<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:psc="http://podlove.org/simple-chapters" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><title><![CDATA[Points Rookie]]></title><description><![CDATA[<p><b>Ready to travel more, spend less, and finally understand points and miles? Welcome to The Points Rookie. </b></p><p></p><p><b>From clueless to confident — one trip at a time.</b></p><p></p><p>Hosted by Lane, a natural educator and storyteller, this podcast turns the confusing world of travel rewards into something simple, fun, and confidence‑boosting. No jargon. No insider attitude. Just clear explanations, real examples, and practical steps you can use right away.</p><p>Each episode breaks down the essentials — from choosing your first travel card to understanding transfer partners, earning points on everyday spending, planning your first redemption, and avoiding rookie mistakes. You’ll learn the language, the strategy, and the shortcuts that make free and low‑cost travel possible, even if you’re starting from zero.</p><p></p><p>Expect:</p><p>• Beginner‑friendly lessons that actually make sense</p><p>• Easy explanations and real‑world examples</p><p>• Guest episodes with approachable experts</p><p>• A warm, supportive vibe that makes you feel like you’re learning with a friend</p><p></p><p>If you’ve ever heard someone say “I’m 4/24, stacking portals for a SUB,” and thought, “I understood none of that,” this is your new home.</p><p></p><p>The Points Rookie helps you earn smarter, redeem better, and travel more — from clueless to confident, one episode at a time.</p><p></p>]]></description><link>pointsrookie.com</link><generator>Riverside.fm (https://riverside.com)</generator><lastBuildDate>Thu, 28 May 2026 06:03:37 GMT</lastBuildDate><atom:link href="https://api.riverside.com/hosting/weE6fmzi.rss" rel="self" type="application/rss+xml"/><author><![CDATA[Lane Walberg]]></author><pubDate>Mon, 19 Jan 2026 17:18:12 GMT</pubDate><copyright><![CDATA[2026 Lane Walberg]]></copyright><language><![CDATA[en]]></language><ttl>60</ttl><category><![CDATA[Business]]></category><category><![CDATA[Self-Improvement]]></category><itunes:author>Lane Walberg</itunes:author><itunes:summary>&lt;p&gt;&lt;b&gt;Ready to travel more, spend less, and finally understand points and miles? Welcome to The Points Rookie. &lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;From clueless to confident — one trip at a time.&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Hosted by Lane, a natural educator and storyteller, this podcast turns the confusing world of travel rewards into something simple, fun, and confidence‑boosting. No jargon. No insider attitude. Just clear explanations, real examples, and practical steps you can use right away.&lt;/p&gt;&lt;p&gt;Each episode breaks down the essentials — from choosing your first travel card to understanding transfer partners, earning points on everyday spending, planning your first redemption, and avoiding rookie mistakes. You’ll learn the language, the strategy, and the shortcuts that make free and low‑cost travel possible, even if you’re starting from zero.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Expect:&lt;/p&gt;&lt;p&gt;• Beginner‑friendly lessons that actually make sense&lt;/p&gt;&lt;p&gt;• Easy explanations and real‑world examples&lt;/p&gt;&lt;p&gt;• Guest episodes with approachable experts&lt;/p&gt;&lt;p&gt;• A warm, supportive vibe that makes you feel like you’re learning with a friend&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;If you’ve ever heard someone say “I’m 4/24, stacking portals for a SUB,” and thought, “I understood none of that,” this is your new home.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;The Points Rookie helps you earn smarter, redeem better, and travel more — from clueless to confident, one episode at a time.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;</itunes:summary><itunes:type>episodic</itunes:type><itunes:owner><itunes:name>Lane Walberg</itunes:name><itunes:email>lanewalberg7@gmail.com</itunes:email></itunes:owner><itunes:explicit>no</itunes:explicit><itunes:category text="Business"/><itunes:category text="Education"><itunes:category text="Self-Improvement"/></itunes:category><itunes:image href="https://hosting-media.riverside.com/media/podcasts/e76ffc78-e589-4d1c-b835-5a2e2ae34a69/logos/9443d1d6-805c-4b90-8bd1-eb93f31a26a3.png"/><item><title><![CDATA[Ep 10- Stop Paying for Hotels, Seriously]]></title><description><![CDATA[<p>The conversation delves into the changes in hotel loyalty programs, the impact on points and free night certificates, and the value of hotel co-branded credit cards. It provides an overview of Hyatt, Marriott, Hilton, and IHG programs, highlighting the benefits and changes in each. Additionally, it discusses the transferable points ecosystem and the significance of understanding the value of hotel co-branded credit cards.</p><p></p><p>Takeaways</p><ul><li>Hotel loyalty programs have undergone significant changes, impacting the value of points and free night certificates.</li><li>Understanding the benefits and value of hotel co-branded credit cards is essential for maximizing rewards and benefits.</li></ul><p></p><p><b>Points Rookie Card Match Tool</b></p><p><a rel="noopener noreferrer nofollow" href="https://pointsrookie.com/card-match-tool" target="_blank">https://pointsrookie.com/card-match-tool</a></p><p><br /></p><p><b>Buy Lane a Coffee to keep him Fueled</b></p><p><a rel="noopener noreferrer nofollow" href="https://buymeacoffee.com/pointsrookie" target="_blank"><b>https://buymeacoffee.com/pointsrookie</b></a></p><p><br /></p><p><b>Capital One Venture or Venture X</b></p><p><a rel="noopener noreferrer nofollow" href="https://i.capitalone.com/J4S3xG61i" target="_blank"><b>https://i.capitalone.com/J4S3xG61i</b></a></p><p><b> </b></p><p><b>Chase Sapphire Preferred and Reserve</b></p><p><a rel="noopener noreferrer nofollow" href="https://www.referyourchasecard.com/19u/EK6U3QE3IJ" target="_blank"><b>https://www.referyourchasecard.com/19u/EK6U3QE3IJ</b></a></p><p><b> </b></p><p><b>American Express</b></p><p><a rel="noopener noreferrer nofollow" href="https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;xl=cp108t" target="_blank"><b>https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;xl=cp108t</b></a></p><p><br /></p><p></p><p></p><p></p><p>Chapters</p><ul><li>00:00 Hyatt Changes and Impact</li><li>05:14 Marriott Bonvoy Changes and Benefits</li><li>14:23 Hilton Honors Program and Credit Cards</li><li>35:54 IHG Rewards Program and Credit Cards</li><li>43:32 Wyndham Rewards and Choice Privileges</li></ul>]]></description><guid isPermaLink="false">7b85ba85-2394-4717-8c7c-d7e668da6018</guid><dc:creator><![CDATA[Lane Walberg]]></dc:creator><pubDate>Mon, 25 May 2026 08:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/605b3949288b943f6b29532766fcbc48b77f089e316dc1b0a5cc981dd38f4a50/eyJlcGlzb2RlSWQiOiI3Yjg1YmE4NS0yMzk0LTQ3MTctOGM3Yy1kN2U2NjhkYTYwMTgiLCJwb2RjYXN0SWQiOiJlNzZmZmM3OC1lNTg5LTRkMWMtYjgzNS01YTJlMmFlMzRhNjkiLCJhY2NvdW50SWQiOiI2OGY0MDgyNGExOWVkYzQ3MjBjNGE4NTkiLCJwYXRoIjoibWVkaWEvY2xpcHMvNmExMzc1YzBmYjY1ODZkYWNhMmNkNjY0L2xhbmUtd2FsYmVyZ3Mtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNS0yNV9fMC0zLTQ0Lm1wMyJ9.mp3" length="86027015" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/e76ffc78-e589-4d1c-b835-5a2e2ae34a69/episodes/7b85ba85-2394-4717-8c7c-d7e668da6018/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The conversation delves into the changes in hotel loyalty programs, the impact on points and free night certificates, and the value of hotel co-branded credit cards. It provides an overview of Hyatt, Marriott, Hilton, and IHG programs, highlighting the benefits and changes in each. Additionally, it discusses the transferable points ecosystem and the significance of understanding the value of hotel co-branded credit cards.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Hotel loyalty programs have undergone significant changes, impacting the value of points and free night certificates.&lt;/li&gt;&lt;li&gt;Understanding the benefits and value of hotel co-branded credit cards is essential for maximizing rewards and benefits.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Points Rookie Card Match Tool&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://pointsrookie.com/card-match-tool&quot; target=&quot;_blank&quot;&gt;https://pointsrookie.com/card-match-tool&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Buy Lane a Coffee to keep him Fueled&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://buymeacoffee.com/pointsrookie&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://buymeacoffee.com/pointsrookie&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Capital One Venture or Venture X&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://i.capitalone.com/J4S3xG61i&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://i.capitalone.com/J4S3xG61i&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt; &lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chase Sapphire Preferred and Reserve&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.referyourchasecard.com/19u/EK6U3QE3IJ&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://www.referyourchasecard.com/19u/EK6U3QE3IJ&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt; &lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;American Express&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;amp;xl=cp108t&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;amp;xl=cp108t&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Hyatt Changes and Impact&lt;/li&gt;&lt;li&gt;05:14 Marriott Bonvoy Changes and Benefits&lt;/li&gt;&lt;li&gt;14:23 Hilton Honors Program and Credit Cards&lt;/li&gt;&lt;li&gt;35:54 IHG Rewards Program and Credit Cards&lt;/li&gt;&lt;li&gt;43:32 Wyndham Rewards and Choice Privileges&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:44:48</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/e76ffc78-e589-4d1c-b835-5a2e2ae34a69/logos/9443d1d6-805c-4b90-8bd1-eb93f31a26a3.png"/><itunes:season>1</itunes:season><itunes:episode>10</itunes:episode><itunes:title>Ep 10- Stop Paying for Hotels, Seriously</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 9- 33 Day Honeymoon- Points Rookie+Revolutionizing Your Journey]]></title><description><![CDATA[<p>The conversation explores the revolutionizing impact of travel rewards through points and miles, highlighting the accessibility of luxury travel and the financial impact of utilizing points for a 33-day honeymoon. It delves into the mindset shift in travel through intentional financial planning and the intersection of wealth management and travel rewards, emphasizing the value of living with intentionality in travel experiences. The conversation covers a range of topics related to points and miles, including setting boundaries for family-friendly content, proud redemption experiences, starting with points and miles, beginner mistakes and right choices, rapid-fire questions, and future plans for the podcast. Key takeaways include starting with a points currency like Chase, redeeming points for experiences, using points efficiently, and the best travel advice received.</p><p></p><p>Takeaways</p><ul><li>Travel revolution through points</li><li>Intentional travel and financial planning Start with a points currency like Chase</li><li>Redeem points for experiences, not just value</li><li>Use points efficiently, avoid statement credits and gift cards</li><li>Favorite airport: Singapore</li><li>Preferred travel item: Ray-Ban with transition lenses</li><li>Underrated points program: Citi</li><li>Travel splurge: diving with bull sharks</li><li>Best travel advice: travel, your money will return, your time won't</li></ul><p><b>Points Rookie Card Match Tool</b></p><p><a rel="noopener noreferrer nofollow" href="https://pointsrookie.com/card-match-tool" target="_blank">https://pointsrookie.com/card-match-tool</a></p><p><br /></p><p><b>Buy Lane a Coffee to keep him Fueled</b></p><p><a rel="noopener noreferrer nofollow" href="https://buymeacoffee.com/pointsrookie" target="_blank"><b>https://buymeacoffee.com/pointsrookie</b></a></p><p><br /></p><p><b>Capital One Venture or Venture X</b></p><p><a rel="noopener noreferrer nofollow" href="https://i.capitalone.com/J4S3xG61i" target="_blank"><b>https://i.capitalone.com/J4S3xG61i</b></a></p><p><b> </b></p><p><b>Chase Sapphire Preferred and Reserve</b></p><p><a rel="noopener noreferrer nofollow" href="https://www.referyourchasecard.com/19u/EK6U3QE3IJ" target="_blank"><b>https://www.referyourchasecard.com/19u/EK6U3QE3IJ</b></a></p><p><b> </b></p><p><b>American Express</b></p><p><a rel="noopener noreferrer nofollow" href="https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;xl=cp108t" target="_blank"><b>https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;xl=cp108t</b></a></p><p><br /></p><p>Chapters</p><ul><li>00:00 Revolutionizing Travel with Points</li><li>13:53 Intentional Travel and Financial Planning</li><li>22:13 Living with Intentionality</li><li>01:04:29 Future Plans and Guests for the Podcast</li></ul>]]></description><guid isPermaLink="false">58f2e13a-57b4-4ac4-9fb9-3c9d6a2ec119</guid><dc:creator><![CDATA[Lane Walberg]]></dc:creator><pubDate>Mon, 11 May 2026 08:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/44f1ed44fca44a6679fcdbb7ab54e8f1a81fa4d9271fdd2f145b3e0652b8ca16/eyJlcGlzb2RlSWQiOiI1OGYyZTEzYS01N2I0LTRhYzQtOWZiOS0zYzlkNmEyZWMxMTkiLCJwb2RjYXN0SWQiOiJlNzZmZmM3OC1lNTg5LTRkMWMtYjgzNS01YTJlMmFlMzRhNjkiLCJhY2NvdW50SWQiOiI2OGY0MDgyNGExOWVkYzQ3MjBjNGE4NTkiLCJwYXRoIjoibWVkaWEvY2xpcHMvNmEwMTBmNjQ1ZDcxNGQxMDQxZTc2MmVjL2xhbmUtd2FsYmVyZ3Mtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNS0xMV9fMS02LTEyLm1wMyJ9.mp3" length="121026081" type="audio/mpeg"/><itunes:summary>&lt;p&gt;The conversation explores the revolutionizing impact of travel rewards through points and miles, highlighting the accessibility of luxury travel and the financial impact of utilizing points for a 33-day honeymoon. It delves into the mindset shift in travel through intentional financial planning and the intersection of wealth management and travel rewards, emphasizing the value of living with intentionality in travel experiences. The conversation covers a range of topics related to points and miles, including setting boundaries for family-friendly content, proud redemption experiences, starting with points and miles, beginner mistakes and right choices, rapid-fire questions, and future plans for the podcast. Key takeaways include starting with a points currency like Chase, redeeming points for experiences, using points efficiently, and the best travel advice received.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Travel revolution through points&lt;/li&gt;&lt;li&gt;Intentional travel and financial planning Start with a points currency like Chase&lt;/li&gt;&lt;li&gt;Redeem points for experiences, not just value&lt;/li&gt;&lt;li&gt;Use points efficiently, avoid statement credits and gift cards&lt;/li&gt;&lt;li&gt;Favorite airport: Singapore&lt;/li&gt;&lt;li&gt;Preferred travel item: Ray-Ban with transition lenses&lt;/li&gt;&lt;li&gt;Underrated points program: Citi&lt;/li&gt;&lt;li&gt;Travel splurge: diving with bull sharks&lt;/li&gt;&lt;li&gt;Best travel advice: travel, your money will return, your time won&apos;t&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;b&gt;Points Rookie Card Match Tool&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://pointsrookie.com/card-match-tool&quot; target=&quot;_blank&quot;&gt;https://pointsrookie.com/card-match-tool&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Buy Lane a Coffee to keep him Fueled&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://buymeacoffee.com/pointsrookie&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://buymeacoffee.com/pointsrookie&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Capital One Venture or Venture X&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://i.capitalone.com/J4S3xG61i&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://i.capitalone.com/J4S3xG61i&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt; &lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chase Sapphire Preferred and Reserve&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.referyourchasecard.com/19u/EK6U3QE3IJ&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://www.referyourchasecard.com/19u/EK6U3QE3IJ&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt; &lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;American Express&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;amp;xl=cp108t&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;amp;xl=cp108t&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Revolutionizing Travel with Points&lt;/li&gt;&lt;li&gt;13:53 Intentional Travel and Financial Planning&lt;/li&gt;&lt;li&gt;22:13 Living with Intentionality&lt;/li&gt;&lt;li&gt;01:04:29 Future Plans and Guests for the Podcast&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>01:03:02</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/e76ffc78-e589-4d1c-b835-5a2e2ae34a69/logos/9443d1d6-805c-4b90-8bd1-eb93f31a26a3.png"/><itunes:season>1</itunes:season><itunes:episode>9</itunes:episode><itunes:title>Ep 9- 33 Day Honeymoon- Points Rookie+Revolutionizing Your Journey</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 8- Don't Book Another Hotel Room Until You Hear This]]></title><description><![CDATA[<p>Lane discusses the dilemma of planning a trip to New York City, the importance of understanding hotel transfer partners, exploring hotel loyalty programs, co-branded hotel cards, Hyatt's award chart changes, and finding/booking hotel awards.</p><p></p><p>Takeaways</p><ul><li>Understanding hotel transfer partners is crucial for maximizing the value of credit card points.</li><li>Co-branded hotel cards count towards the Chase 5/24 rule and should be considered after building a flexible points ecosystem.</li><li>Hyatt's upcoming award chart changes highlight the importance of booking stays before the changes take effect.<p></p></li></ul><p><b>Points Rookie Card Match Tool</b></p><p><a rel="noopener noreferrer nofollow" href="https://pointsrookie.com/card-match-tool" target="_blank">https://pointsrookie.com/card-match-tool</a></p><p><br /></p><p><b>Buy Lane a Coffee to keep him Fueled</b></p><p><a rel="noopener noreferrer nofollow" href="https://buymeacoffee.com/pointsrookie" target="_blank"><b>https://buymeacoffee.com/pointsrookie</b></a></p><p><br /></p><p><b>Capital One Venture or Venture X</b></p><p><a rel="noopener noreferrer nofollow" href="https://i.capitalone.com/J4S3xG61i" target="_blank"><b>https://i.capitalone.com/J4S3xG61i</b></a></p><p><b> </b></p><p><b>Chase Sapphire Preferred and Reserve</b></p><p><a rel="noopener noreferrer nofollow" href="https://www.referyourchasecard.com/19u/EK6U3QE3IJ" target="_blank"><b>https://www.referyourchasecard.com/19u/EK6U3QE3IJ</b></a></p><p><b> </b></p><p><b>American Express</b></p><p><a rel="noopener noreferrer nofollow" href="https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;xl=cp108t" target="_blank"><b>https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;xl=cp108t</b></a></p><p><br /></p><p>Chapters</p><ul><li>00:00 The New York City Trip Dilemma</li><li>06:26 Exploring Hotel Loyalty Programs</li><li>23:04 Co-Branded Hotel Cards and Chase 5/24 Rule</li><li>29:31 Hyatt's Award Chart Changes</li><li>37:08 Finding and Booking Hotel Awards</li></ul>]]></description><guid isPermaLink="false">d801f195-edeb-4ac6-80d3-6d50e95c348e</guid><dc:creator><![CDATA[Lane Walberg]]></dc:creator><pubDate>Mon, 27 Apr 2026 08:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/63f0c2196c3de48fcaefd1ad7ed187ee4f8729cfe07424f18aef88c5e0f6f76c/eyJlcGlzb2RlSWQiOiJkODAxZjE5NS1lZGViLTRhYzYtODBkMy02ZDUwZTk1YzM0OGUiLCJwb2RjYXN0SWQiOiJlNzZmZmM3OC1lNTg5LTRkMWMtYjgzNS01YTJlMmFlMzRhNjkiLCJhY2NvdW50SWQiOiI2OGY0MDgyNGExOWVkYzQ3MjBjNGE4NTkiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjllZThkYzFhNWMzM2Y5MmE0ZjU4ZWUzL2xhbmUtd2FsYmVyZ3Mtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNC0yN19fMC0xMi0xNy5tcDMifQ==.mp3" length="85659210" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/e76ffc78-e589-4d1c-b835-5a2e2ae34a69/episodes/d801f195-edeb-4ac6-80d3-6d50e95c348e/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;Lane discusses the dilemma of planning a trip to New York City, the importance of understanding hotel transfer partners, exploring hotel loyalty programs, co-branded hotel cards, Hyatt&apos;s award chart changes, and finding/booking hotel awards.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Understanding hotel transfer partners is crucial for maximizing the value of credit card points.&lt;/li&gt;&lt;li&gt;Co-branded hotel cards count towards the Chase 5/24 rule and should be considered after building a flexible points ecosystem.&lt;/li&gt;&lt;li&gt;Hyatt&apos;s upcoming award chart changes highlight the importance of booking stays before the changes take effect.&lt;p&gt;&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;b&gt;Points Rookie Card Match Tool&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://pointsrookie.com/card-match-tool&quot; target=&quot;_blank&quot;&gt;https://pointsrookie.com/card-match-tool&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Buy Lane a Coffee to keep him Fueled&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://buymeacoffee.com/pointsrookie&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://buymeacoffee.com/pointsrookie&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Capital One Venture or Venture X&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://i.capitalone.com/J4S3xG61i&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://i.capitalone.com/J4S3xG61i&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt; &lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chase Sapphire Preferred and Reserve&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.referyourchasecard.com/19u/EK6U3QE3IJ&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://www.referyourchasecard.com/19u/EK6U3QE3IJ&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt; &lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;American Express&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;amp;xl=cp108t&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;amp;xl=cp108t&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 The New York City Trip Dilemma&lt;/li&gt;&lt;li&gt;06:26 Exploring Hotel Loyalty Programs&lt;/li&gt;&lt;li&gt;23:04 Co-Branded Hotel Cards and Chase 5/24 Rule&lt;/li&gt;&lt;li&gt;29:31 Hyatt&apos;s Award Chart Changes&lt;/li&gt;&lt;li&gt;37:08 Finding and Booking Hotel Awards&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:44:37</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/e76ffc78-e589-4d1c-b835-5a2e2ae34a69/logos/9443d1d6-805c-4b90-8bd1-eb93f31a26a3.png"/><itunes:season>1</itunes:season><itunes:episode>8</itunes:episode><itunes:title>Ep 8- Don&apos;t Book Another Hotel Room Until You Hear This</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 7- Transfer Partners- The cheat code banks won't tell you]]></title><description><![CDATA[<p>The podcast episode explores the concepts of transfer partners and travel portals, highlighting the value of transfer partners in maximizing the value of credit card points. It also emphasizes the limitations of travel portals and the importance of responsible credit card usage. The episode provides insights into card selection, confirming availability, understanding card sign-up bonuses, and the ecosystem of transferable points. Additionally, it discusses transfer bonuses and strategy for maximizing point value.</p><p></p><p><b>Points Rookie Card Match Tool</b></p><p><a rel="noopener noreferrer nofollow" href="https://pointsrookie.com/card-match-tool" target="_blank">https://pointsrookie.com/card-match-tool</a></p><p><br /></p><p><b>Buy Lane a Coffee to keep him Fueled</b></p><p><a rel="noopener noreferrer nofollow" href="https://buymeacoffee.com/pointsrookie" target="_blank"><b>https://buymeacoffee.com/pointsrookie</b></a></p><p><br /></p><p><b>Capital One Venture or Venture X</b></p><p><a rel="noopener noreferrer nofollow" href="https://i.capitalone.com/J4S3xG61i" target="_blank"><b>https://i.capitalone.com/J4S3xG61i</b></a></p><p><b> </b></p><p><b>Chase Sapphire Preferred and Reserve</b></p><p><a rel="noopener noreferrer nofollow" href="https://www.referyourchasecard.com/19u/EK6U3QE3IJ" target="_blank"><b>https://www.referyourchasecard.com/19u/EK6U3QE3IJ</b></a></p><p><b> </b></p><p><b>American Express</b></p><p><a rel="noopener noreferrer nofollow" href="https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;xl=cp108t" target="_blank"><b>https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;xl=cp108t</b></a></p><p><br /></p><p></p><p></p><p></p><p>Takeaways</p><ul><li>Transfer Partners</li><li>Travel Portals</li></ul><p></p><p>Chapters</p><ul><li>00:00 The Power of Transfer Partners</li><li>08:27 The Value of Transfer Partners</li><li>13:39 Comparing Point Values</li><li>24:46 Ecosystem of Transferable Points</li><li>31:01 Transfer Bonuses and Strategy</li></ul>]]></description><guid isPermaLink="false">c2daab95-9b72-4ee0-a1d3-46b2d74795b5</guid><dc:creator><![CDATA[Lane Walberg]]></dc:creator><pubDate>Mon, 13 Apr 2026 08:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/9617c5af626629ec5acc428a87e192f11ae4c984e1b507571cac6d26727fa7c5/eyJlcGlzb2RlSWQiOiJjMmRhYWI5NS05YjcyLTRlZTAtYTFkMy00NmIyZDc0Nzk1YjUiLCJwb2RjYXN0SWQiOiJlNzZmZmM3OC1lNTg5LTRkMWMtYjgzNS01YTJlMmFlMzRhNjkiLCJhY2NvdW50SWQiOiI2OGY0MDgyNGExOWVkYzQ3MjBjNGE4NTkiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjlkYmU0MzA4ZTU3ZWFiZGZhNTAyNzRjL2xhbmUtd2FsYmVyZ3Mtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtNC0xMl9fMjAtMjctNTkubXAzIn0=.mp3" length="43092157" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/e76ffc78-e589-4d1c-b835-5a2e2ae34a69/episodes/c2daab95-9b72-4ee0-a1d3-46b2d74795b5/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The podcast episode explores the concepts of transfer partners and travel portals, highlighting the value of transfer partners in maximizing the value of credit card points. It also emphasizes the limitations of travel portals and the importance of responsible credit card usage. The episode provides insights into card selection, confirming availability, understanding card sign-up bonuses, and the ecosystem of transferable points. Additionally, it discusses transfer bonuses and strategy for maximizing point value.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Points Rookie Card Match Tool&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://pointsrookie.com/card-match-tool&quot; target=&quot;_blank&quot;&gt;https://pointsrookie.com/card-match-tool&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Buy Lane a Coffee to keep him Fueled&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://buymeacoffee.com/pointsrookie&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://buymeacoffee.com/pointsrookie&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Capital One Venture or Venture X&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://i.capitalone.com/J4S3xG61i&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://i.capitalone.com/J4S3xG61i&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt; &lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chase Sapphire Preferred and Reserve&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.referyourchasecard.com/19u/EK6U3QE3IJ&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://www.referyourchasecard.com/19u/EK6U3QE3IJ&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt; &lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;American Express&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;amp;xl=cp108t&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;amp;xl=cp108t&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Transfer Partners&lt;/li&gt;&lt;li&gt;Travel Portals&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 The Power of Transfer Partners&lt;/li&gt;&lt;li&gt;08:27 The Value of Transfer Partners&lt;/li&gt;&lt;li&gt;13:39 Comparing Point Values&lt;/li&gt;&lt;li&gt;24:46 Ecosystem of Transferable Points&lt;/li&gt;&lt;li&gt;31:01 Transfer Bonuses and Strategy&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:29:55</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/e76ffc78-e589-4d1c-b835-5a2e2ae34a69/logos/9443d1d6-805c-4b90-8bd1-eb93f31a26a3.png"/><itunes:season>1</itunes:season><itunes:episode>7</itunes:episode><itunes:title>Ep 7- Transfer Partners- The cheat code banks won&apos;t tell you</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 6- 3 Reasons to Use the Bank Travel Portal(And 3 Traps)]]></title><description><![CDATA[<p>The episode introduces the concept of the bank travel portal and emphasizes the importance of understanding when to use it. It highlights the beginner traps and the significance of making the right move in the points and miles game.</p><p></p><p><b>Points Rookie Card Match Tool</b></p><p><a rel="noopener noreferrer nofollow" href="https://pointsrookie.com/card-match-tool" target="_blank">https://pointsrookie.com/card-match-tool</a></p><p><br /></p><p><b>Buy Lane a Coffee to keep him Fueled</b></p><p><a rel="noopener noreferrer nofollow" href="https://buymeacoffee.com/pointsrookie" target="_blank"><b>https://buymeacoffee.com/pointsrookie</b></a></p><p><br /></p><p><b>Capital One Venture or Venture X</b></p><p><a rel="noopener noreferrer nofollow" href="https://i.capitalone.com/J4S3xG61i" target="_blank"><b>https://i.capitalone.com/J4S3xG61i</b></a></p><p><b> </b></p><p><b>Chase Sapphire Preferred and Reserve</b></p><p><a rel="noopener noreferrer nofollow" href="https://www.referyourchasecard.com/19u/EK6U3QE3IJ" target="_blank"><b>https://www.referyourchasecard.com/19u/EK6U3QE3IJ</b></a></p><p><b> </b></p><p><b>American Express</b></p><p><a rel="noopener noreferrer nofollow" href="https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;xl=cp108t" target="_blank"><b>https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;xl=cp108t</b></a></p><p><br /></p><p></p><p>Takeaways</p><ul><li>Understanding the bank travel portal</li><li>When to use the bank travel portal</li></ul><p></p><p>Chapters</p><ul><li>00:00 Introduction to the Bank Travel Portal</li></ul>]]></description><guid isPermaLink="false">b03b2081-4255-48c2-9e8d-e4118bb80b12</guid><dc:creator><![CDATA[Lane Walberg]]></dc:creator><pubDate>Mon, 30 Mar 2026 08:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/8920a80085fac2177e4f82903e89617aef7edb9fdacd8019a34262e034300157/eyJlcGlzb2RlSWQiOiJiMDNiMjA4MS00MjU1LTQ4YzItOWU4ZC1lNDExOGJiODBiMTIiLCJwb2RjYXN0SWQiOiJlNzZmZmM3OC1lNTg5LTRkMWMtYjgzNS01YTJlMmFlMzRhNjkiLCJhY2NvdW50SWQiOiI2OGY0MDgyNGExOWVkYzQ3MjBjNGE4NTkiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjljOTNjYjEyZGJhMjAwZjVlMDRmMzJkL2xhbmUtd2FsYmVyZ3Mtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtMy0yOV9fMTYtNTItMzMubXAzIn0=.mp3" length="36060412" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/e76ffc78-e589-4d1c-b835-5a2e2ae34a69/episodes/b03b2081-4255-48c2-9e8d-e4118bb80b12/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The episode introduces the concept of the bank travel portal and emphasizes the importance of understanding when to use it. It highlights the beginner traps and the significance of making the right move in the points and miles game.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Points Rookie Card Match Tool&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://pointsrookie.com/card-match-tool&quot; target=&quot;_blank&quot;&gt;https://pointsrookie.com/card-match-tool&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Buy Lane a Coffee to keep him Fueled&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://buymeacoffee.com/pointsrookie&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://buymeacoffee.com/pointsrookie&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Capital One Venture or Venture X&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://i.capitalone.com/J4S3xG61i&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://i.capitalone.com/J4S3xG61i&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt; &lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chase Sapphire Preferred and Reserve&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.referyourchasecard.com/19u/EK6U3QE3IJ&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://www.referyourchasecard.com/19u/EK6U3QE3IJ&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt; &lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;American Express&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;amp;xl=cp108t&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;amp;xl=cp108t&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Understanding the bank travel portal&lt;/li&gt;&lt;li&gt;When to use the bank travel portal&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Introduction to the Bank Travel Portal&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:25:02</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/e76ffc78-e589-4d1c-b835-5a2e2ae34a69/logos/9443d1d6-805c-4b90-8bd1-eb93f31a26a3.png"/><itunes:season>1</itunes:season><itunes:episode>6</itunes:episode><itunes:title>Ep 6- 3 Reasons to Use the Bank Travel Portal(And 3 Traps)</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 5- 7 Rookie Mistakes you must avoid]]></title><description><![CDATA[<p>The podcast episode discusses common rookie mistakes in the points and miles game, providing insights and strategies to avoid these mistakes. It covers topics such as understanding travel portals and transfer partners, pacing and planning, minimum spend, avoiding interest, concentration of points, and the most important rule in the points and miles game.</p><p></p><p>Buy Lane a Coffee to keep him Fueled</p><p><a rel="noopener noreferrer nofollow" href="https://buymeacoffee.com/pointsrookie" target="_blank"><b>https://buymeacoffee.com/pointsrookie</b></a></p><p></p><p><b>Capital One Venture or Venture X</b></p><p><a rel="noopener noreferrer nofollow" href="https://i.capitalone.com/J4S3xG61i" target="_blank">https://i.capitalone.com/J4S3xG61i</a></p><p> </p><p><b>Chase Sapphire Preferred and Reserve</b></p><p><a rel="noopener noreferrer nofollow" href="https://www.referyourchasecard.com/19u/EK6U3QE3IJ" target="_blank">https://www.referyourchasecard.com/19u/EK6U3QE3IJ</a></p><p> </p><p><b>American Express</b></p><p><a rel="noopener noreferrer nofollow" href="https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;xl=cp108t" target="_blank">https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;xl=cp108t</a></p><p><br /></p><p>Takeaways</p><ul><li>Points and miles game mistakes</li><li>Avoiding common rookie mistakes</li></ul><p></p><p>Chapters</p><ul><li>00:00 Introduction to Points and Miles Game</li><li>09:43 Understanding Travel Portals and Transfer Partners</li><li>15:40 Concentration of Points and Scattering Points Everywhere</li></ul>]]></description><guid isPermaLink="false">72fcf330-6747-4e52-ab6f-64d519f33299</guid><dc:creator><![CDATA[Lane Walberg]]></dc:creator><pubDate>Mon, 16 Mar 2026 08:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/d70070d883853bc9c619a7addd250bb092a89439fafbd5c0caf03f91d77f6399/eyJlcGlzb2RlSWQiOiI3MmZjZjMzMC02NzQ3LTRlNTItYWI2Zi02NGQ1MTlmMzMyOTkiLCJwb2RjYXN0SWQiOiJlNzZmZmM3OC1lNTg5LTRkMWMtYjgzNS01YTJlMmFlMzRhNjkiLCJhY2NvdW50SWQiOiI2OGY0MDgyNGExOWVkYzQ3MjBjNGE4NTkiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjliNmRjYzkwODJmY2IwYWFhMGNmMjFkL2xhbmUtd2FsYmVyZ3Mtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtMy0xNV9fMTctMjItMzMubXAzIn0=.mp3" length="32488115" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/e76ffc78-e589-4d1c-b835-5a2e2ae34a69/episodes/72fcf330-6747-4e52-ab6f-64d519f33299/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;The podcast episode discusses common rookie mistakes in the points and miles game, providing insights and strategies to avoid these mistakes. It covers topics such as understanding travel portals and transfer partners, pacing and planning, minimum spend, avoiding interest, concentration of points, and the most important rule in the points and miles game.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Buy Lane a Coffee to keep him Fueled&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://buymeacoffee.com/pointsrookie&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://buymeacoffee.com/pointsrookie&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Capital One Venture or Venture X&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://i.capitalone.com/J4S3xG61i&quot; target=&quot;_blank&quot;&gt;https://i.capitalone.com/J4S3xG61i&lt;/a&gt;&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;&lt;b&gt;Chase Sapphire Preferred and Reserve&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.referyourchasecard.com/19u/EK6U3QE3IJ&quot; target=&quot;_blank&quot;&gt;https://www.referyourchasecard.com/19u/EK6U3QE3IJ&lt;/a&gt;&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;&lt;b&gt;American Express&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;amp;xl=cp108t&quot; target=&quot;_blank&quot;&gt;https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;amp;xl=cp108t&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Points and miles game mistakes&lt;/li&gt;&lt;li&gt;Avoiding common rookie mistakes&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Introduction to Points and Miles Game&lt;/li&gt;&lt;li&gt;09:43 Understanding Travel Portals and Transfer Partners&lt;/li&gt;&lt;li&gt;15:40 Concentration of Points and Scattering Points Everywhere&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:22:34</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/e76ffc78-e589-4d1c-b835-5a2e2ae34a69/logos/9443d1d6-805c-4b90-8bd1-eb93f31a26a3.png"/><itunes:season>1</itunes:season><itunes:episode>5</itunes:episode><itunes:title>Ep 5- 7 Rookie Mistakes you must avoid</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 4- Earn 2-4X points with Player 2]]></title><description><![CDATA[<p>The conversation explores the significance of having a 'Player Two' in the points and miles strategy, the process of earning and using points, and the journey of overcoming hesitation and uncertainty. Mary Kate's perspective as a 'Player Two' provides valuable insights into the dynamics of the partnership and the transformative impact of the points and miles strategy.</p><p></p><p><a rel="noopener noreferrer nofollow" href="https://buymeacoffee.com/pointsrookie" target="_blank"><b>https://buymeacoffee.com/pointsrookie</b></a></p><p></p><p><b>Capital One Venture or Venture X</b></p><p><a rel="noopener noreferrer nofollow" href="https://i.capitalone.com/J4S3xG61i" target="_blank">https://i.capitalone.com/J4S3xG61i</a></p><p> </p><p><b>Chase Sapphire Preferred or Reserve</b></p><p><a rel="noopener noreferrer nofollow" href="https://www.referyourchasecard.com/19u/EK6U3QE3IJ" target="_blank">https://www.referyourchasecard.com/19u/EK6U3QE3IJ</a></p><p> </p><p><b>American Express Gold</b></p><p><a rel="noopener noreferrer nofollow" href="https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;xl=cp108t" target="_blank">https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;xl=cp108t</a></p><p><br /></p><p>Takeaways</p><ul><li>Player Two Partnership</li><li>Earning and Using Points</li><li>Overcoming Hesitation</li></ul><p></p><p>Chapters</p><ul><li>00:00 Overcoming Hesitation</li></ul>]]></description><guid isPermaLink="false">d99f3818-e700-4fa7-946c-5548a9f84073</guid><dc:creator><![CDATA[Lane Walberg]]></dc:creator><pubDate>Mon, 02 Mar 2026 09:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/3c22d2bf8b76bb80f41ee08096cecf0a355e6afc0980f77b138281c6706ce449/eyJlcGlzb2RlSWQiOiJkOTlmMzgxOC1lNzAwLTRmYTctOTQ2Yy01NTQ4YTlmODQwNzMiLCJwb2RjYXN0SWQiOiJlNzZmZmM3OC1lNTg5LTRkMWMtYjgzNS01YTJlMmFlMzRhNjkiLCJhY2NvdW50SWQiOiI2OGY0MDgyNGExOWVkYzQ3MjBjNGE4NTkiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk5Y2Y3NzMwN2JjNTQzNjdjYmExMzNkL2xhbmUtd2FsYmVyZ3Mtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtMi0yNF9fMS01Ny0yMy5tcDMifQ==.mp3" length="35081134" type="audio/mpeg"/><itunes:summary>&lt;p&gt;The conversation explores the significance of having a &apos;Player Two&apos; in the points and miles strategy, the process of earning and using points, and the journey of overcoming hesitation and uncertainty. Mary Kate&apos;s perspective as a &apos;Player Two&apos; provides valuable insights into the dynamics of the partnership and the transformative impact of the points and miles strategy.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://buymeacoffee.com/pointsrookie&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://buymeacoffee.com/pointsrookie&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Capital One Venture or Venture X&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://i.capitalone.com/J4S3xG61i&quot; target=&quot;_blank&quot;&gt;https://i.capitalone.com/J4S3xG61i&lt;/a&gt;&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;&lt;b&gt;Chase Sapphire Preferred or Reserve&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.referyourchasecard.com/19u/EK6U3QE3IJ&quot; target=&quot;_blank&quot;&gt;https://www.referyourchasecard.com/19u/EK6U3QE3IJ&lt;/a&gt;&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;&lt;b&gt;American Express Gold&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;amp;xl=cp108t&quot; target=&quot;_blank&quot;&gt;https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;amp;xl=cp108t&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Player Two Partnership&lt;/li&gt;&lt;li&gt;Earning and Using Points&lt;/li&gt;&lt;li&gt;Overcoming Hesitation&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Overcoming Hesitation&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:24:22</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/e76ffc78-e589-4d1c-b835-5a2e2ae34a69/logos/9443d1d6-805c-4b90-8bd1-eb93f31a26a3.png"/><itunes:season>1</itunes:season><itunes:episode>4</itunes:episode><itunes:title>Ep 4- Earn 2-4X points with Player 2</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Bonus Episode- Points and Miles Language Translated]]></title><description><![CDATA[<p>In this episode, Lane Walberg decodes the language of points and miles, emphasizing the importance of understanding the terminology for making informed travel decisions. The episode covers the significance of real-life choices in travel, the benefits of the American Express Platinum card, and a comprehensive breakdown of terms, acronyms, slang, and strategy in the points and miles world.</p><p></p><p><a rel="noopener noreferrer nofollow" href="https://buymeacoffee.com/pointsrookie" target="_blank"><b>https://buymeacoffee.com/pointsrookie</b></a></p><p></p><p><b>Capital One Venture or Venture X</b></p><p><a rel="noopener noreferrer nofollow" href="https://i.capitalone.com/J4S3xG61i" target="_blank">https://i.capitalone.com/J4S3xG61i</a></p><p> </p><p>Chase Sapphire and Reserve</p><p><a rel="noopener noreferrer nofollow" href="https://www.referyourchasecard.com/19u/EK6U3QE3IJ" target="_blank">https://www.referyourchasecard.com/19u/EK6U3QE3IJ</a></p><p> </p><p>Amex</p><p><a rel="noopener noreferrer nofollow" href="https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;xl=cp108t" target="_blank">https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;xl=cp108t</a></p><p><br /></p><p>Takeaways</p><ul><li>Understanding the language of points and miles is essential for making informed decisions.</li><li>The language of points and miles helps travelers strategize and make decisions that fit their real-life travel needs.</li></ul><p></p><p>Chapters</p><ul><li>00:00 Slang and Strategy Terms</li></ul>]]></description><guid isPermaLink="false">1f46ce7b-4ed8-40fb-8ba3-4ae22ddc20ef</guid><dc:creator><![CDATA[Lane Walberg]]></dc:creator><pubDate>Mon, 23 Feb 2026 09:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/f310d5b7e39883ebce7f5ea4fe85d626b15def363f611d844dba5d3e1161dd9f/eyJlcGlzb2RlSWQiOiIxZjQ2Y2U3Yi00ZWQ4LTQwZmItOGJhMy00YWUyMmRkYzIwZWYiLCJwb2RjYXN0SWQiOiJlNzZmZmM3OC1lNTg5LTRkMWMtYjgzNS01YTJlMmFlMzRhNjkiLCJhY2NvdW50SWQiOiI2OGY0MDgyNGExOWVkYzQ3MjBjNGE4NTkiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk5YTA3M2JkYTdlMjA5YTQ2YTJkMmJmL2xhbmUtd2FsYmVyZ3Mtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtMi0yMV9fMjAtMjctNTUubXAzIn0=.mp3" length="22098486" type="audio/mpeg"/><itunes:summary>&lt;p&gt;In this episode, Lane Walberg decodes the language of points and miles, emphasizing the importance of understanding the terminology for making informed travel decisions. The episode covers the significance of real-life choices in travel, the benefits of the American Express Platinum card, and a comprehensive breakdown of terms, acronyms, slang, and strategy in the points and miles world.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://buymeacoffee.com/pointsrookie&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://buymeacoffee.com/pointsrookie&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Capital One Venture or Venture X&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://i.capitalone.com/J4S3xG61i&quot; target=&quot;_blank&quot;&gt;https://i.capitalone.com/J4S3xG61i&lt;/a&gt;&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Chase Sapphire and Reserve&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.referyourchasecard.com/19u/EK6U3QE3IJ&quot; target=&quot;_blank&quot;&gt;https://www.referyourchasecard.com/19u/EK6U3QE3IJ&lt;/a&gt;&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Amex&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;amp;xl=cp108t&quot; target=&quot;_blank&quot;&gt;https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;amp;xl=cp108t&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Understanding the language of points and miles is essential for making informed decisions.&lt;/li&gt;&lt;li&gt;The language of points and miles helps travelers strategize and make decisions that fit their real-life travel needs.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Slang and Strategy Terms&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:15:21</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/e76ffc78-e589-4d1c-b835-5a2e2ae34a69/logos/9443d1d6-805c-4b90-8bd1-eb93f31a26a3.png"/><itunes:season>1</itunes:season><itunes:episode>4</itunes:episode><itunes:title>Bonus Episode- Points and Miles Language Translated</itunes:title><itunes:episodeType>bonus</itunes:episodeType></item><item><title><![CDATA[Ep 3- Credit Scores to unlock Points and Miles]]></title><description><![CDATA[<p>The conversation delves into the importance of credit score, factors affecting credit score, real-life examples of credit card usage, monitoring and protecting credit, improving credit score, busting credit score myths, understanding credit card acceptance, key factors in credit score, and an action plan for managing credit effectively.</p><p></p><p><a rel="noopener noreferrer nofollow" href="https://buymeacoffee.com/pointsrookie" target="_blank"><b>https://buymeacoffee.com/pointsrookie</b></a></p><p></p><p><b>Capital One Venture or Venture X</b></p><p><a rel="noopener noreferrer nofollow" href="https://i.capitalone.com/J4S3xG61i" target="_blank">https://i.capitalone.com/J4S3xG61i</a></p><p> </p><p><b>Chase Sapphire Preferred or Reserve</b></p><p><a rel="noopener noreferrer nofollow" href="https://www.referyourchasecard.com/19u/EK6U3QE3IJ" target="_blank">https://www.referyourchasecard.com/19u/EK6U3QE3IJ</a></p><p> </p><p><b>American Express Gold</b></p><p><a rel="noopener noreferrer nofollow" href="https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;xl=cp108t" target="_blank">https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;xl=cp108t</a></p><p><br /></p><p></p><p>Takeaways</p><ul><li>Credit score is crucial for travel rewards</li><li>Payment history and credit utilization are key factors in credit score</li></ul><p></p><p>Chapters</p><ul><li>00:00 The Importance of Credit Score</li><li>05:46 Monitoring and Protecting Your Credit</li><li>14:02 Understanding Credit Card Acceptance</li></ul>]]></description><guid isPermaLink="false">c8e5ae67-34f7-4598-a7c3-4843baad6e5e</guid><dc:creator><![CDATA[Lane Walberg]]></dc:creator><pubDate>Mon, 16 Feb 2026 09:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/d2ca04ee09894cd61de1f127a75774b64b6888ba4f640eedd43c226dacb524ab/eyJlcGlzb2RlSWQiOiJjOGU1YWU2Ny0zNGY3LTQ1OTgtYTdjMy00ODQzYmFhZDZlNWUiLCJwb2RjYXN0SWQiOiJlNzZmZmM3OC1lNTg5LTRkMWMtYjgzNS01YTJlMmFlMzRhNjkiLCJhY2NvdW50SWQiOiI2OGY0MDgyNGExOWVkYzQ3MjBjNGE4NTkiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk5MjRlNGY1OWM1YTdkNDA5NmU3NjUzL2xhbmUtd2FsYmVyZ3Mtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtMi0xNV9fMjMtNTMtMy5tcDMifQ==.mp3" length="26675139" type="audio/mpeg"/><itunes:summary>&lt;p&gt;The conversation delves into the importance of credit score, factors affecting credit score, real-life examples of credit card usage, monitoring and protecting credit, improving credit score, busting credit score myths, understanding credit card acceptance, key factors in credit score, and an action plan for managing credit effectively.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://buymeacoffee.com/pointsrookie&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;https://buymeacoffee.com/pointsrookie&lt;/b&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Capital One Venture or Venture X&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://i.capitalone.com/J4S3xG61i&quot; target=&quot;_blank&quot;&gt;https://i.capitalone.com/J4S3xG61i&lt;/a&gt;&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;&lt;b&gt;Chase Sapphire Preferred or Reserve&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.referyourchasecard.com/19u/EK6U3QE3IJ&quot; target=&quot;_blank&quot;&gt;https://www.referyourchasecard.com/19u/EK6U3QE3IJ&lt;/a&gt;&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;&lt;b&gt;American Express Gold&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;amp;xl=cp108t&quot; target=&quot;_blank&quot;&gt;https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;amp;xl=cp108t&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Credit score is crucial for travel rewards&lt;/li&gt;&lt;li&gt;Payment history and credit utilization are key factors in credit score&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 The Importance of Credit Score&lt;/li&gt;&lt;li&gt;05:46 Monitoring and Protecting Your Credit&lt;/li&gt;&lt;li&gt;14:02 Understanding Credit Card Acceptance&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:18:31</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/e76ffc78-e589-4d1c-b835-5a2e2ae34a69/logos/9443d1d6-805c-4b90-8bd1-eb93f31a26a3.png"/><itunes:season>1</itunes:season><itunes:episode>3</itunes:episode><itunes:title>Ep 3- Credit Scores to unlock Points and Miles</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 2- Your First Travel Card: What to Pick and Why]]></title><description><![CDATA[<p>The conversation covers the importance of choosing the right credit card for maximizing travel rewards, understanding the value of transferable points, and avoiding rookie mistakes in credit card selection. It also provides a framework for choosing the first card and a detailed overview of five recommended credit cards, each catering to different preferences and needs. The discussion concludes with the exciting possibilities offered by sign-up bonuses and the value they bring to travel rewards enthusiasts.</p><p></p><p>Takeaways</p><ul><li>Choosing the right credit card is crucial for maximizing travel rewards.</li><li>Understanding the value of transferable points is essential for beginners.</li></ul><p></p><p>Credit Card Links:</p><p></p><p><b>Capital One Venture or Venture X</b></p><p><a rel="noopener noreferrer nofollow" href="https://i.capitalone.com/J4S3xG61i" target="_blank">https://i.capitalone.com/J4S3xG61i</a></p><p> </p><p><b>Chase Sapphire Reserve or Preferred</b></p><p><a rel="noopener noreferrer nofollow" href="https://www.referyourchasecard.com/19u/EK6U3QE3IJ" target="_blank">https://www.referyourchasecard.com/19u/EK6U3QE3IJ</a></p><p> </p><p><b>American Express Gold</b></p><p><a rel="noopener noreferrer nofollow" href="https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;xl=cp108t" target="_blank">https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;xl=cp108t</a></p><p>Chapters</p><ul><li>00:00 Exciting Possibilities with Sign-Up Bonuses</li></ul>]]></description><guid isPermaLink="false">12fd81ad-86b7-4c07-b12e-88dd3ca8bfbe</guid><dc:creator><![CDATA[Lane Walberg]]></dc:creator><pubDate>Mon, 02 Feb 2026 10:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/6423a17e2aa910bf502ffbfd23cb4efadb7e9a7bf2632ebce748534d01233726/eyJlcGlzb2RlSWQiOiIxMmZkODFhZC04NmI3LTRjMDctYjEyZS04OGRkM2NhOGJmYmUiLCJwb2RjYXN0SWQiOiJlNzZmZmM3OC1lNTg5LTRkMWMtYjgzNS01YTJlMmFlMzRhNjkiLCJhY2NvdW50SWQiOiI2OGY0MDgyNGExOWVkYzQ3MjBjNGE4NTkiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk3OTc2YmUyNTdkYmUxNDBlZWVjMDkzL2xhbmUtd2FsYmVyZ3Mtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtMS0yOF9fMy0zOC01NC5tcDMifQ==.mp3" length="15432002" type="audio/mpeg"/><itunes:summary>&lt;p&gt;The conversation covers the importance of choosing the right credit card for maximizing travel rewards, understanding the value of transferable points, and avoiding rookie mistakes in credit card selection. It also provides a framework for choosing the first card and a detailed overview of five recommended credit cards, each catering to different preferences and needs. The discussion concludes with the exciting possibilities offered by sign-up bonuses and the value they bring to travel rewards enthusiasts.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Choosing the right credit card is crucial for maximizing travel rewards.&lt;/li&gt;&lt;li&gt;Understanding the value of transferable points is essential for beginners.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Credit Card Links:&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Capital One Venture or Venture X&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://i.capitalone.com/J4S3xG61i&quot; target=&quot;_blank&quot;&gt;https://i.capitalone.com/J4S3xG61i&lt;/a&gt;&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;&lt;b&gt;Chase Sapphire Reserve or Preferred&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.referyourchasecard.com/19u/EK6U3QE3IJ&quot; target=&quot;_blank&quot;&gt;https://www.referyourchasecard.com/19u/EK6U3QE3IJ&lt;/a&gt;&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;&lt;b&gt;American Express Gold&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;amp;xl=cp108t&quot; target=&quot;_blank&quot;&gt;https://americanexpress.com/en-us/referral/gold-card?ref=LANEW9EJ8&amp;amp;xl=cp108t&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Exciting Possibilities with Sign-Up Bonuses&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:20:07</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/e76ffc78-e589-4d1c-b835-5a2e2ae34a69/logos/9443d1d6-805c-4b90-8bd1-eb93f31a26a3.png"/><itunes:season>1</itunes:season><itunes:episode>2</itunes:episode><itunes:title>Ep 2- Your First Travel Card: What to Pick and Why</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 0- Why start the Points Rookie for credit card rewards]]></title><description><![CDATA[<p>The Points Rookie podcast is created to provide beginner-friendly guidance on points and miles, making travel more accessible and empowering. Lane Walberg shares his personal motivation and purpose behind the podcast, emphasizing the importance of creating memories and making travel achievable for everyone.</p><p></p><p>Takeaways</p><ul><li>Beginner-friendly approach</li><li>Empowering travel experiences</li></ul><p></p><p>Chapters</p><ul><li>00:00 The Purpose of The Points Rookie Podcast</li><li>05:13 Target Audience and Promise to Listeners</li></ul>]]></description><guid isPermaLink="false">54312c1a-06f6-4ed9-badd-0050a59fe111</guid><dc:creator><![CDATA[Lane Walberg]]></dc:creator><pubDate>Fri, 23 Jan 2026 02:18:06 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/5fbd30f67033fcaf94f5f2bcb06ec3325b9844ca4f293fc4e879c3bab85e548e/eyJlcGlzb2RlSWQiOiI1NDMxMmMxYS0wNmY2LTRlZDktYmFkZC0wMDUwYTU5ZmUxMTEiLCJwb2RjYXN0SWQiOiJlNzZmZmM3OC1lNTg5LTRkMWMtYjgzNS01YTJlMmFlMzRhNjkiLCJhY2NvdW50SWQiOiI2OGY0MDgyNGExOWVkYzQ3MjBjNGE4NTkiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk3MmJkMDAyZDg5YzMwZmIzYzdhODU4L2xhbmUtd2FsYmVyZ3Mtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtMS0yM19fMS0xMi00Ny5tcDMifQ==.mp3" length="6165214" type="audio/mpeg"/><itunes:summary>&lt;p&gt;The Points Rookie podcast is created to provide beginner-friendly guidance on points and miles, making travel more accessible and empowering. Lane Walberg shares his personal motivation and purpose behind the podcast, emphasizing the importance of creating memories and making travel achievable for everyone.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Beginner-friendly approach&lt;/li&gt;&lt;li&gt;Empowering travel experiences&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 The Purpose of The Points Rookie Podcast&lt;/li&gt;&lt;li&gt;05:13 Target Audience and Promise to Listeners&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:08:18</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/e76ffc78-e589-4d1c-b835-5a2e2ae34a69/logos/9443d1d6-805c-4b90-8bd1-eb93f31a26a3.png"/><itunes:title>Ep 0- Why start the Points Rookie for credit card rewards</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 1- Credit Card Points and Miles 101]]></title><description><![CDATA[<p>The Points Rookie podcast introduces beginners to the world of travel rewards, emphasizing the power of understanding credit card points and miles. It explores the possibilities of unlocking travel experiences and highlights the target audience for the points and miles game. The podcast also delves into credit score requirements, the concept of transferable points, and common rookie mistakes to avoid.</p><p></p><p><a rel="noopener noreferrer nofollow" href="http://www.pointsrookie.com" target="_blank">www.pointsrookie.com</a></p><p></p><p><a rel="noopener noreferrer nofollow" href="https://www.instagram.com/pointsrookie?igsh=MTZhNDJidHoxZW9nNA==" target="_blank">https://www.instagram.com/pointsrookie?igsh=MTZhNDJidHoxZW9nNA==</a></p><p></p><p></p><p></p><p>Takeaways</p><ul><li>Understanding credit card points and miles</li><li>The power of transferable points</li></ul><p></p><p></p><p></p><p></p><p></p><p>Chapters</p><ul><li>00:00 Introduction to Travel Rewards</li><li>06:04 Who is the Points and Miles Game For?</li><li>13:16 The Power of Transferable Points</li><li>18:48 Rookie Mistakes to Avoid</li></ul>]]></description><guid isPermaLink="false">1fd3c53a-7aae-4164-a23f-aa597eb5493c</guid><dc:creator><![CDATA[Lane Walberg]]></dc:creator><pubDate>Mon, 19 Jan 2026 18:02:22 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/e5dc472484fb9efbada4a1b4810d0ee9521d29e14c53ab76a14c5b55ac9a0594/eyJlcGlzb2RlSWQiOiIxZmQzYzUzYS03YWFlLTQxNjQtYTIzZi1hYTU5N2ViNTQ5M2MiLCJwb2RjYXN0SWQiOiJlNzZmZmM3OC1lNTg5LTRkMWMtYjgzNS01YTJlMmFlMzRhNjkiLCJhY2NvdW50SWQiOiI2OGY0MDgyNGExOWVkYzQ3MjBjNGE4NTkiLCJwYXRoIjoibWVkaWEvY2xpcHMvNjk2YzU0MmEwN2MyOWMwNDQ0NTliM2JkL2xhbmUtd2FsYmVyZ3Mtc3R1ZGlvLWNvbXBvc2VyLTIwMjYtMS0xOF9fNC0zMS01NC5tcDMifQ==.mp3" length="16838787" type="audio/mpeg"/><itunes:summary>&lt;p&gt;The Points Rookie podcast introduces beginners to the world of travel rewards, emphasizing the power of understanding credit card points and miles. It explores the possibilities of unlocking travel experiences and highlights the target audience for the points and miles game. The podcast also delves into credit score requirements, the concept of transferable points, and common rookie mistakes to avoid.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;http://www.pointsrookie.com&quot; target=&quot;_blank&quot;&gt;www.pointsrookie.com&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.instagram.com/pointsrookie?igsh=MTZhNDJidHoxZW9nNA==&quot; target=&quot;_blank&quot;&gt;https://www.instagram.com/pointsrookie?igsh=MTZhNDJidHoxZW9nNA==&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Takeaways&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Understanding credit card points and miles&lt;/li&gt;&lt;li&gt;The power of transferable points&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Chapters&lt;/p&gt;&lt;ul&gt;&lt;li&gt;00:00 Introduction to Travel Rewards&lt;/li&gt;&lt;li&gt;06:04 Who is the Points and Miles Game For?&lt;/li&gt;&lt;li&gt;13:16 The Power of Transferable Points&lt;/li&gt;&lt;li&gt;18:48 Rookie Mistakes to Avoid&lt;/li&gt;&lt;/ul&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:23:15</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/e76ffc78-e589-4d1c-b835-5a2e2ae34a69/logos/9443d1d6-805c-4b90-8bd1-eb93f31a26a3.png"/><itunes:season>1</itunes:season><itunes:episode>1</itunes:episode><itunes:title>Ep 1- Credit Card Points and Miles 101</itunes:title><itunes:episodeType>full</itunes:episodeType></item></channel></rss>