<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:psc="http://podlove.org/simple-chapters" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><title><![CDATA[Beyond the Keys: Real Estate, Home & Lifestyle with Ron Chapman]]></title><description><![CDATA[<p>Welcome to <i>Beyond the Keys with Ron Chapman</i> — the podcast where real estate is just the beginning.</p><p></p><p>I’m Ron Chapman — Air Force veteran, retired Department of Defense Federal employee, and full-time real estate professional. After a career rooted in service, I’ve learned that success isn’t just about what you achieve — it’s about how you live.</p><p></p><p>This podcast goes beyond buying and selling homes. We explore the bigger picture:</p><p></p><p>🏡 Smart real estate decisions<br />📈 Building long-term wealth<br />🎖 Military &amp; federal transitions<br />🧠 Leadership, discipline, and mindset<br />🌆 Community, lifestyle, and legacy</p><p></p><p>Because ownership isn’t just about property — it’s about taking control of your future. Whether you're relocating, leveling up, transitioning careers, investing, or simply trying to live with greater purpose, this show is designed to give you practical insight and strategic perspective.</p><p></p><p>From service to strategy, from homeownership to legacy — this is about making your next move your best move. Find out more about me on my <a rel="noopener noreferrer nofollow" href="https://linkstack.chapmanchoiceproperties.com/@HomesbyRonald" target="_blank">linktree</a>. Welcome to <i>Beyond the Keys.</i></p>]]></description><link>https://linkstack.chapmanchoiceproperties.com/@HomesbyRonald</link><generator>Riverside.fm (https://riverside.com)</generator><lastBuildDate>Sat, 06 Jun 2026 19:23:49 GMT</lastBuildDate><atom:link href="https://api.riverside.com/hosting/sAICDicq.rss" rel="self" type="application/rss+xml"/><author><![CDATA[Ronald Chapman]]></author><pubDate>Fri, 13 Feb 2026 16:43:01 GMT</pubDate><copyright><![CDATA[2026 Ronald Chapman]]></copyright><language><![CDATA[en]]></language><ttl>60</ttl><category><![CDATA[Business]]></category><category><![CDATA[Education]]></category><itunes:author>Ronald Chapman</itunes:author><itunes:summary>&lt;p&gt;Welcome to &lt;i&gt;Beyond the Keys with Ron Chapman&lt;/i&gt; — the podcast where real estate is just the beginning.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;I’m Ron Chapman — Air Force veteran, retired Department of Defense Federal employee, and full-time real estate professional. After a career rooted in service, I’ve learned that success isn’t just about what you achieve — it’s about how you live.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;This podcast goes beyond buying and selling homes. We explore the bigger picture:&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;🏡 Smart real estate decisions&lt;br /&gt;📈 Building long-term wealth&lt;br /&gt;🎖 Military &amp;amp; federal transitions&lt;br /&gt;🧠 Leadership, discipline, and mindset&lt;br /&gt;🌆 Community, lifestyle, and legacy&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Because ownership isn’t just about property — it’s about taking control of your future. Whether you&apos;re relocating, leveling up, transitioning careers, investing, or simply trying to live with greater purpose, this show is designed to give you practical insight and strategic perspective.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;From service to strategy, from homeownership to legacy — this is about making your next move your best move. Find out more about me on my &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://linkstack.chapmanchoiceproperties.com/@HomesbyRonald&quot; target=&quot;_blank&quot;&gt;linktree&lt;/a&gt;. Welcome to &lt;i&gt;Beyond the Keys.&lt;/i&gt;&lt;/p&gt;</itunes:summary><itunes:type>episodic</itunes:type><itunes:owner><itunes:name>Ronald Chapman</itunes:name><itunes:email>ronald.a.chapman@outlook.com</itunes:email></itunes:owner><itunes:explicit>no</itunes:explicit><itunes:category text="Business"/><itunes:category text="Education"/><itunes:image href="https://hosting-media.riverside.com/media/podcasts/0f46698b-0674-4826-b135-a1ee15079a6b/logos/6205c05c-efba-43de-9de4-6ca1258eaaef.png"/><item><title><![CDATA[Lender Thursday - John Carlson, Penn Street Mortgage]]></title><description><![CDATA[<p>The conversation covers a range of topics related to real estate financing, including mortgage application preparation, credit score considerations, loan programs, misconceptions about VA loans, market timing, rate lock strategies, creative financing options, commercial property financing, and the role of mortgage brokers. The discussion also emphasizes the importance of communication and customer expectations in the mortgage process.</p><p></p><p>Takeaways</p><ul><li>Understanding the distinction between pre-qualification and pre-approval</li><li>Importance of focusing on affordability over market timing</li><li>Benefits of working with a mortgage broker for finding the best terms</li></ul><p></p><p>Chapters</p><ul><li>00:00 Introduction to Lender Thursday</li><li>05:19 Budgeting and Property Fees</li><li>11:02 Improving Buying Power and Temporary Buydowns</li><li>17:17 Factors Affecting Mortgage Rates</li><li>23:45 Commercial Property Financing</li><li>30:02 Quick Fire Questions</li></ul>]]></description><guid isPermaLink="false">21e59ca1-9e6f-4d3b-aab9-d756d0d61288</guid><dc:creator><![CDATA[Ronald Chapman]]></dc:creator><pubDate>Fri, 27 Feb 2026 20:36:45 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/39714817ce27206e734e87d3197a4b10acbde7743465d4a119056f8e4f8351be/eyJlcGlzb2RlSWQiOiIyMWU1OWNhMS05ZTZmLTRkM2ItYWFiOS1kNzU2ZDBkNjEyODgiLCJwb2RjYXN0SWQiOiIwZjQ2Njk4Yi0wNjc0LTQ4MjYtYjEzNS1hMWVlMTUwNzlhNmIiLCJhY2NvdW50SWQiOiI2OThmMWZiNjQ1NWRlMTlkYzA5NGQ3N2EiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjlhMWY3YTljZWEyYmIzMWVkNjNhNGJkL3JvbmFsZC1jaGFwbWFucy1zdHVkaW8tSGJPOHItY29tcG9zZXItMjAyNi0yLTI3X18yMC01OS0zNy5tcDMifQ==.mp3" length="36408990" type="audio/mpeg"/><itunes:summary>&lt;p&gt;The conversation covers a range of topics related to real estate financing, including mortgage application preparation, credit score considerations, loan programs, misconceptions about VA loans, market timing, rate lock strategies, creative financing options, commercial property financing, and the role of mortgage brokers. The discussion also emphasizes the importance of communication and customer expectations in the mortgage process.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Understanding the distinction between pre-qualification and pre-approval&lt;/li&gt;&lt;li&gt;Importance of focusing on affordability over market timing&lt;/li&gt;&lt;li&gt;Benefits of working with a mortgage broker for finding the best terms&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Introduction to Lender Thursday&lt;/li&gt;&lt;li&gt;05:19 Budgeting and Property Fees&lt;/li&gt;&lt;li&gt;11:02 Improving Buying Power and Temporary Buydowns&lt;/li&gt;&lt;li&gt;17:17 Factors Affecting Mortgage Rates&lt;/li&gt;&lt;li&gt;23:45 Commercial Property Financing&lt;/li&gt;&lt;li&gt;30:02 Quick Fire Questions&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:25:17</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/0f46698b-0674-4826-b135-a1ee15079a6b/logos/6205c05c-efba-43de-9de4-6ca1258eaaef.png"/><itunes:season>1</itunes:season><itunes:episode>2</itunes:episode><itunes:title>Lender Thursday - John Carlson, Penn Street Mortgage</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[2025 NAR Profile of Buyers and Sellers Discussion]]></title><description><![CDATA[<p>Ron Chapman discusses the importance of the National Association of Realtors (NAR) Profile 2025 and highlights key takeaways, including the impact of multi-generational living and the challenges and outlook for home buyers and sellers. He also explores the trends in digital search versus the human touch in real estate, providing valuable insights for the 2026 season.</p><p></p><p>Takeaways</p><ul><li>Real Estate Trends 2025</li><li>Impact of Multi-Generational Living</li></ul><p></p><p>Chapters</p><ul><li>00:00 Introduction and Content Schedule</li><li>06:02 Multi-Generational Living Trends</li></ul>]]></description><guid isPermaLink="false">d00ea806-308d-40cd-b144-acace563f015</guid><dc:creator><![CDATA[Ronald Chapman]]></dc:creator><pubDate>Thu, 26 Feb 2026 01:09:24 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/efb1bc465bc993c0de4dac546b84ebfb277837cc39a135fd973f0a224601b8c5/eyJlcGlzb2RlSWQiOiJkMDBlYTgwNi0zMDhkLTQwY2QtYjE0NC1hY2FjZTU2M2YwMTUiLCJwb2RjYXN0SWQiOiIwZjQ2Njk4Yi0wNjc0LTQ4MjYtYjEzNS1hMWVlMTUwNzlhNmIiLCJhY2NvdW50SWQiOiI2OThmMWZiNjQ1NWRlMTlkYzA5NGQ3N2EiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk5NjYzMDEzNWUxNDk0M2E5ODIyMjVlL3JvbmFsZC1jaGFwbWFucy1zdHVkaW8tSGJPOHItY29tcG9zZXItMjAyNi0yLTE5X18yLTEwLTI1Lm1wMyJ9.mp3" length="17922446" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/0f46698b-0674-4826-b135-a1ee15079a6b/episodes/d00ea806-308d-40cd-b144-acace563f015/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;Ron Chapman discusses the importance of the National Association of Realtors (NAR) Profile 2025 and highlights key takeaways, including the impact of multi-generational living and the challenges and outlook for home buyers and sellers. He also explores the trends in digital search versus the human touch in real estate, providing valuable insights for the 2026 season.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Real Estate Trends 2025&lt;/li&gt;&lt;li&gt;Impact of Multi-Generational Living&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Introduction and Content Schedule&lt;/li&gt;&lt;li&gt;06:02 Multi-Generational Living Trends&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:12:27</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/0f46698b-0674-4826-b135-a1ee15079a6b/logos/6205c05c-efba-43de-9de4-6ca1258eaaef.png"/><itunes:season>1</itunes:season><itunes:episode>1</itunes:episode><itunes:title>2025 NAR Profile of Buyers and Sellers Discussion</itunes:title><itunes:episodeType>full</itunes:episodeType></item></channel></rss>