episodes/5400e64b-e72c-4592-819d-023770ad7466/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The podcast discusses the complexities of high net worth divorces and the importance of financial planning in addition to legal representation. It emphasizes the need for early involvement of a financial advisor or certified divorce financial analyst to ensure a favorable long-term financial outcome.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Financial planning is crucial in high net worth divorces&lt;/li&gt;&lt;li&gt;Early involvement of a financial advisor is essential for a favorable long-term financial outcome&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 The Complexity of High Net Worth Divorces&lt;/li&gt;&lt;li&gt;09:49 Tax Implications and Settlement Structuring&lt;/li&gt;&lt;li&gt;16:27 The Definition of Winning in Divorce&lt;p&gt;&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;Visit &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://Fmdwealth.com&quot; target=&quot;_blank&quot;&gt;Fmdwealth.com&lt;/a&gt; for more info OR click &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://calendly.com/fabian-degen-fmdwealth/30min&quot; target=&quot;_blank&quot;&gt;HERE&lt;/a&gt; to schedule a call.&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:22:51</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/logos/0e623b13-15c3-4b58-9e88-fe1d37520c71.jpeg"/><itunes:season>1</itunes:season><itunes:episode>10</itunes:episode><itunes:title> The Complexities of High Net Worth Divorces and the Importance of Financial Planning</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[ The Pre-divorce, High-Asset, Financial Checklist a Spouse Should Consider Before Filing for Divorce]]></title><description><![CDATA[<p>The podcast episode discusses the pre-divorce financial checklist that every high-asset spouse should consider before filing for divorce. It covers topics such as taking a full inventory of assets, proving pre-marital assets, managing debt and accounts, understanding household cash flow, building the necessary team for a high-asset divorce, and the importance of quiet preparation and avoiding common mistakes.</p><p></p><p>Takeaways</p><ul><li>Pre-divorce financial checklist</li><li>Building a team for high-asset divorce</li></ul><p></p><p>Chapters</p><ul><li>00:00 Introduction and Podcast Topic</li><li>05:18 Proving Pre-Marital Assets</li><li>12:50 Building the Necessary Team</li></ul><p></p><p>Visit <a rel="noopener noreferrer nofollow" href="http://Fmdwealth.com" target="_blank">Fmdwealth.com</a> for more info OR click <a rel="noopener noreferrer nofollow" href="https://calendly.com/fabian-degen-fmdwealth/30min" target="_blank">HERE</a> to schedule a call.</p>]]></description><guid isPermaLink="false">d14a01fc-5548-41a0-9f33-ca2fa7ec5047</guid><dc:creator><![CDATA[FMD Wealth Advisors]]></dc:creator><pubDate>Tue, 26 May 2026 12:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/4c06554aa8c8e3338250cf77df7e4890cd6a37ae4627938f29faad71aa04472e/eyJlcGlzb2RlSWQiOiJkMTRhMDFmYy01NTQ4LTQxYTAtOWYzMy1jYTJmYTdlYzUwNDciLCJwb2RjYXN0SWQiOiI2OTI5MTU2MC02MDQxLTRjMmItYmQ1Yy01YjE0Y2YzMGQ3ZTMiLCJhY2NvdW50SWQiOiI2OTcxMDA1NDNiNTEyZThhNTJkOGRjMTMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNmEwYTVhZTg4YTUyN2FmZDRkZWY5YjA3L2ZhYmlhbi1tLS1kZWdlbi1jZnAtY2ZhLWVhLWNkZmEtY3FzLWFpZi1jZXNnYXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNS0xOF9fMi0xOC00OC5tcDMifQ==.mp3" length="25189712" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/episodes/d14a01fc-5548-41a0-9f33-ca2fa7ec5047/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The podcast episode discusses the pre-divorce financial checklist that every high-asset spouse should consider before filing for divorce. It covers topics such as taking a full inventory of assets, proving pre-marital assets, managing debt and accounts, understanding household cash flow, building the necessary team for a high-asset divorce, and the importance of quiet preparation and avoiding common mistakes.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Pre-divorce financial checklist&lt;/li&gt;&lt;li&gt;Building a team for high-asset divorce&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Introduction and Podcast Topic&lt;/li&gt;&lt;li&gt;05:18 Proving Pre-Marital Assets&lt;/li&gt;&lt;li&gt;12:50 Building the Necessary Team&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Visit &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://Fmdwealth.com&quot; target=&quot;_blank&quot;&gt;Fmdwealth.com&lt;/a&gt; for more info OR click &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://calendly.com/fabian-degen-fmdwealth/30min&quot; target=&quot;_blank&quot;&gt;HERE&lt;/a&gt; to schedule a call.&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:19:36</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/logos/0e623b13-15c3-4b58-9e88-fe1d37520c71.jpeg"/><itunes:season>1</itunes:season><itunes:episode>9</itunes:episode><itunes:title> The Pre-divorce, High-Asset, Financial Checklist a Spouse Should Consider Before Filing for Divorce</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[ The Intricacies of New York's Maintenance Cap and its Impact on Divorce Settlements]]></title><description><![CDATA[<p>The podcast episode discusses the intricacies of New York's maintenance cap and its impact on divorce settlements. It covers the calculation, application, and implications of the maintenance cap, as well as the considerations for standard of living, income, tax, duration, financial modeling, negotiation, and client questions.</p><p></p><p>Takeaways</p><ul><li>Understanding the maintenance cap is essential for building a settlement that holds up over the next decade or more.</li><li>Maintenance negotiation should be based on a full financial picture, not just a single number on a page.</li></ul><p></p><p>Chapters</p><ul><li>00:00 Introduction and Podcast Title</li><li>06:50 Income Considerations for Maintenance</li><li>11:56 Financial Modeling and Negotiation of Maintenance</li></ul><p></p><p>Visit <a rel="noopener noreferrer nofollow" href="http://Fmdwealth.com" target="_blank">Fmdwealth.com</a> for more info OR click <a rel="noopener noreferrer nofollow" href="https://calendly.com/fabian-degen-fmdwealth/30min" target="_blank">HERE</a> to schedule a call.</p>]]></description><guid isPermaLink="false">fa8551e5-1c8b-461b-aad2-e46134f537de</guid><dc:creator><![CDATA[FMD Wealth Advisors]]></dc:creator><pubDate>Tue, 19 May 2026 12:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/4bdd6b9ff04bde46b9f9c8dcbeef10c963090f695afbf0f768ec62f33d63eb55/eyJlcGlzb2RlSWQiOiJmYTg1NTFlNS0xYzhiLTQ2MWItYWFkMi1lNDYxMzRmNTM3ZGUiLCJwb2RjYXN0SWQiOiI2OTI5MTU2MC02MDQxLTRjMmItYmQ1Yy01YjE0Y2YzMGQ3ZTMiLCJhY2NvdW50SWQiOiI2OTcxMDA1NDNiNTEyZThhNTJkOGRjMTMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNmEwYTVhOGU2YzVmNDNlM2VmOTRmOWI3L2ZhYmlhbi1tLS1kZWdlbi1jZnAtY2ZhLWVhLWNkZmEtY3FzLWFpZi1jZXNnYXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNS0xOF9fMi0xNy0xOC5tcDMifQ==.mp3" length="23477751" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/episodes/fa8551e5-1c8b-461b-aad2-e46134f537de/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The podcast episode discusses the intricacies of New York&apos;s maintenance cap and its impact on divorce settlements. It covers the calculation, application, and implications of the maintenance cap, as well as the considerations for standard of living, income, tax, duration, financial modeling, negotiation, and client questions.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Understanding the maintenance cap is essential for building a settlement that holds up over the next decade or more.&lt;/li&gt;&lt;li&gt;Maintenance negotiation should be based on a full financial picture, not just a single number on a page.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Introduction and Podcast Title&lt;/li&gt;&lt;li&gt;06:50 Income Considerations for Maintenance&lt;/li&gt;&lt;li&gt;11:56 Financial Modeling and Negotiation of Maintenance&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Visit &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://Fmdwealth.com&quot; target=&quot;_blank&quot;&gt;Fmdwealth.com&lt;/a&gt; for more info OR click &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://calendly.com/fabian-degen-fmdwealth/30min&quot; target=&quot;_blank&quot;&gt;HERE&lt;/a&gt; to schedule a call.&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:17:47</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/logos/0e623b13-15c3-4b58-9e88-fe1d37520c71.jpeg"/><itunes:season>1</itunes:season><itunes:episode>8</itunes:episode><itunes:title> The Intricacies of New York&apos;s Maintenance Cap and its Impact on Divorce Settlements</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[The Concept of Market Downturns as Opportunities and the Strategy of Dollar Cost Averaging]]></title><description><![CDATA[<p>The podcast episode discusses the concept of market downturns as opportunities and the strategy of dollar cost averaging. It explores the emotional reality of investing in a down market, the real cost of pausing investments, the failure of market timing, and the power of dollar cost averaging. It also delves into reframing mindset around market volatility and provides practical steps to stay the course, emphasizing the opportunity within market downturns.</p><p></p><p>Takeaways</p><ul><li>Market Downturns as Opportunities</li><li>Dollar Cost Averaging</li></ul><p></p><p>Chapters</p><ul><li>00:00 Understanding Market Downturns</li><li>08:45 The Real Cost of Pausing Investments</li><li>16:31 Practical Steps to Stay the Course</li></ul>]]></description><guid isPermaLink="false">c397c3c3-50cb-492a-b7ae-645921c20104</guid><dc:creator><![CDATA[FMD Wealth Advisors]]></dc:creator><pubDate>Tue, 12 May 2026 12:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/6972a34dbd0292131171044d342f0673d572084464edef2b8de7533ff027b423/eyJlcGlzb2RlSWQiOiJjMzk3YzNjMy01MGNiLTQ5MmEtYjdhZS02NDU5MjFjMjAxMDQiLCJwb2RjYXN0SWQiOiI2OTI5MTU2MC02MDQxLTRjMmItYmQ1Yy01YjE0Y2YzMGQ3ZTMiLCJhY2NvdW50SWQiOiI2OTcxMDA1NDNiNTEyZThhNTJkOGRjMTMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNmEwMTAwZTI2YTYwMjQ2YmRiMGI2ZjRhL2ZhYmlhbi1tLS1kZWdlbi1jZnAtY2ZhLWVhLWNkZmEtY3FzLWFpZi1jZXNnYXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNS0xMV9fMC00LTE4Lm1wMyJ9.mp3" length="19619152" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/episodes/c397c3c3-50cb-492a-b7ae-645921c20104/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The podcast episode discusses the concept of market downturns as opportunities and the strategy of dollar cost averaging. It explores the emotional reality of investing in a down market, the real cost of pausing investments, the failure of market timing, and the power of dollar cost averaging. It also delves into reframing mindset around market volatility and provides practical steps to stay the course, emphasizing the opportunity within market downturns.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Market Downturns as Opportunities&lt;/li&gt;&lt;li&gt;Dollar Cost Averaging&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Understanding Market Downturns&lt;/li&gt;&lt;li&gt;08:45 The Real Cost of Pausing Investments&lt;/li&gt;&lt;li&gt;16:31 Practical Steps to Stay the Course&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:20:32</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/logos/0e623b13-15c3-4b58-9e88-fe1d37520c71.jpeg"/><itunes:season>1</itunes:season><itunes:episode>7</itunes:episode><itunes:title>The Concept of Market Downturns as Opportunities and the Strategy of Dollar Cost Averaging</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Why the "Hard-Stop" Retirement is Losing Its Appeal]]></title><description><![CDATA[<p>The podcast discusses the decline of hard stop retirement, the evolution of retirement planning, the changing nature of work, forces driving the gray zone, benefits of partial retirement, the growing practicality of partial retirement, the gray zone as a legitimate path, variety in the gray zone, financial considerations for the gray zone, healthcare and cash flow planning, tax planning for the self-employed gray zone, and intentional design of the gray zone.</p><p></p><p>Takeaways</p><ul><li>Partial retirement offers financial flexibility and a gradual transition to a new chapter.</li><li>The gray zone is a legitimate and financially superior path for retirement.</li></ul>]]></description><guid isPermaLink="false">11ed81eb-26f0-494b-b876-b007b87978b0</guid><dc:creator><![CDATA[FMD Wealth Advisors]]></dc:creator><pubDate>Tue, 05 May 2026 12:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/261144848ee24e9878249425fa906b75e23ae2e37f7b065f1a24d14f1631288c/eyJlcGlzb2RlSWQiOiIxMWVkODFlYi0yNmYwLTQ5NGItYjg3Ni1iMDA3Yjg3OTc4YjAiLCJwb2RjYXN0SWQiOiI2OTI5MTU2MC02MDQxLTRjMmItYmQ1Yy01YjE0Y2YzMGQ3ZTMiLCJhY2NvdW50SWQiOiI2OTcxMDA1NDNiNTEyZThhNTJkOGRjMTMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjllM2NmMGYyY2M4OWY5MWEyYmU3NDk2L2ZhYmlhbi1tLS1kZWdlbi1jZnAtY2ZhLWVhLWNkZmEtY3FzLWFpZi1jZXNnYXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNC0xOF9fMjAtMzUtNTkubXAzIn0=.mp3" length="19285411" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/episodes/11ed81eb-26f0-494b-b876-b007b87978b0/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The podcast discusses the decline of hard stop retirement, the evolution of retirement planning, the changing nature of work, forces driving the gray zone, benefits of partial retirement, the growing practicality of partial retirement, the gray zone as a legitimate path, variety in the gray zone, financial considerations for the gray zone, healthcare and cash flow planning, tax planning for the self-employed gray zone, and intentional design of the gray zone.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Partial retirement offers financial flexibility and a gradual transition to a new chapter.&lt;/li&gt;&lt;li&gt;The gray zone is a legitimate and financially superior path for retirement.&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:13:24</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/logos/0e623b13-15c3-4b58-9e88-fe1d37520c71.jpeg"/><itunes:season>1</itunes:season><itunes:episode>6</itunes:episode><itunes:title>Why the &quot;Hard-Stop&quot; Retirement is Losing Its Appeal</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Tips For a Cheap DIvorce]]></title><description><![CDATA[<p>The podcast episode discusses 10 tips for navigating a divorce affordably and with ease. It covers the cost of divorce, choosing the right process, open communication, do-it-yourself divorce, mediation vs. litigation, dividing assets, child custody and support, legal resources for affordable divorce, common mistakes to avoid, and financial planning after divorce.</p><p></p><p>Takeaways</p><ul><li>Cost of divorce</li><li>Choosing the right divorce process</li><li>Open communication</li><li>Do-it-yourself divorce</li><li>Mediation vs. litigation</li><li>Dividing assets</li><li>Child custody and support</li><li>Legal resources for affordable divorce</li><li>Common mistakes to avoid</li><li>Financial planning after divorce</li></ul>]]></description><guid isPermaLink="false">ab0a6e3d-49e5-4a45-b006-be445e6c8162</guid><dc:creator><![CDATA[FMD Wealth Advisors]]></dc:creator><pubDate>Tue, 28 Apr 2026 12:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/1aca5844499c64e3e8687ed5c17481a935b2305f7a88f4d6b2b24b1926d83e9b/eyJlcGlzb2RlSWQiOiJhYjBhNmUzZC00OWU1LTRhNDUtYjAwNi1iZTQ0NWU2YzgxNjIiLCJwb2RjYXN0SWQiOiI2OTI5MTU2MC02MDQxLTRjMmItYmQ1Yy01YjE0Y2YzMGQ3ZTMiLCJhY2NvdW50SWQiOiI2OTcxMDA1NDNiNTEyZThhNTJkOGRjMTMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjllM2MyNjY1ZDVjNTM0OWMzZDZkYmUwL2ZhYmlhbi1tLS1kZWdlbi1jZnAtY2ZhLWVhLWNkZmEtY3FzLWFpZi1jZXNnYXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNC0xOF9fMTktNDEtNTgubXAzIn0=.mp3" length="19576311" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/episodes/ab0a6e3d-49e5-4a45-b006-be445e6c8162/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The podcast episode discusses 10 tips for navigating a divorce affordably and with ease. It covers the cost of divorce, choosing the right process, open communication, do-it-yourself divorce, mediation vs. litigation, dividing assets, child custody and support, legal resources for affordable divorce, common mistakes to avoid, and financial planning after divorce.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Cost of divorce&lt;/li&gt;&lt;li&gt;Choosing the right divorce process&lt;/li&gt;&lt;li&gt;Open communication&lt;/li&gt;&lt;li&gt;Do-it-yourself divorce&lt;/li&gt;&lt;li&gt;Mediation vs. litigation&lt;/li&gt;&lt;li&gt;Dividing assets&lt;/li&gt;&lt;li&gt;Child custody and support&lt;/li&gt;&lt;li&gt;Legal resources for affordable divorce&lt;/li&gt;&lt;li&gt;Common mistakes to avoid&lt;/li&gt;&lt;li&gt;Financial planning after divorce&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:13:36</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/logos/0e623b13-15c3-4b58-9e88-fe1d37520c71.jpeg"/><itunes:season>1</itunes:season><itunes:episode>5</itunes:episode><itunes:title>Tips For a Cheap DIvorce</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Financial Steps to Reduce Stress in Divorce]]></title><description><![CDATA[<p>The podcast episode discusses the financial aspects of navigating divorce, emphasizing the importance of professional support and practical actions to reduce uncertainty. It covers the role of a CDFA, legal guidance, managing credit and joint accounts, creating a clear budget, building a financial roadmap, addressing key financial issues, and transitioning post-divorce with the help of professional financial support.</p><p></p><p>Takeaways</p><ul><li>Financial planning during divorce</li><li>Importance of professional support</li></ul>]]></description><guid isPermaLink="false">4b14e1d4-f8fa-417f-ae85-933ebd0200c1</guid><dc:creator><![CDATA[FMD Wealth Advisors]]></dc:creator><pubDate>Tue, 21 Apr 2026 12:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/e39d88d8270383b341469bf33e31ede74751aacaad36603e27b1c7967a7c6001/eyJlcGlzb2RlSWQiOiI0YjE0ZTFkNC1mOGZhLTQxN2YtYWU4NS05MzNlYmQwMjAwYzEiLCJwb2RjYXN0SWQiOiI2OTI5MTU2MC02MDQxLTRjMmItYmQ1Yy01YjE0Y2YzMGQ3ZTMiLCJhY2NvdW50SWQiOiI2OTcxMDA1NDNiNTEyZThhNTJkOGRjMTMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjllM2JiMjhmY2U4ZGVhODc1YjBkZmE4L2ZhYmlhbi1tLS1kZWdlbi1jZnAtY2ZhLWVhLWNkZmEtY3FzLWFpZi1jZXNnYXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNC0xOF9fMTktMTEtNC5tcDMifQ==.mp3" length="13859256" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/episodes/4b14e1d4-f8fa-417f-ae85-933ebd0200c1/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The podcast episode discusses the financial aspects of navigating divorce, emphasizing the importance of professional support and practical actions to reduce uncertainty. It covers the role of a CDFA, legal guidance, managing credit and joint accounts, creating a clear budget, building a financial roadmap, addressing key financial issues, and transitioning post-divorce with the help of professional financial support.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Financial planning during divorce&lt;/li&gt;&lt;li&gt;Importance of professional support&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:09:37</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/logos/0e623b13-15c3-4b58-9e88-fe1d37520c71.jpeg"/><itunes:season>1</itunes:season><itunes:episode>4</itunes:episode><itunes:title>Financial Steps to Reduce Stress in Divorce</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Divorce in New York]]></title><description><![CDATA[<p>Navigating the divorce process in New York involves understanding the factors that influence the duration of the case, the differences between contested and uncontested divorces, the role of mediation and arbitration, common delays, and resources available for support. Preparation, proactive steps, and seeking professional guidance can expedite the divorce process and reduce emotional and financial strain.</p><p></p><p>Takeaways</p><ul><li>Factors influencing divorce duration</li><li>Differences between contested and uncontested divorces</li></ul>]]></description><guid isPermaLink="false">3a5c091d-9a42-462d-9a76-b4e3d80e28c6</guid><dc:creator><![CDATA[FMD Wealth Advisors]]></dc:creator><pubDate>Tue, 14 Apr 2026 12:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/46a1a6218afae9b5573d54f0e9f7d1d5764a8ef99603064ae24d715d11317433/eyJlcGlzb2RlSWQiOiIzYTVjMDkxZC05YTQyLTQ2MmQtOWE3Ni1iNGUzZDgwZTI4YzYiLCJwb2RjYXN0SWQiOiI2OTI5MTU2MC02MDQxLTRjMmItYmQ1Yy01YjE0Y2YzMGQ3ZTMiLCJhY2NvdW50SWQiOiI2OTcxMDA1NDNiNTEyZThhNTJkOGRjMTMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjlkYzE0NDhjYjY1OGI4MjQ2NzFhYTY5L2ZhYmlhbi1tLS1kZWdlbi1jZnAtY2ZhLWVhLWNkZmEtY3FzLWFpZi1jZXNnYXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNC0xMl9fMjMtNTMtMTIubXAzIn0=.mp3" length="23040148" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/episodes/3a5c091d-9a42-462d-9a76-b4e3d80e28c6/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;Navigating the divorce process in New York involves understanding the factors that influence the duration of the case, the differences between contested and uncontested divorces, the role of mediation and arbitration, common delays, and resources available for support. Preparation, proactive steps, and seeking professional guidance can expedite the divorce process and reduce emotional and financial strain.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Factors influencing divorce duration&lt;/li&gt;&lt;li&gt;Differences between contested and uncontested divorces&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:16:00</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/logos/0e623b13-15c3-4b58-9e88-fe1d37520c71.jpeg"/><itunes:season>1</itunes:season><itunes:episode>3</itunes:episode><itunes:title>Divorce in New York</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Why the Financial News is Against You.]]></title><description><![CDATA[<p>The episode discusses the negative impact of the financial news cycle on long-term investors, emphasizing the need for intentional consumption and informed decision-making. It highlights the dangers of reacting to news and the keys to long-term investing success.</p><p></p><p>Takeaways</p><ul><li>Financial news can create anxiety for long-term investors.</li><li>Intentional consumption and informed decision-making are crucial for long-term investing success.</li></ul><p></p><p>Chapters</p><ul><li>00:00 The Impact of Financial News</li><li>06:30 The Danger of Social Media</li></ul>]]></description><guid isPermaLink="false">7a8a5693-1e8d-48b3-a12a-e202668fb1ac</guid><dc:creator><![CDATA[FMD Wealth Advisors]]></dc:creator><pubDate>Tue, 07 Apr 2026 12:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/09938354ea4be67e040c8d4beed0e396adac92f7b2d54bb75c0920567531d4ae/eyJlcGlzb2RlSWQiOiI3YThhNTY5My0xZThkLTQ4YjMtYTEyYS1lMjAyNjY4ZmIxYWMiLCJwb2RjYXN0SWQiOiI2OTI5MTU2MC02MDQxLTRjMmItYmQ1Yy01YjE0Y2YzMGQ3ZTMiLCJhY2NvdW50SWQiOiI2OTcxMDA1NDNiNTEyZThhNTJkOGRjMTMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjlkMmUxMDdjNDNkOWM5ZmYzMTk4OWQzL2ZhYmlhbi1tLS1kZWdlbi1jZnAtY2ZhLWVhLWNkZmEtY3FzLWFpZi1jZXNnYXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNC02X18wLTI0LTcubXAzIn0=.mp3" length="13222913" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/episodes/7a8a5693-1e8d-48b3-a12a-e202668fb1ac/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The episode discusses the negative impact of the financial news cycle on long-term investors, emphasizing the need for intentional consumption and informed decision-making. It highlights the dangers of reacting to news and the keys to long-term investing success.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Financial news can create anxiety for long-term investors.&lt;/li&gt;&lt;li&gt;Intentional consumption and informed decision-making are crucial for long-term investing success.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 The Impact of Financial News&lt;/li&gt;&lt;li&gt;06:30 The Danger of Social Media&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:09:11</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/logos/0e623b13-15c3-4b58-9e88-fe1d37520c71.jpeg"/><itunes:season>1</itunes:season><itunes:episode>2</itunes:episode><itunes:title>Why the Financial News is Against You.</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Why YOU need a CDFA]]></title><description><![CDATA[<p>The role of a Certified Divorce Financial Analyst (CDFA) is crucial in providing comprehensive financial planning and guidance during divorce. This episode dives deeper into what one can provide and why having one might be useful.</p>]]></description><guid isPermaLink="false">09e9ea5d-3b1e-4245-8431-003647e26a5e</guid><dc:creator><![CDATA[FMD Wealth Advisors]]></dc:creator><pubDate>Mon, 30 Mar 2026 12:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/107ccc5d8856298dddc0d82bf9035d7aa51ef076ffed51c21e66fa6f4f5d985f/eyJlcGlzb2RlSWQiOiIwOWU5ZWE1ZC0zYjFlLTQyNDUtODQzMS0wMDM2NDdlMjZhNWUiLCJwb2RjYXN0SWQiOiI2OTI5MTU2MC02MDQxLTRjMmItYmQ1Yy01YjE0Y2YzMGQ3ZTMiLCJhY2NvdW50SWQiOiI2OTcxMDA1NDNiNTEyZThhNTJkOGRjMTMiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjljOTkzZTU3ZTJiOWUyNzVkY2ZkZDg4L2ZhYmlhbi1tLS1kZWdlbi1jZnAtY2ZhLWVhLWNkZmEtY3FzLWFpZi1jZXNnYXMtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtMy0yOV9fMjMtNC0zNy5tcDMifQ==.mp3" length="14949503" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/episodes/09e9ea5d-3b1e-4245-8431-003647e26a5e/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The role of a Certified Divorce Financial Analyst (CDFA) is crucial in providing comprehensive financial planning and guidance during divorce. This episode dives deeper into what one can provide and why having one might be useful.&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:10:23</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/69291560-6041-4c2b-bd5c-5b14cf30d7e3/logos/0e623b13-15c3-4b58-9e88-fe1d37520c71.jpeg"/><itunes:season>1</itunes:season><itunes:episode>1</itunes:episode><itunes:title>Why YOU need a CDFA</itunes:title><itunes:episodeType>full</itunes:episodeType></item></channel></rss>